Gtbank ussd code:How to register,transfer money,buy airtime and check account balance

Using the Guaranty Trust Bank USSD code, customers can perform financial transactions like fund transfer, payment of utility bills, check their account statement, recharge from the comfort of their homes using their smartphones or any other mobile device without the need for an internet connection.

These transactions are done safely and securely using the USSD code and allow the customer to get the most basic transaction completed in less than a minute.

The stress of visiting a bank branch and facing the hurdle of traffic, a major part of a Nigerian city, has been eliminated by using mobile banking codes. The constraint of needing an internet connection has also been taken off by using the GTB USSD code.

You can also read:Wema Bank ussd Transfer code: How to Register/Activate, buy airtime, update BVN and check account balance

The service is Fast, convenient, seamless and simple, it is available to Glo, MTN, Airtel and Etisalat subscribers

Some benefits of using the USSD code includes

 It is easy, simple, fast, and convenient.

 Bills can be paid with ease.

Change your PIN.

Check your Balance Enquiry.

Update your BVN.

 Block your stolen ATM cards.

Choose SMS and email alerts feature.

24 hours a day, 7 days a week service.

The good aspect of it is that it works on any phone from any location and anywhere of your comfort zone.

The Guaranty Trust Bank USSD code is *737#.However,customers would have to ensure that their phone number is linked to their GTBank account before using the USSD code for any transaction.

How to create your GTBank USSD pin code

For customers to use the GTBank USSD code, they would need to create a peculiar or unique four-digit pin to authenticate their mobile transaction and ensure that it is done safely.


Here’s how to register for GTbank ussd code without stress of visiting the banking hall.

1.Dial *737*5# and follow on screen prompt infomation

2.Input the last 6 digits of your Debit Card

3.Create your 4-digit PIN

Please ensure your 4 digit pin to  authenticates every  transaction  is secure and safe to avoid fraud

You can also read: Unity Bank ussd code: How to register, Transfer money, buy airtime

How to Check Account Details Using the USSD Code

Customers can check for the account balances of any of their GTBank accounts, get their  BVN or account number by dialing ; *737*6*1# on their mobile phone, and follow the display on the screen.

How to Transfer Funds Using the GTB USSD Code

Customers can transfer funds to other GTBank users or a different bank using the GTBank USD code. Here’s how to:

Transfer to GTBank Account

Dial *737*1*Amount*NUBAN Account Number# using the phone number linked to your GTBank account and follow the on-screen prompts.

Example: Let assume you want to transfer money to another gtbank account holder the sum of N5000 simply dial *737*1*5000*3022334455 # from your phone, then authenticate the transfer with 737 PIN created, hardware token or last four digits of your GTBank debit card.

The money is deducted directly from your GTBank account once done and daily transaction limit is N1,000,000

Transfer to other Banks

Dial *737*2*Amount*NUBAN Account Number#

Example: assuming you want to transfer money to your dad the sum of N20000 which domicile with Polaris bank ,simply dial Dial *737*2*20000*3041899114# from your phone, then authenticate the transfer with 737 PIN created, hardware token or last four digits of your GTBank debit card.

Check Account Details

To check for the account balances on any of your accounts, your BVN or account number, all you need to do is simply dial; *737*6*1# on your mobile phone and follow the on-screen prompts.

How to Reactivate Your GTbank Account

1.Simply dial *737*11# on your mobile number registered with the Bank.
2.Input your Bank verification number (BVN)
3.Input Account Officer code (if known) or press 1 to continue
4.To complete your account reactivation, initiate a transaction by buying at least N100 airtime

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How to Open Gtbank Account

Account opening forms are NOT required for the signup process. Once you sign up, look out for your ten-digit account number (NUBAN). You can also use your phone number as your account number at GTBank branches, GTExpress outlets.

Simply dial *737*0# and follow the onscreen prompts. An account number will be created automatically and sent to you via SMS.

How to buy Airtime & Data Top-up from Gtbank

For Self Top-up Airtime
Simply dial *737*amount# on your phone (e.g. *737*1000#) to buy airtime.

To Top-up Airtime for a Friend
To send airtime to a third party or to a friend, simply dial *737*Amount*Recipient’s number# (e.g. *737*1000*08023456789#)

For Self & third (3rd) Party Data Top-up
Simply dial *737*4# on your phone and follow the on-screen prompt.

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