Financial technology have curtailed the conventional banking method of interaction between banks and their customers. Customers no longer have to be present at the banking premises for all transactions but can now perform these transactions remotely using E-Banking
Customers can interact with bank products and services with just their mobile phones and get immediate response tailored to their needs.The service is seamless, fast secure and reliable.
The use of the Unstructured Supplementary Service Data (USSD) has brought a more comfortable banking experience for customers who can now access financial services from the comfort of their homes.
Wema Bank, one of Nigeria’s high ranking banks, offers an all-day, all week mobile banking service using their unique USSD code, which is *945#
Customers can purchase airtime for themselves and others, buy data, transfer funds, check account balance, open a new account, and deactivate their accounts in fraud cases without visiting a bank branch. This and many more are possible with the Wema Bank USSD code.
It does not require an internet connection or a sophisticated device. All customers have to input the code and generate a unique four-digit pin to authenticate the transaction.
What can you do with the Wema Bank USSD code?— This enable depositors do business at the speed of digital with real-time access to your business account and channels that are up 24/7 for your convenience.
Wema bank *945# always saves the day. It is a USSD service for sending money, buying airtime and data, paying bills and even making payments on POS terminals without a Wema/ALAT card. Best of all, it works on any kind of mobile phone.
1.Block account in case of fraud.
2.Check account balance.
4.Top up your mobile phone
5.Pay your utility bills and many more.
You may also like: Access Bank USSD *901# pin code: How to register and transfer money
How to register/Activate for Wema Bank ussd code
The good aspect of registration process is easy and simply because no internet connection is required.All you need is your Linked mobile number to your Wema bank account,Mobile Phone and ATM Card or BVN.
1.To get start simply dial *945# using the mobile number linked to your bank account.
2.Reply with the option “0” to register for the Wema USSD banking.
3.Choose option 2
4. Enter your Wema Bank account number OR register with your last digits on your ATM debit card
5.Create your authorization PIN which normally four (4) digits you can easily remember.
6.confirm and complete the Wema Bank USSD transfer code registration.
Benefits of wema bank ussd code
This provide array of functions which include checking account balances on the Go, Quick funds transfer, Instant self and third party airtime recharge, bills payment and many more via their mobile phones.
How to use wema bank ussd code For payments:
To transfer fund to other of your account or send money to business partner as well to your family member using wema bank ussd code follow the steps below.
1.Dial *945*Account Number*Amount#.
2.Select the recipient’s bank.
3.Confirm the beneficiary’s details.
4.Complete the transaction using your transaction PIN.
Example:Let asume you want to send 30,000 to your business associate.The process will be done in the following steps
*945*3022245678*30000# Or dial *945* and follow the on screen prompt message to send money and many more financial transaction.
How to buy Airtime from wema bank using ussd code.
1.To buy recharge card for Self Dial *945*Amount#.
To buy recharge for family and friends simply dial : *945*phone number*Amount# >> enter PIN to complete.
Other wema bank ussd code are adumbrated below.
*945*0# Check account Balance
*945*1# Account opening
*945*00# Change PIN
*945*2*old acct No*new Acct no# Change Account
*945*4*BVN# Link BVN
*945*amount# Airtime for self
*945*phone No*amount# Airtime for other
*945*Acct No* amount# Transfer for self or others
*945*40# Lagos state collection
*945*000*referenceNo# Coral pay
*945*911# Account Restriction