Zenith bank cardless withdrawal: How to withdraw money from ATM without your debit card

Last Updated on October 18, 2023 by admin

The request of cash -on -the-go has prompt banks in Nigeria to introduces cardless withdrawal which enable customers withdraw cash from ATM machine without using Naira  debit card

The cardless cash withdrawal  can be used for self-withdrawal, also Your love once, family and friends can also withdraw money from ATM enable with this process  all you need is to generate the code  and forward them the reference code so they can locate any ATM machine that is paycode enable.

Now you know that it’s possible to withdrawal from from ATM without your card,the next questions what are the steps to perform cardless withdrawal from zenith bank?

On the heels of this,  etimes have written a total break down  on how to withdrawal money from zenith bank and request for Zenith Bank Virtual Card.

Zenith Bank Virtual Card

The Zenith Bank Virtual Card  is specifically designed  by your bank for web transactions, also it can be used to shop online . It’s accepted both  locally and internationally) it can  use to  pay bills and subscriptions  and more financial activities.

How to apply for Zenith Bank Virtual Card

You don’t  need to visit your bank branch to  obtain a virtual card using the Zenith …All you need do is to make use of  zenith bank internet Banking,  or ussd code by dialing *966*2273# and following the prompts, or their online portal url : https://realtime.zenithbank.com/onlinevirtualcard to request for Virtual Card.


How to register for Zenith Bank ussd code Pin for transaction

If you haven’t register for Zenith Bank ussd code Pin for transaction please  follow the steps below, but if you have already register for it move straight how to generate cardless withdrawal code

1.To register, dial *966*00# from your phone number that is link to your bank account.
2.You will be prompted to enter the last 4 digits of your Debit (ATM) card number.
3.The next page will display your Account Name to create a 4 digit PIN
4.Confirm the 4 digit PIN
5. You have succeed in create your ussd transaction pin code

You can also read: Zenith bank ussd code*966#:How to transfer money,create PIN and buy recharge card

How to generate cardless withdrawal code with *966#

If you need cash and you don’t have your debit or credit card with you , also  there is no way you can withdraw from counter because of the odd time. don’t worry you can now perform cardless service with your mobile phone all you need is to read the outline steps below..

1.To create and cancel a cardless withdrawal code, simply dial *966*60# and select the option 7.

2.Input ”Amount”
3. Enter any 4 digit code to set your “Cash-Out PIN”
4. Enter your pre-selected 4 digits PIN to complete the cardless withdrawal request
5. Your 0-14 digit withdrawal code will be sent to your via SMS

How to generate cardless code using  Mobile App

You can also make use of zenith bank mobile app to generate cardless withdrawal code by following steps adumbrated below.

1.Customers are advice to Download zenith mobile app and log in by entering with your banking user ID and password
2. Select Cardless Withdrawal feature
3.Enter Amount
4.Create a one-time PIN for verification at the ATM
5.Enter Mobile App PIN
6.Your 0-14 digit withdrawal code will be generated

A reference code is immediately sent to your mobile phone via SMS and you can locate the nearest ATM to make your withdrawals.

Please note: that the amount that you have entered to be withdrawn, needs to be withdrawn in a one-time transaction.

Also read: Zenith Bank Ussd Code: How to create Pin, Buy airtime,Pay DStv & PHCN and block ATM Card

Now you learn how to create your cardless code, let take a look on how you can withdraw money from ATM machine. follow the steps outline below.

How to make a cardless withdrawal at zenith ATM

1. Locate any zenith ATM or Paycode enable ATM M achine
2.Press “Enter” button on the ATM machine
3.Select Cardless Withdrawal feature {“PayCode” option }
4.Enter the 0-14 digit withdrawal passcode { “PayCode number” received on your mobile phone}
5. Enter your one-time PIN for verification
6.Enter amount to withdraw (This should be same selected when initiating request on Internet Banking, USSD, Mobile Banking)
7. Press “Enter “ button to proceed
8.Collect your cash

To Select preferred USSD account to debit from dial *966*60# and select option 8 to choose your preferred USSD account to be debited for your USSD transactions.

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