The last few years have witnessed a change in the modus operandi of most industries from the traditional approach to a more technologically advanced method.
The use of technology in most industries to advance services is a global experience, and Nigeria is not left out. One industry in Nigeria to have adopted technology for its day to day running is the banking sector. Banks have drifted from the traditional approach of a compulsory physical gathering to a more effective and customer friendly online/ internet banking.
Customers no longer have to queue at the banking hall to perform basic transactions like transferring money, paying utility bills, checking their account balance. Technology has created room for a fast and secure banking experience.
Banks have leveraged the ease and speed of mobile banking, leading to reliability and efficiency in the industry.
The introduction of the Unstructured Supplementary Service Data (USSD) has brought a more delightful experience for Nigerians who do not have to go through the rigour of traffic, queues, and stress just to perform basic transactions.
The USSD codes are designed to help customers perform transactions without constraints like mobile data or using an app like mobile app banking.
From the comfort of their homes, customers can perform basic transactions on their mobile devices using these USSD codes.
USSD-based mobile banking can be used for fund transfers, checking account balance, generating bank statements, among other uses.
To use the USSD mobile banking code, customers will have to dial a specific code generated by their bank and use the interactive menu displayed on their screen.
As a leading Nigerian bank, Access Bank has a 24-hour mobile banking service that enables customers to make seamless transactions without constraints.
How to register/create an Access Bank USSD *901# pin code
The *901# service is safe, convenient, and a secure platform for transacting. Customers will need to input their unique PIN to authenticate every transaction as a personal security measure.
The following steps will help customers create their Access Bank USSD *901#pin codes.
1. Dial *901# with your registered phone number
2. Click on ‘Transfer’
3. Enter the last 6 digits of your Debit Card number (You will be prompted to input your 4. Date of Birth if you do not have an active debit card).
5. Enter your account number
6. Create a 4-digit PIN.
How to transfer money using the Access Bank USSD code to another bank
Customers can send money to other banks using the following steps
Dial *901*2* AMOUNT*NUBAN Account Number# (e.g., *901*1000*1234512345#) from your phone. Authenticate using a four (4) digit security code.
To transfer to Access Bank,
Dial 901*1*AMOUNT*NUBAN Account Number#, then authenticate the payment with your 4-digit pin.
How to change Access Bank ussd Pin/reset
Access bank Customers can easily change their pin when they forget their pin by dialing *901*0#
How to Update Access bank customer info using ussd code
The good news is that customer that are in diaspora that have their sim card roam can make use of the magic code to update their information, transfer money, pay bills and buy airtime for family and friends back home in Nigeria
To update information customers need to dial *901*12#
How to use USSD on POS
Whenever you visit POS and feel unsecure to give out your ATM card you can make use of cardless by dial *901*000*RefCode#
How to To deactivate phone number on Access Bank USSD
This service can be accessed via any phone or phone number when you are attach or when your account is compromise by fraudsters using ussd as mean of transaction, all you need do is dial *901*911#