All list of Access Bank USSD Code (*901#) for Transaction

Last Updated on February 5, 2025 by admin

The Access bank USSD (Unstructured Supplementary Service Data) is a convenient, fast, secure and affordable way for customers to access their account services 24/7 through their mobile phone without the internet. The Service is available to all network subscribers (Glo, MTN, Airtel and 9mobile).

It enables customers to Open An Account, transfer funds, buy airtime for self and family and friends, check account balance as well block accounts when it’s compromised by fraudsters, even Change PIN/Registration and many more services.

For the purpose of this content we shall discuss how to use *901# ussd code with the phone number that is registered with your account and steps and code required to perform seamless service from your office or at home without visiting the banking hall. The Service attracts no charge. you can have Unlimited access to your account at any time.

Read: How to enroll for Access bank Ussd, transfer money, Buy Airtime and deactivate account

How to Open Access bank Account

Access Bank offers several ways to open an account, making it convenient for everyone. Here’s a breakdown of the options:  

1. Online Account Opening:

•  Go to the Access Bank website and look for the “Open an Account” or “Personal Banking” section.  
• Select the type of account you want to open (e.g., savings, current).
• Provide the required personal information, including your name, contact details, and other relevant information.
• You’ll likely need to upload scanned copies of your identification documents (e.g., passport, driver’s license) and proof of address.
•  Review all the information you’ve provided and submit your application online.
• Access Bank will review your application and may contact you for further verification.
•  Once your account is approved, you’ll receive instructions on how to activate it and start banking.

*2. USSD Code (901#):

• *Dial *901*0# to access Access Bank’s USSD menu.   
•  Choose the option to open an account.
•  Provide the requested information, which may include your name, date of birth, and other details. 
•  You might receive your account number and other account details via SMS.
•  You might need to visit an Access Bank branch to complete the account opening process and submit any required documents. 

3. Visiting an Access Bank Branch:

• Find the nearest Access Bank branch to you.
• Go to the branch with the necessary documents.
•  Request an account opening form from the customer service representative.
•  Complete the form with accurate and detailed information.
•  Provide the required identification documents, proof of address, and any other necessary documents.   
• The bank staff will guide you through the process and help you open your account.

General Requirements for Opening an Account:

•  You’ll need a valid means of identification, such as a National Identity Card, Driver’s License, International Passport, or Voter’s Card.  
•  You’ll need to provide proof of your residential address, such as a utility bill or bank statement.
•  You might need to provide recent passport-sized photographs.  
•  Your Bank Verification Number (BVN) is usually required.
• You’ll need to make an initial deposit into your new account

How to register for Access bank ussd code

1.  From your phone, dial *901#.
2. Choose the “Transfer” option from the menu.
3. If you have an ATM card, enter the last 6 digits of your debit card number. If you don’t have an ATM card, you can enter your date of birth.
4. Create a 4-digit USSD PIN.
5.  Re-enter the PIN to confirm.

Once you complete these steps, you’ll receive a confirmation message, and your USSD service will be activated.

How to buy airtime from access bank

To buy Airtime or recharge cards from your access bank account follow the steps below.

Access Bank makes it super easy to buy airtime for yourself or others using their USSD code, *901#. Here’s how:   

For yourself:

1. Dial *901*Amount# on your phone.  

   • For example, if you want to buy N1000 airtime, you’d dial *901*1000#.   

2.  You should receive an SMS confirming the transaction.   

For someone else:

1. Dial 901Amount*Phone Number# on your phone.   

   • For example, to buy N500 airtime for 08012345678, you’d dial *901*500*08012345678#.   

2.  Both you and the recipient should receive an SMS confirming the transaction.

Transfer money from Access Bank account

Access Bank offers several convenient ways to transfer money from your account

• To Access Bank Accounts:

  1. Dial *901*Amount*NUBAN Account Number# (e.g., *901*1000*1234512345#) from your registered phone number.
  2. Authenticate the transaction with your 4-digit security code 

• To Other Bank Accounts:

  1. Dial *901# from your registered phone number.
  2. Select “Send Money” and then “To Other Banks.”
  3. Follow the prompts to choose the recipient bank, enter the account number and amount.
  4. Authenticate with your 4-digit security code.

Also read: How to register/Enroll for Access Mobile app and internet banking

The Service attracts N20 charges (Transfers to Access Bank) and Service charges of N50 + N2.50 (VAT) charges (Other Banks).

How to Check  access bank Account Balance

Checking your Access Bank account balance using USSD is quick and easy. Here’s how:

1. Dial *901*00# from your registered phone number.

2. Authenticate with your 4-digit security code you created for your Access Bank USSD transactions.

3. After successful authentication, your account balance will be shown on your phone screen.

How to Deactivate your Access bank account

To deactivate your Access Bank account using the USSD code, follow these steps:

1.  From your phone, dial *901*911#.
2. Choose the “Self” option from the menu.
3.  Input the phone number linked to your Access Bank account.
4.  Choose the Access Bank account you want to deactivate.
5. Authenticate the transaction by entering your 4-digit USSD PIN.

Once you complete these steps, your Access Bank account will be deactivated, and you’ll receive a confirmation message.

Access bank cardless withdrawal

Access Bank offers a convenient cardless withdrawal feature that allows you to withdraw cash from an ATM without using your physical ATM card. Here’s how you can use it:

1.  From your phone, dial *903#.
2. Choose the “Withdraw Money” option from the menu.
3. Choose the “ATM Withdrawal” option.
4. Input the amount you want to withdraw.
5. Validate the transaction by entering your 4-digit PIN.
6.  You will receive a transaction code.
7.  Go to any Access Bank ATM that supports cardless withdrawal.
8. At the ATM, press ‘0’ to perform a cardless transaction.
9. Input your phone number, the amount, and the transaction code.
10. Follow the on-screen instructions to complete the transaction and receive your cash

How to pay bill from access bank

To pay a bill using Access Bank’s USSD code, follow these steps:

1.  From your phone, dial *901#.
2. Choose the “Other Services” option from the menu.
3. Next, select the “Pay Bills” option.
4. Follow the prompts to enter the biller’s code and the amount you want to pay.
5. Provide the account number you want to debit.
6.  Authenticate the transaction by entering your 4-digit USSD PIN.

Once the transaction is successful, you’ll receive a confirmation message.

How do I get a mini statement from access bank using ussd

To get a mini statement from Access Bank using the USSD code, follow these steps:

1. From your registered phone number, dial *901*00#.
2. Enter your 4-digit USSD PIN to authenticate the transaction.

You’ll receive a mini statement with your recent transactions via SMS.

Read: How to Block Access Bank account & View Mini Statement of Account and Pay Bills

List 0f all Access bank USSD Code