Access Bank Mobile banking

Access Bank Mobile banking -How to transfer money and Buy Airtime and Data

Last Updated on October 16, 2023 by admin

Do you want to learn how you can transfer money from Access bank to another bank or transfer to another access bank account.If yes there is Good news for you, because the bank has unveiled different methods to perform this seamless service on the go without visiting that banking hall.

The Access Bank’s USSD code *901# allows customers to transact and enjoy banking services conveniently from their phone, without the use of airtime or data. This service is available 24/7. Though there are ₦6.98K charges to your account by your network provider when you transact with the magic code. Airtime and data purchases are however exempted from these ₦6.98K charges.

You can also make use of the Access bank ussd code to curb fraud whenever you misplace your card you can easily block your card/account. The *901# is available to all individual account holders (sole signatory) whose phone numbers are registered with any of the mobile network operators (MTN, GLO, Airtel, and 9Mobile) and correctly maintained with the Bank.

Foe the purpose of the article, we look at how to enroll for Access bank USSD (Unstructured Supplementary Service Data), transfer money and check account balance from your mobile phone without visiting the banking hall

But before you can make use of the magic code you have to register by following the steps below:


How to Register for Acess bank Mobile ussd code

1. kindly Dial *901# with your registered phone number
2.Click on ‘Transfer’
3. Enter the last 6 digits of your Debit Card number (You will be prompted to input your date of birth if you do not have an active debit card).
4.Enter your account number
5. Finally Create your 4-digit PIN for transaction authorization.


How to transfer Money from Access Bank

To transfer money to other banks: kindly Dial *901*AMOUNT*NUBAN Account Number# (Example *901*5000*2234512775#) from your phone.Then Authenticate the transfer by using your four (4) digit security code.

Send Money to any Bank Account


1Dial *903# on your phone

2.Select “Send Money” option

3.Select to Bank Account

4.Select Bank Name and Input Account Name

5.Enter Amount and Input PIN to validate transaction.

6.You will receive a notification via SMS that your transaction has been processed.

Send Money to a Mobile Wallet


1.Dial *903# on your phone

2.Select “Send Money” option

3.Select to Access Money Account

4.Input beneficiary’s phone number and amount

5.Enter PIN to validate your transaction.

6.You will receive a notification via SMS that your transaction has been processed.


What is my transaction limit on this service?

1. The maximum daily transfer limit is N100,000 (N20,000 per transaction)
2.The daily maximum limit on Airtime top-up is N20,000

Method Two to transfer money from Access Bank

You can also make use of mobile apps to transfer money to friends and family or to pay bills or topping up on the go. The Access Mobile app makes everyday banking easier.

How do I activate my AccessMore app (existing customers)?


1. Visit the Android PlayStore or iOS Store
2. Download “AccessMore” app
3. After a successful download, login with your existing credentials of either Access or Diamond Mobile Apps

How do I activate my AccessMore app (new customers)?


1. Visit the Android PlayStore or iOS Store
2. Download the “AccessMore” app
3. Select ‘Sign up’ to register
4. Select Unique User ID and Password
5. Create PIN with card or OTP sent to mobile number/ Call our Contact Center(01-2702005) to set up an E-PIN/token.


How to buy Airtime from Access Bank

How to buy Airtime and Data from Access bank Mobile APP

You can either buy Airtime from AccessMore mobile app or you make use of USSD Code when using a mobile app kindly logged onto your account via the Access bank app, click on “Menu.” Next, choose “Bills.” Kindly click on “Mobile Top Up.” Choose the bank account you want to buy the airtime from


How to buy Airtime and dat Using Access Bank Ussd code

You can easily buy Airtime from Access bank by using ussd code, all you need is to follow the steps below:

Buy for yourself

To my Airtime and data for the phone number that is link to access bank account, kindly Dial *901*Amount# (example, *901*1000#, to buy NGN1000 airtime for your mobile number registered with Access Bank account.

Buy for Friends AND Family members

To buy Airtime for friends and family using Access bank mobile banking code kindly Dial *901*amount*phone number# (for example, *901*1000*08055553115#, to buy NGN1000 airtime for mobile number 08055553115


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