How to register for Unity bank internet banking and Mobile App and transfer money

Last Updated on September 26, 2024 by admin

The Unity bank Internet Banking is a secured platform with robust channels designed with ultramodern technology to give you unlimited access to your accounts and allows you enjoy seamless banking transactions anytime, anywhere.

You can enjoy features such as single and multiple transfer, bills payments, (GOTV and DSTV subscription, Data Bundle purchase, utility bill, etc.) Standing Instructions and lots more.

Also their Mobile Banking App  and ussd code lets you carry your bank with you wherever you go. You can perform transactions and manage your bank account(s) from your mobile device.

It is convenient banking at your fingertips. Enjoy quick and reliable..you can now check account balances, view bank statements online, make transfers, and even carry out prepaid service purchases.

Key Features:

• Open a Unity Bank Account directly from the app 
• Manage All Accounts, including checking, savings, and more 
• Send Money to friends, family, or vendors 
• Pay Bills quickly and easily 
• Buy Airtime and Data Plans for your phone 
• Purchase Movie and Event Tickets 
• Manage Cards, including blocking and enabling debit cards 
• Gamified Transactions, making banking more engaging and fun

Benefits:

• Convenience, conduct banking transactions from anywhere, at any time 
• Easy to Use, user-friendly interface 
• Specialized Debit Card, customize your debit card to fit your style 
• Earn Rewards, opportunity to earn rewards from promos, loyalty, and referrals 
• Security, data encryption and protection

What can you do with Unity bank Internet banking and Mobile App

Unity Bank’s Internet Banking and Mobile App (Unifi) offer a variety of convenient banking services, allowing you to manage your finances on the go or from the comfort of your home. Here’s what you can do:

Account Management:

• View account balances and transaction history
• Download and view account statements
• Set up and manage account alerts and notifications

Transfers and Payments:

• Transfer funds between your Unity Bank accounts
• Transfer funds to other banks within Nigeria
• Pay bills (utility bills, cable TV, internet subscriptions, etc.)
• Purchase airtime and data bundles for yourself or others
• Schedule recurring payments or future-dated transactions

Card Management:

• Block or unblock your debit/credit cards
• Request a card replacement
• View your card PIN

Other Services:

• Locate Unity Bank branches and ATMs
• Access customer support and FAQs
• View and manage your loan details (if applicable)
• Apply for certain loan products (subject to eligibility)

How to register for unity bank internet banking

To register for Unity Bank Internet Banking, you can follow these steps:

Online Registration:

1.  Go to the Unity Bank website:
2. Click on the “Internet Banking” tab
3. Look for the “Sign Up” or “Register” option on the Internet Banking page.
4.  Provide your account details, including your account number, phone number, and email address. You will also need to create a username and password.
5. Submit the form and follow the instructions for verification, which may include receiving a one-time password (OTP) on your registered phone number or email address.
6.  Once verified, you should be able to activate your account and log in to Unity Bank Internet Banking.

In-Branch Registration:

1. Locate your nearest Unity Bank branch.
2.  Inform a customer service representative that you want to register for Internet Banking.
3. Complete the registration form provided by the bank, providing your account details and other required information.
4.  Submit the form and follow any additional verification steps as instructed by the bank.
5.  You will receive your login credentials (username and password) after successful verification.

Unity Bank mobile App

Unity Bank mobile app is a convenient and efficient way for customers to manage their banking needs on-the-go. With this app, users can check their account balances, transfer funds, pay bills. The user-friendly interface makes it easy for customers to operate the app and quickly access the information they need.

Unity Bank has two mobile apps:

1. Unifi by Unity Bank; This is their newest app, designed to provide a more comprehensive banking experience. It offers features such as:

   • Opening a Unity Bank account
   • Managing all your Unity Bank accounts
   • Referring customers and getting rewarded
   • Sending money
   • Paying bills
   • Buying airtime and data plans
   • Purchasing movie and event tickets
   • Managing your cards (block and enable your debit cards)

2. Unity Bank Mobile Banking: This app offers basic banking features like:

   • 24/7 access to your Unity Bank personal accounts
   • Transferring funds between accounts
   • Paying bills
   • Viewing account balances and transaction history
   • Locating branches and ATMs

How to register for Unity bank Mobile App

Also read:Unity Bank ussd code: How to register, Transfer money, buy airtime

How to transfer Money with Unity Bank Internet Banking

Unity Bank offers several methods for transferring money, including through their Internet Banking platform and the *7799# USSD code. Here’s how to transfer money using each method:

1. Internet Banking:

•  Log into your Unity Bank Internet Banking account with your username and password.
• Click on the “Transfers” tab or section.
• Choose the appropriate transfer type:
  •  For transferring between your own Unity Bank accounts.
  •  For transferring to another Unity Bank account.
  • Other Banks Transfer: For transferring to accounts in other Nigerian banks.
• Fill in Details: Provide the recipient’s account number, bank name (if applicable), and the amount you wish to transfer.
• Confirm and Authorize: Review the transfer details, enter any required verification codes, and authorize the transaction.

*2. 7799# USSD Code:

• Unity Bank Transfer: Dial *7799*1*Recipient’s Account Number*Amount# and follow the prompts. (e.g., *7799*1*1234567890*10000#)

• Other Banks Transfer: Dial *7799*2*Recipient’s Account Number*Amount# and follow the prompts. (e.g., *7799*2*1234567890*10000#)

How do I download my Unity bank e-statements?

How do I check previous Unity bank transactions?

How do I recharge a phone from Unity bank?

This is a quick and convenient option, especially if you don’t have internet access.

• Self-Recharge: Dial *7799*Amount# from the phone number linked to your Unity Bank account. For example, to recharge ₦1000, dial *7799*1000#.
• Recharge for Others: Dial *7799*Phone Number*Amount# from your linked phone number. For example, to recharge ₦500 for the number 08012345678, dial *7799*08012345678*500#.

2. Using the Unifi Mobile App:

If you prefer a more visual and feature-rich experience, you can use the Unity Bank Unifi mobile app.

1. Open the app and log in using your username and password.
2.  Navigate to the “Airtime Recharge” section, usually found on the home screen or under a “Services” or “Payments” menu.
3.  Choose the Unity Bank account you want to debit for the recharge.
4.  Enter the phone number you want to recharge and the amount.
5.  Review the details and confirm the transaction. The airtime will be credited to the specified phone number instantly

How do I check my account balance?

Where can I view myUnity bank transaction history?

You have several convenient options to view your Unity Bank transaction history:

1. Internet Banking:

• Login: Access your Unity Bank Internet Banking account through their website.
• View Transactions: Navigate to the “Account Activity” or “Transaction History” section. This is typically found under the “Accounts” or “Transactions” tab. You can usually filter the transactions by date range and account type.

2. Unifi Mobile App:

• Open the App: Launch the Unity Bank Unifi app on your mobile device.
• View Transactions: Go to the “Accounts” or “Transactions” section within the app. You should be able to see your recent transactions here. The app may also offer options to filter by date or account.

3. ATM:

• Mini Statement: Visit any Unity Bank ATM, insert your card and PIN, and select the “Mini Statement” option. This will display your recent transactions on the ATM screen.

4. Bank Statement:

• Request a Statement: You can request a printed or electronic bank statement for a specific period at your Unity Bank branch. This statement will provide a detailed record of your transactions.

5. Customer Service:

• Call or Visit: If you’re having trouble accessing your transaction history online or through the app, you can call Unity Bank’s customer service or visit your nearest branch for assistance.

.

I cannot remember my Unity bank password, what do I do?

You have a few options to reset your Unity Bank password:

1. Internet Banking:

• Forgot Password Link: On the Unity Bank Internet Banking login page click on the “Forgot Password” link.
• Enter Username: Provide your username and follow the on-screen instructions to reset your password. You will typically receive a verification code via email or SMS.

2. Unifi Mobile App:

• Forgot Password: In the Unifi Mobile App login screen, tap on the “Forgot Password” option.
• Follow Instructions: Follow the instructions to reset your password through the app. This may involve entering your account details or receiving a verification code.

3. Unity Bank Branch:

• Visit a Branch: Go to your nearest Unity Bank branch and inform a customer service representative that you need to reset your password.
• Provide Identification: You will likely need to provide your account details and a valid form of identification to verify your identity.
• Reset Password: The bank staff will assist you in resetting your password.

4. Customer Service:

• Call the Contact Center: You can call Unity Bank’s customer service hotline for assistance with resetting your password. Be prepared to provide your account information and personal details for verification.

Unity Bank Internet Banking and Mobile App (Unifi) FAQs:

Registration and Login:

• Q: How do I register for Unity Bank Internet Banking?
  • You can register online through the Unity Bank website or by visiting a branch. You’ll need your account details and a valid email address.
• Q; How do I register for the Unifi Mobile App?
  • Download the app from the App Store or Google Play Store and follow the on-screen instructions to register using your Unity Bank account details.
• Q: I forgot my password, what do I do?
  • You can reset your password through the “Forgot Password” link on the login page or within the app.

Transactions and Payments:

• Q: How do I transfer money using Internet Banking or the Unifi app?
  • Navigate to the “Transfers” section and select the type of transfer (self-linked, Unity Bank, or other banks). Then enter the recipient’s details and amount.
• Q: Can I pay bills through the app?
  • Yes, you can pay various bills like utility bills, cable TV subscriptions, and more through the “Pay Bills” section.
• Q: Can I buy airtime and data on the app?
  • Yes, you can purchase airtime and data bundles for yourself or others directly through the app.
• Q; Are there transaction limits?
  • Yes, there might be daily or per-transaction limits for security reasons. These limits may vary depending on your account type and transaction type.

Account Management:

• Q: How do I check my account balance?
  • You can check your balance through the app, Internet Banking, USSD code (*7799#), ATM, or by requesting a mini statement.
• Q: How can I view my transaction history?
  • You can view your transaction history through the app, Internet Banking, or by requesting a statement from the bank.
• Q: Can I download my e-statement?
  • Yes, you can download your e-statement from the Internet Banking platform.

Security:

• Q: Is it safe to use Unity Bank’s Internet Banking and Mobile App?
  • Yes, both platforms use encryption and other security measures to protect your information. However, always be cautious and avoid using public Wi-Fi for banking transactions.
• Q: What should I do if I suspect fraudulent activity on my account?
  • Immediately contact Unity Bank customer service to report any suspicious activity.

Other:

• Q; How do I locate a Unity Bank branch or ATM?
  • You can use the branch and ATM locator feature within the Unifi app or on the Unity Bank website.
• Q: Can I apply for a loan through the app?
  • You can inquire about loans and initiate some loan applications through the app. However, the full application process might require visiting a branch.
  • Q: How can I contact Unity Bank customer service?
    • You can reach Unity Bank customer service through their website, phone number, or by visiting a branch.