access bank ussd code

How to transfer money from Access Bank: Buy Airtime, register for ussd and block account

Last Updated on November 2, 2023 by admin

Access Bank has remained committed to educating its customers, informing on how they can make use of mobile banking *901# for their transaction and protecting them from fraudsters.As a result the Bank has created dedicated pages on its official website that constantly update customers on the schemes fraudsters employ to defraud them and how to perform seamless transaction using their mobile phone.

The bank ussd code *901# is secure, fast and reliable when it come to fund transfer, purchase of Airtime for self, family and friends and check account balance and deactivate a USSD profile.

As foremost bank in Nigeria,the service is available 24 hours—that means account holders can perform their transaction on the go even in their offices or home without visiting the banking hall.

Also read: GTBank Internet and Mobile Banking: How to Signup and transfer money

However, the service is available to all individual account holders (sole signatory) whose phone numbers are registered with any of the mobile network operators (MTN, GLO, Airtel and 9Mobile) and correctly maintained with the Bank. But Joint, corporate, and multiple signatory accounts are not eligible for this service.

Please note that Access bank ussd code *901# can only be accessed via your phone number maintained with the bank.The service can be use in oversea provided you have an active roaming service.


How to Register for Acess Bank *901# ussd code service

To enroll on Access bank ussd code *901# service, customers should simply follow the steps below:

1. Dial *901# with your registered phone number
2. Click on ‘Transfer’
3. Enter the last 6 digits of your Debit Card number (You will be prompted to input your 4. Date of Birth if you do not have an active debit card).
5. Enter your account number
6. Create a 4-digit PIN to enable authorize the transaction.

Also customers with HIDA (High Interest Deposit Account) and cardless accounts can enroll with their registered Date of Birth. This service can be use for more that one account as long as the phone number is maintained with the Bank.

How to transfer money from Access bank

To transfer money with Access Bank using different channels, here are the steps for each method:

1. Access Bank Mobile App:

1- Download and install the Access Bank mobile app from your device’s app store.
2- Open the app and log in using your username and password.
3- Navigate to the Transfer or Send Money section.
4- Select the type of transfer you want to make, such as a local transfer or an international transfer.
5- Enter the recipient’s bank details, including the bank name, account number, and branch code if applicable.
6- Enter the amount you want to transfer.
7- Review the details to ensure accuracy.
8- Confirm the transfer by providing any necessary authorization, such as entering a one-time password (OTP) or transaction password.
9- After confirming, the transfer will be initiated, and the money will be debited from your Access Bank account and credited to the recipient’s bank account.

2. Access Bank Online Banking:

– Visit the Access Bank online banking portal and log in to your online banking account.
– Navigate to the Transfer Funds or Send Money section.
– Follow the same steps outlined for the mobile app transfer.

3. USSD Code:

How to Transfer Money from Access Bank to Other Banks Using The Transfer Code

To transfer money from Access Bank to other local banks via the USSD transfer code, simply dial *901*2*Amount*Account Number#.

Example:  To transfer N9000 to 4037645935 (other banks <First Bank>), just dial *901*2*9000*4037645935 #, select the option for Zenith Bank, confirm the details, and enter your PIN to complete the transfer.


How to Transfer Money from Access Bank to Access Bank Using The Transfer Code

To transfer money from Access Bank to Access Bank using the transfer code, simply dial *901*1*Amount*Account Number#.

Example : To send N8000 to 0243566467 (Access Bank account number) simply dial *901*1*8000* 0243566467#, then confirm the transfer details and enter your PIN to complete the transfer.

4. ATM:

1- Visit any Access Bank ATM.
2- Insert your Access Bank debit card and enter your PIN.
3- Select the Transfer or Send Money option from the ATM menu.
4- Enter the recipient’s bank details and the amount you want to transfer.
5- Confirm the transfer and follow the prompts to complete the transaction.

5. Branch:

1- Visit your nearest Access Bank branch.
2- Fill out a funds transfer form with the recipient’s bank details, including the bank name, account number, and branch code if applicable.
3- Submit the form to the bank teller along with any necessary identification, such as your ID card.
4- The teller will process the transfer on your behalf, and the money will be transferred to the recipient’s bank account.


Read: How to Block Gtbank and Zenith Bank ATM Debit Card in case of fraud

What is transaction limit on access bank ussd service

The maximum daily transfer limit is N100,000 (N20,000 per transaction)
Daily maximum limit on Airtime top-up is N20,000

But if you want to increase the limit, visit any access bank branch for a hardware token or the last six digits of your debit card is required. You can request a token.


How to block Access Bank  Account using ussd code

Access Bank is always seeking innovative ways to safeguard the resources of their customers. They have also listened to their customer complaints which now prompt them to unveiled *901*911# USSD code, a solution that allows customers act swiftly.

To deactivate a USSD profile, simply dial *901*911# from any phone, input the registered phone number for the account you want to blacklist and your USSD profile will be deactivated and blacklisted automatically.”


What if I forget my PIN?

If you forget your pin or you want to change for security purpose simply Dial *901*0# to reset pin.

You may like to read: How to secure and protect your bank accounts from hackers and fraudsters



1. Buy Self-airtime purchase: dial *901*amount#
2. Buy Airtime to others: *901*Amount*Phone Number#
3. Transfer Fund: *901*Amount*Account Number#
4. Balance enquiry: *901*00#
5. Bill Payments like gotv, dstv, Nepa etc: *901*3#
6. USSD on POS : *901*000*RefCode#
7. Payday Loan: *901*11#
8. Update customer info: *901*12#
9. Access Yellow: *901*10#
10. Access Africa: *901*13#
11. Diamond Xtra: *901*5#
12. To deactivate phone number on USSD (this service can be accessed via any phone or phone number) *901*911#
13. PIN change/reset: *901*0#

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