Last Updated on May 2, 2025 by admin

As one f the leading bank in Nigeria with customers base ,fidelity bank has brand itself as a renowned financial institution known for its commitment to providing reliable and efficient banking services to its customers. With a wide range of products and solutions tailored to meet diverse financial needs

The bank has unveiled how customers can transfer money from Fidelity Bank to another bank witout visiting the banking hall all from comfort zone.

The bank who’s head office is located at 2, Kofo Abayomi Street, Victoria Island, Lagos, Nigeria makes it super easy for its customers to access a variety of banking services right from their phones, so you don’t even have to step foot in a bank! If you already have an account with them, all you need to do is link your phone number to your account to start using the transfer code, which is *770#.

Read: Fidelity bank USSD code {*770#}for Instant Banking transaction

Transferring funds using the Fidelity Bank code

Fidelity Bank offers a convenient way to transfer funds using a USSD code, which is especially useful for customers in Nigeria. The code *770# allows users to perform various banking transactions without the need for an internet connection. This service is accessible from any mobile phone, making it a fast and efficient method for transferring money, purchasing airtime, and checking account balances.

Benefit of fidelity bank ussd

Fidelity Bank’s USSD banking service (*770#) offers several benefits that make banking easier and more accessible

Perform transactions anytime, anywhere without needing internet access.
Transactions are completed quickly within seconds.
Works on all types of mobile phones, including basic feature phones.
Transactions require a PIN for authorization, ensuring safety.
Available across all network providers.
If you have more than one Fidelity Bank account, you can select which one to use for transactions.
The service is available at all times, including weekends and holidays

Also read: Fidelity bank payday loan,salary advance and SME Loans And Advances Review and requirements

Registering for Fidelity Bank USSD Services

To register for Fidelity Bank USSD services, you must have an active account with Fidelity Bank and a mobile number registered with that account. The process begins by dialing the USSD code *770# from your registered mobile phone. Once dialed, follow the on-screen prompts to activate the service.

To register for Fidelity Bank’s USSD banking service (*770#), follow these steps:

You must have a Fidelity Bank account and a registered phone number linked to your account.
Dial *770# on your registered phone.
Provide the last four digits of your Fidelity Bank ATM card for verification.
Set up a 4-digit PIN for transaction approvals.
Re-enter the PIN to finalize the registration.
You will get a message confirming successful activation.

Once registered, you can start using *770# for transactions like transfers, airtime purchases, bill payments, and more

You may also read: How to enroll/register for Fidelity bank Mobile app and online banking

How to transfer money from Fidelity Bank

To transfer money from your Fidelity Bank account using USSD, you can follow these simple steps:

To transfer to other Fidelity Bank accounts:

Dial *770*Account Number*Amount# from the phone number registered with your Fidelity Bank account.
For example, to transfer N5,000 to Fidelity Bank account number 1234567890, dial: *770*1234567890*5000#
Follow the on-screen prompts to confirm the transaction and enter your USSD PIN.

To transfer to accounts in other banks:

Dial *770*Account Number*Amount# from your registered phone number.
For example, to send N3,000 to account number 0123456789 in another bank, you would dial: *770*0123456789*3000#
You will then be prompted to select the recipient’s bank from a list that appears on your screen. Follow the on-screen instructions.
Finally, you will be asked to confirm the details and enter your USSD PIN to complete thed transfer.

Read: How to block Fidelity bank and First bank Atm card account

Cardless Withdrawal at Fidelity Bank

Fidelity Bank offers a convenient cardless withdrawal service that allows you to withdraw cash from their ATMs without needing your physical debit card.

You can make a cardless withdrawal from your Fidelity Bank account by following these steps:

Dial *770(8*Amount# on your registered phone number.
Enter the required details, including the withdrawal amount.
You will be prompted to generate an OTP for security.
Fidelity Bank will send you a unique Paycode via SMS.
Go to any Fidelity Bank ATM or a cardless-enabled ATM.
Choose the cardless withdrawal option on the ATM screen.
Input the Paycode and OTP received via SMS.
Follow the prompts to complete the transaction and collect your cash

How to buy airtime from fidelity bank

You can buy airtime from your Fidelity Bank account using USSD in two ways:

For Yourself

Dial *770*Amount# from the phone number linked to your Fidelity Bank account.
Example: To buy ₦500 airtime, dial *770*500#
Your account will be debited, and your phone will be credited instantly.

For Others

Dial *770*Phone NumberAmount#
Example: To buy ₦500 airtime for 08021234567, dial *7700*8021234567*500#*
Enter your 4-digit PIN to authorize the transaction.

This method works for all mobile networks in Nigeria, including MTN, Glo, Airtel, and 9mobile.

How To Deactivate Fidelity USSD Banking

To deactivate Fidelity Bank’s USSD banking service (*770#), follow these steps:

Dial *770*911# on your registered phone number.
Select the option to deactivate USSD banking.
Enter your PIN to authorize the request.
You will get an SMS confirming that your USSD banking has been deactivated.

If you no longer have access to your registered phone number, you may need to visit a Fidelity Bank branch or contact customer service for assistance.

Read: Fidelity Bank USSD: How to Register/Create, transfer Money and Buy Airtime

How To Reset Fidelity Bank, USSD Pin

Resetting your Fidelity Bank USSD PIN is a straightforward process that can be done directly from your mobile phone. If you have forgotten your PIN, you can dial *770*00# from the mobile number registered with your Fidelity Bank account.

Choose the option to reset your USSD PIN.

Provide the last four digits of your Fidelity Bank ATM card for verification.

Set up a new 4-digit PIN for transaction approvals.

Re-enter the PIN to finalize the reset.

You will get an SMS confirming that your PIN has been successfully reset.

This will prompt you to follow on-screen instructions to reset and create a new PIN.

It is important to ensure that you have access to the registered phone number to complete this process successfully

Paying bills using the Fidelity Bank code

Fidelity Bank offers a convenient way to pay bills using a USSD code, which is accessible on any mobile phone with network coverage. This service allows customers to pay for various services such as DStv, Swift 4G, and NairaBet without needing an internet connection.

To use this service, customers must have an active Fidelity Bank account with their mobile number linked to it. The process is simple and can be done 24/7, eliminating the need to deal with traffic, queues, and delays typically associated with bill payments

To pay a bill, customers need to dial a specific sequence on their mobile phones. The format is *770*CODE*SMART CARD NUMBER*AMOUNT#. For example, to pay for a ₦5500 DStv plan, you would dial *770*1099*41234567890*5500#.

Dial *770# on your registered phone number.
Choose the option for bill payments from the menu.
Choose the bill you want to pay (e.g., electricity, cable TV, water, etc.).
Provide the unique ID or account number for the bill payment.
Input the amount you wish to pay.
Enter your 4-digit PIN to authorize the transaction.
You will get an SMS confirming the payment.

This method allows you to settle utility bills, subscriptions, and other payments conveniently without needing internet access

Read: How to check Fidelity Account Balance and statement of account

Bank account opening using the Fidelity Bank USSD code

By dialing *770*01# on your mobile phone, you can initiate the account opening process. This method is designed to be user-friendly and efficient, allowing you to open an account in just a few minutes. The process involves entering your personal details such as your name, gender, and date of birth, and you can choose to provide your Bank Verification Number (BVN) if you have one

You can open a Fidelity Bank account using USSD by following these steps:

Dial *770*01# on your mobile phone.
Choose whether to open the account with or without a BVN.
- With BVN – Provides full banking access.
- Without BVN – Has limited transaction capabilities.
Provide your name, gender, date of birth, and phone number.
Follow the prompts to finalize the account setup.
1. ` Fidelity Bank will send your new account number via SMS.

This method allows you to open a Fidelity Bank account instantly without visiting a branch

FAQS

What are the different ways to transfer money from my Fidelity Bank account?

You can transfer funds using:

- USSD code (*770#)
- Fidelity Mobile Banking App
- Fidelity Online Banking
- Visiting a Fidelity Bank branch
- Third-party money transfer services (for transfers to other banks or internationally).