Acess Bank Cardless: How to withdrawal money from access bank without ATM Card and Access Money mobile services

Last Updated on October 16, 2023 by admin

Access bank Cardless cash withdrawal enables customers to withdraw cash securely and conveniently from ATM Machine and POS Without their debit card. Users and non-users of MTN and AIRTEL mobile money can perform this seamless service when they are financial trap without their ATM Card.

With Cardless Cash in the Access bank app, you can securely withdraw cash without your card or even arrange for someone else to collect the money for you. The service is available 24/7 access to cash, without your card.

The cardless cash withdrawal option can be used for self-withdrawal, but it comes with a daily transaction limit as well as per transaction limit of N150,000 In Nigeria and (between GHS 10 to 400) in Ghana

In this article we shall discuss process and steps to perform Access bank cardless withdrawal and ACCESS MONEY MOBILE SERVICES.

Firstly,let take a look at How to Withdraw money From Access Bank ATM Without Card using ussd code method.

Before you can make use of this method, you need to activate yourAccess bank mobile banking which also known as ussd banking if you haven’t register for one before now.

How To Register Access Bank Account With USSD Transfer Code

To register for your ussd code, simply dial *901*0# on your phone link to your bank account and follow the prompts
2. . Enter the last 6 digits of your Debit Card number (You will be prompted to input your 4. Date of Birth if you do not have an active debit card).
3. Enter your account number
4. Create a 4-digit PIN

How to withdraw money from Acces bank without ATM CARD {Cardless withdrawal} In Nigeria

From your phone link to your access bank dial *901#
2. select other service
3. select cardless service
4. select 1 for self Or 2 for third party withdrawal
5. select account
6. Enter amount ranging from N1000 TO N20,000
7. follow the onscreen message to generate cardless withdrawal code
8. The One Time withdrawal code displays (6 digits) on customer’s phone

Withdrawal at the ATM Machine steps

1. Visit ATM Machine that has cardless withdrawal enable
2.press 0 to perform cardless withdrawal service
3.input your amount and the One Time withdrawal code
4. get your cash

Access Bank Cardless Withdrawal Via Mobile App

1. Login to your mobile banking dashboard.
2. Select Cardless withdrawal.
3. Choose account if you have more than one access bank account.
4. Enter the amount of money you want to withdraw.
5. Input your withdrawal one time password sent to your phone and your transaction pin.

At the ATM MACHINE withdrawal process

1. Locate any ATM that supports cardless withdrawal and cash out your money.
2. Follow the instructions on the ATM screen and complete your transaction. Make sure that you enter the right reference code.
3. Then, wait for the ATM to dispense your cash

Withdraw Through Access Bank Agent Without ATM Card

1. Visit any of our Access Money Agent nearest to you
2. Dial *903# from your phone and select “Withdraw Money” option
3. Select “Agent Withdrawal” option.
4. Enter the Amount, Agent Code and validate the transaction with your PIN.
5. You will receive a notification via SMS that your transaction has been processed.
Receive the cash from the agent.

Access bank Cardless Withdrawal in Ghana

HOW TO GENERATE MTN TOKEN in Ghana

1. Enter the USSD Short Code *511# to get the menu
2. Select option1:Generate token
3. Enter 4 Digit Secret Code(e.g. 1425)
4.Enter an Amount (between GHS 10 to 400)
5. An authorization code will be sent to your phone , please confirm by typing *170# and select YES
6. Enter MM PIN (i.e. mobile money PIN)
7. Customer gets the Token Number via text

HOW TO GENERATE AIRTEL TOKEN in Ghana

1. Enter the USSD Short Code *500# to get the menu
2. Select option 5: Withdraw money
3. Select option 2: from ATM
4. Enter amount to cash (between GHS 10 to 400) and send
5. Enter PIN to confirm
6. Enter the reference number (narration)
7. The One Time withdrawal code displays (6 digits) on customer’s phone

Forget my USSD PIN?

Whenever you forget your access bank ussd code and you want to reset it kindly follow the steps below to reset your PIN:

1. Dial *901#
2. Select 4 ‘Other Services’
3.Select 5 ‘Reset PIN’
4. Enter Date of Birth in the format shown (DDMMYYYY)
5. Create New PIN and Submit OR
6. Dial *901*0#
7. Enter Date of Birth in the format shown (DDMMYYYY)
8. Create New PIN and submit

How to block access bank account

You can easily block your access bank account when you feel your account is in danger, all you need is to follow the steps below. Please note: USSD PIN is required before any block account request is validated. If you have not previously registered on *901#, you will be required to do so and create a 4-digit USSD PIN.

1. Dial *901*911# on any phone and follow these easy steps:
2. Dial *901*911#
3. Select Option 2 (Block Account)
4. Select ‘Self’ or ‘Third party’ for others
5. Enter the phone number linked to the account (s)
6. Select the Account you want to block (you can select either one of your accounts or all of them)
7. Enter your USSD PIN

Or dial *901# and select Other Services:

1. Select Option 9 (Opt Out)
2. Select Block Account
3. Select ‘Self’ or ‘Third party’ for others
4. Enter the phone number linked to the account (s)
5. Select the Account you want to block (you can select either one of your accounts or all of them)
6. Enter your USSD PIN

A successful request notification will display on your phone screen once you complete this correctly, and your account(s) would be instantly blocked

ACCESS BANK MONEY MOBILE SERVICES

Access Bank’s Mobile Money service (a.k.a AccessMoney) developed and delivered in collaboration with Airtel Nigeria.

It enables customers to perform Simple, Secure and Instant financial transactions using their mobile phone on any network, any mobile device anytime and anywhere

Withdraw through ATM Using Access mobile service

Steps:

1. Dial *903# from your phone and select “Withdraw Money” option

2. Select “ATM Withdrawal” option.

3. Enter the Amount and validate the transaction with your PIN.

4. You will receive a transaction code for successful withdrawal.

5. Keep the code and visit any of our nearest ATM

5. Press ‘0’ to perform a cardless withdrawal.

6. Select Access Money and Input your Phone number, Amount Initiated, and the transaction code received and select continue.

7. Receive your cash from the ATM.

Withdraw through access Agents using Access bank Mobile service

Steps:

1. Visit any of our Access Money Agent nearest to you.

2. Dial *903# from your phone and select “Withdraw Money” option

3. Select “Agent Withdrawal” option.

4. Enter the Amount, Agent Code and validate the transaction with your PIN.

5. You will receive a notification via SMS that your transaction has been processed.

6. Receive the cash from the agent.

Send Money to any Bank Account using Access bank mobile service

Steps:

1. Dial *903# on your phone

2. Select “Send Money” option

3. Select to Bank Account

4. Select Bank Name and Input Account Name

5. Enter Amount and Input PIN to validate transaction.

6. You will receive a notification via SMS that your transaction has been processed.

Culled from Access Bank