unity bank online banking

How to register for Unity bank internet banking and Mobile App and transfer money

Last Updated on June 1, 2024 by admin

The Unity bank Internet Banking is a secured platform with robust channels designed with ultramodern technology to give you unlimited access to your accounts and allows you enjoy seamless banking transactions anytime, anywhere.

You can enjoy features such as single and multiple transfer, bills payments, (GOTV and DSTV subscription, Data Bundle purchase, utility bill, etc.) Standing Instructions and lots more.

Also their Mobile Banking App  and ussd code lets you carry your bank with you wherever you go. You can perform transactions and manage your bank account(s) from your mobile device.

It is convenient banking at your fingertips. Enjoy quick and reliable..you can now check account balances, view bank statements online, make transfers, and even carry out prepaid service purchases.

What can you do with Unity bank Internet banking and Mobile App

 

Unity Bank’s Internet Banking and Mobile App (Unifi) offer a variety of convenient banking services, allowing you to manage your finances on the go or from the comfort of your home. Here’s what you can do:

Account Management:

  • View account balances and transaction history
  • Download and view account statements
  • Set up and manage account alerts and notifications

Transfers and Payments:

  • Transfer funds between your Unity Bank accounts
  • Transfer funds to other banks within Nigeria
  • Pay bills (utility bills, cable TV, internet subscriptions, etc.)
  • Purchase airtime and data bundles for yourself or others
  • Schedule recurring payments or future-dated transactions

Card Management:

  • Block or unblock your debit/credit cards
  • Request a card replacement
  • View your card PIN

Other Services:

  • Locate Unity Bank branches and ATMs
  • Access customer support and FAQs
  • View and manage your loan details (if applicable)
  • Apply for certain loan products (subject to eligibility)

How to register for unity bank internet banking

 

To register for Unity Bank Internet Banking, you can follow these steps:

Online Registration:

  1. Visit the Unity Bank website: Go to the Unity Bank website:
  2. Navigate to Internet Banking: Click on the “Internet Banking” tab
  3. Select “Sign Up”: Look for the “Sign Up” or “Register” option on the Internet Banking page.
  4. Fill out the registration form: Provide your account details, including your account number, phone number, and email address. You will also need to create a username and password.
  5. Submit and Verify: Submit the form and follow the instructions for verification, which may include receiving a one-time password (OTP) on your registered phone number or email address.
  6. Activate Your Account: Once verified, you should be able to activate your account and log in to Unity Bank Internet Banking.

In-Branch Registration:

  1. Visit a Unity Bank branch: Locate your nearest Unity Bank branch.
  2. Request Internet Banking registration: Inform a customer service representative that you want to register for Internet Banking.
  3. Fill out the form: Complete the registration form provided by the bank, providing your account details and other required information.
  4. Submit and Verify: Submit the form and follow any additional verification steps as instructed by the bank.
  5. Receive Login Credentials: You will receive your login credentials (username and password) after successful verification.

How to register for Unity bank Mobile App

 

To register for Unity Bank’s mobile app (Unifi), follow these steps:

1. Download the App:

  • Visit the Google Play Store (for Android) or Apple App Store (for iOS) and search for “Unifi by Unity Bank”.
  • Download and install the app on your mobile device.

2. Existing Unity Bank Account Holders:

  • Open the app and click on “Get Started.”
  • Select “I have a Unity Bank account.”
  • Input your existing Unity Bank account number and follow the on-screen prompts to register your username and set a password.
  • Once registered, you can log in and start using the app.

New Unity Bank Account Holders:

  • If you don’t have a Unity Bank account, you’ll need to open one before you can register for the mobile app.
  • You can visit your nearest Unity Bank branch to open an account.
  • Once your account is opened, you can follow the steps above for existing account holders to register and use the app.

Important Note:

  • Ensure you have a strong internet connection during the registration process.
  • Keep your login credentials (username and password) confidential for security purposes.

Also read:Unity Bank ussd code: How to register, Transfer money, buy airtime

How to transfer Money with Unity Bank Internet Banking

 

Unity Bank offers several methods for transferring money, including through their Internet Banking platform and the *7799# USSD code. Here’s how to transfer money using each method:

1. Internet Banking:

  •  Log into your Unity Bank Internet Banking account with your username and password.
  • Click on the “Transfers” tab or section.
  • Choose the appropriate transfer type:
    •  For transferring between your own Unity Bank accounts.
    •  For transferring to another Unity Bank account.
    • Other Banks Transfer: For transferring to accounts in other Nigerian banks.
  • Fill in Details: Provide the recipient’s account number, bank name (if applicable), and the amount you wish to transfer.
  • Confirm and Authorize: Review the transfer details, enter any required verification codes, and authorize the transaction.

*2. 7799# USSD Code:

  • Unity Bank Transfer: Dial *7799*1*Recipient’s Account Number*Amount# and follow the prompts. (e.g., *7799*1*1234567890*10000#)

 

  • Other Banks Transfer: Dial *7799*2*Recipient’s Account Number*Amount# and follow the prompts. (e.g., *7799*2*1234567890*10000#)

How do I download my Unity bank e-statements?

You can easily download your Unity Bank e-statements by following these steps:

1. Log in to your Unity Bank Internet Banking account:

  • Visit the Unity Bank website:
  • Click on the “Internet Banking” tab.
  • Enter your login credentials (username and password).

2. Navigate to the Statements section:

  • Once logged in, look for the “Statements” or “eStatements” section. This might be under the “Accounts” or “Transactions” tab.

3. Select the Account and Period:

  • Choose the account for which you want to download the statement.
  • Select the desired statement period (e.g., monthly, quarterly, annually).

4. Download the Statement:

  • Click on the “Download” or “View” button next to the statement you want to download.
  • The statement will typically be downloaded in PDF format, which you can open and view using a PDF reader.

How do I check previous Unity bank transactions?

You have a few options to check your previous Unity Bank transactions:

1. Internet Banking:

  • Login: Log into your Unity Bank Internet Banking account on their website.
  • View Transactions: Look for the “Account Activity” or “Transaction History” section. This will typically be found under the “Accounts” or “Transactions” tab. You can usually filter the transactions by date range and account type.

2. Mobile Banking (Unifi App):

  • Open the App: Launch the Unity Bank Unifi app on your mobile device.
  • View Transactions: Navigate to the “Accounts” or “Transactions” section of the app. Here, you should be able to view your recent transactions. You might have an option to filter by date or account as well.

3. ATM:

  • Visit an ATM: Go to any Unity Bank ATM.
  • Select “Mini Statement”: Insert your card and PIN, then select the “Mini Statement” option to view your recent transactions.

4. Bank Statement:

  • Request a statement: You can request a printed or electronic bank statement for a specific period from your Unity Bank branch.

How do I recharge a phone from Unity bank?

This is a quick and convenient option, especially if you don’t have internet access.

  • Self-Recharge: Dial *7799*Amount# from the phone number linked to your Unity Bank account. For example, to recharge ₦1000, dial *7799*1000#.
  • Recharge for Others: Dial *7799*Phone Number*Amount# from your linked phone number. For example, to recharge ₦500 for the number 08012345678, dial *7799*08012345678*500#.

2. Using the Unifi Mobile App:

If you prefer a more visual and feature-rich experience, you can use the Unity Bank Unifi mobile app.

  1. Log in: Open the app and log in using your username and password.
  2. Airtime Recharge: Navigate to the “Airtime Recharge” section, usually found on the home screen or under a “Services” or “Payments” menu.
  3. Select Account: Choose the Unity Bank account you want to debit for the recharge.
  4. Enter Details: Enter the phone number you want to recharge and the amount.
  5. Confirm and Recharge: Review the details and confirm the transaction. The airtime will be credited to the specified phone number instantly

 

How do I check my account balance?

You have several convenient options to check your Unity Bank account balance:
  • USSD Code:

    • Dial *7799# from your mobile phone linked to your Unity Bank account.
    • Select “Check Account Balance” from the menu.
    • Enter your 4-digit PIN or the last four digits of your debit card.
    • You’ll receive an SMS with your account balance.
  • Unifi Mobile App:

    • Log into the Unifi Mobile App using your credentials.
    • Your account balance will be displayed on the home screen or in the “Accounts” section.
  • Internet Banking:

    • Log into Unity Bank Internet Banking on their website.
    • Your account balance will be visible on the dashboard or in the “Account Summary” section.
  • ATM:

    • Visit any Unity Bank ATM.
    • Insert your card and PIN.
    • Select “Balance Inquiry” from the menu to see your account balance.
  • Bank Statement:

    • You can request a printed or electronic bank statement from your Unity Bank branch for a specific period, which will include your account balance.

Where can I view myUnity bank transaction history?

You have several convenient options to view your Unity Bank transaction history:

  1. Internet Banking:
  • Login: Access your Unity Bank Internet Banking account through their website.
  • View Transactions: Navigate to the “Account Activity” or “Transaction History” section. This is typically found under the “Accounts” or “Transactions” tab. You can usually filter the transactions by date range and account type.
  1. Unifi Mobile App:
  • Open the App: Launch the Unity Bank Unifi app on your mobile device.
  • View Transactions: Go to the “Accounts” or “Transactions” section within the app. You should be able to see your recent transactions here. The app may also offer options to filter by date or account.
  1. ATM:
  • Mini Statement: Visit any Unity Bank ATM, insert your card and PIN, and select the “Mini Statement” option. This will display your recent transactions on the ATM screen.
  1. Bank Statement:
  • Request a Statement: You can request a printed or electronic bank statement for a specific period at your Unity Bank branch. This statement will provide a detailed record of your transactions.
  1. Customer Service:
  • Call or Visit: If you’re having trouble accessing your transaction history online or through the app, you can call Unity Bank’s customer service or visit your nearest branch for assistance.

.

I cannot remember my Unity bank password, what do I do?

You have a few options to reset your Unity Bank password:

1. Internet Banking:

  • Forgot Password Link: On the Unity Bank Internet Banking login page click on the “Forgot Password” link.
  • Enter Username: Provide your username and follow the on-screen instructions to reset your password. You will typically receive a verification code via email or SMS.

2. Unifi Mobile App:

  • Forgot Password: In the Unifi Mobile App login screen, tap on the “Forgot Password” option.
  • Follow Instructions: Follow the instructions to reset your password through the app. This may involve entering your account details or receiving a verification code.

3. Unity Bank Branch:

  • Visit a Branch: Go to your nearest Unity Bank branch and inform a customer service representative that you need to reset your password.
  • Provide Identification: You will likely need to provide your account details and a valid form of identification to verify your identity.
  • Reset Password: The bank staff will assist you in resetting your password.

4. Customer Service:

  • Call the Contact Center: You can call Unity Bank’s customer service hotline for assistance with resetting your password. Be prepared to provide your account information and personal details for verification.

Unity Bank Internet Banking and Mobile App (Unifi) FAQs:

 

Registration and Login:

  • Q: How do I register for Unity Bank Internet Banking?
    • You can register online through the Unity Bank website or by visiting a branch. You’ll need your account details and a valid email address.
  • Q; How do I register for the Unifi Mobile App?
    • Download the app from the App Store or Google Play Store and follow the on-screen instructions to register using your Unity Bank account details.
  • Q: I forgot my password, what do I do?
    • You can reset your password through the “Forgot Password” link on the login page or within the app.

Transactions and Payments:

  • Q: How do I transfer money using Internet Banking or the Unifi app?
    • Navigate to the “Transfers” section and select the type of transfer (self-linked, Unity Bank, or other banks). Then enter the recipient’s details and amount.
  • Q: Can I pay bills through the app?
    • Yes, you can pay various bills like utility bills, cable TV subscriptions, and more through the “Pay Bills” section.
  • Q: Can I buy airtime and data on the app?
    • Yes, you can purchase airtime and data bundles for yourself or others directly through the app.
  • Q; Are there transaction limits?
    • Yes, there might be daily or per-transaction limits for security reasons. These limits may vary depending on your account type and transaction type.

Account Management:

  • Q: How do I check my account balance?
    • You can check your balance through the app, Internet Banking, USSD code (*7799#), ATM, or by requesting a mini statement.
  • Q: How can I view my transaction history?
    • You can view your transaction history through the app, Internet Banking, or by requesting a statement from the bank.
  • Q: Can I download my e-statement?
    • Yes, you can download your e-statement from the Internet Banking platform.

Security:

  • Q: Is it safe to use Unity Bank’s Internet Banking and Mobile App?
    • Yes, both platforms use encryption and other security measures to protect your information. However, always be cautious and avoid using public Wi-Fi for banking transactions.
  • Q: What should I do if I suspect fraudulent activity on my account?
    • Immediately contact Unity Bank customer service to report any suspicious activity.

Other:

  • Q; How do I locate a Unity Bank branch or ATM?
    • You can use the branch and ATM locator feature within the Unifi app or on the Unity Bank website.
  • Q: Can I apply for a loan through the app?
    • You can inquire about loans and initiate some loan applications through the app. However, the full application process might require visiting a branch.
    • Q: How can I contact Unity Bank customer service?
      • You can reach Unity Bank customer service through their website, phone number, or by visiting a branch.

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