First City Monument Bank FCMB USSD Code (*329#) for instant Transaction

Last Updated on February 23, 2025 by admin

With First City Monument Bank USSD (Unstructured Supplementary Service Data) you will enjoy banking on your phone, even without internet access. The magic code enables you to transfer funds, buy airtime, reset PIN, check balance and much more from the mobile phone registered with FCMB Account.

The FCMB *329# is quick and you can easily have access to so many options for convenient banking such as applying for payday salary loan, open account,salary plus loan and many more transactions on-the- go from your office or home using any kind of phone. It is available to Glo, MTN, Airtel and 9mobile subscribers.

The service is seamless, fast, secure and reliable, you can carry out your transactions on the go – even when you do not have data!. To explain further, this content is designed to provide a search solution on how FCMB customers can use the code without stress.

To get started with FCMB’s USSD banking, customers need to dial *329# on their mobile phones and follow the prompts to register. Once registered, they can perform transactions like transferring funds by dialing *329*Amount*Account number#, checking their balance with *329*00#, and creating or resetting their transaction code by dialing *329*0#. The service is designed to be user-friendly and works on any mobile network.

Services Available with FCMB USSD Code:

You can use FCMB’s USSD code (*329#) for a variety of banking services. Here are some of the key transactions you can perform:

1.  Quickly check your account balance.
2.  Transfer money to other FCMB accounts or other banks.
3.  Buy airtime for yourself or others.
4.  Purchase data for yourself or others.
5. Pay utility bills (e.g., electricity, water, internet).
6.  Reset your USSD PIN.
7. Generate a one-time password for secure transactions.
8.  Request your account statement.
9. Withdraw cash from ATMs without needing a physical card.
10. Block your debit card in case of loss or theft.

How to enroll and activate  fcmb ussd code.

To enroll for the FCMB USSD code, you need to have an active FCMB account. If you meet this requirement, follow these steps:

Requirements:

•  Ensure you have an active account with FCMB.
•  Use the phone number linked to your FCMB account.
•  Have your FCMB ATM debit card handy.
•  Ensure you have sufficient airtime on your mobile network.

To enroll and activate the FCMB USSD code, follow these steps:

Steps to Enroll and Activate FCMB USSD Code:

1. From your registered phone number, dial *329*0#.
2.  Follow the prompts and select the “Create/Reset Code” option.
3.  If you have multiple ATM cards linked to your FCMB account, select the one you want to use for USSD banking.
4.  Input the PIN of the selected ATM card to verify your identity.
5.  Choose a unique 4-digit PIN for your USSD banking.
6. Re-enter the 4-digit PIN to confirm.
7.  You will receive a confirmation message from FCMB indicating successful activation

After completing these steps, you’ll receive a confirmation message indicating successful enrollment. You can now use the FCMB USSD code for various banking services like:

Read: How to Enroll for FCMB online banking and Mobile app and transfer money

How to Transfer money from fcmb

FCMB offers two primary ways to transfer money using USSD:

1. FCMB to FCMB Transfer:

• Dial: *329*Amount*Account Number#
• Example: To transfer ₦5,000 to account number 1234567890, dial *329*5000*1234567890#
• You’ll receive a prompt to confirm the details.
•  Enter your 4-digit USSD PIN to authorize the transaction.

2. FCMB to Other Banks Transfer:

• Dial *329*Amount*Account NumberTransaction Code#
• Example: To transfer ₦5,000 to account number 1234567890 (other bank)  dial* 329*5000*12345678901234#
• Review the details displayed on your screen.
• Enter your 4-digit USSD PIN to authorize the transfer.

How to Buy Airtime from FCMB

To buy airtime from FCMB using USSD, follow these steps:

To recharge your own phone:

1. Dial: *329*Amount# (For example, to buy ₦500 airtime, dial *329*500#)
2. You’ll receive a prompt to confirm the transaction details.
3. Enter your 4-digit USSD PIN to authorize the purchase.

Buy Airtime for others phone:

1. Dial: *329*Amount*Mobile Number# (For example, to buy ₦1000 airtime for 08012345678, dial *329*1000*08012345678#)
2.  You’ll receive a prompt to confirm the details.
3. Enter your 4-digit USSD PIN to authorize the purchase.

How to Buy data on any phone from FCMB

FCMB offers a convenient way to buy data on any phone using USSD:

1. For the registered phone number:

• Dial: 329AmountAccount/Customer ID# (For example, to buy ₦1000 data, dial 3291000YourAccountNumber#)
•  Choose your preferred network provider (MTN, Airtel, Glo, or 9mobile) from the list.
• You’ll receive a prompt to confirm the transaction details.
•  Enter your 4-digit USSD PIN to authorize the purchase.

2. For another phone number:

• Dial: *329*1*Phone Number# (For example, to buy data for 08012345678, dial *329*1*08012345678#)
•  Choose the network provider of the recipient’s number (MTN, Airtel, Glo, or 9mobile).
•  Select the data plan you want to purchase from the available options.
• You’ll receive a prompt to confirm the details.
•  Enter your 4-digit USSD PIN to authorize the purchase.

Read: FCMB USSD Code – How to Register, transfer money, buy airtime

How to check FCMB Account balance

To  check your FCMB account balance using USSD, follow these simple steps:

1. Dial *329*00# from your mobile phone. This is the official FCMB USSD code.
2. Enter your 4-digit PIN. This is the same PIN you use for other FCMB USSD transactions.

After entering your PIN, your account balance will be displayed on your screen. This is a quick and convenient way to check your balance without needing internet access or visiting a branch.

Please note that you must use the phone number registered with your FCMB account to access this service.

How to block FCMB debit card

You need to block your FCMB debit card when you misplace it or steal so as to stop unauthorized transactions from your account , you need to freeze it .

1.To block FCMB account, Just dial *329#.
2.select self-service
3.select block card to block debit card

How to Reset FCMB ussd  PIN

To reset your FCMB USSD PIN, you have two options:

1. Using the USSD Code:

• Dial *329*0# from your registered phone number.
• Select “Reset PIN/Create Transaction Code.”
• Follow the on-screen prompts to create a new PIN.

2. Using Your ATM Card:

• Dial *329*0# from your registered phone number.
• Select “Reset PIN/Create Transaction Code.”
• Choose “Reset PIN with ATM Card” from the options.
• Enter your ATM card details (card number and PIN) as requested.
• Create a new USSD PIN and confirm it.

You’ll receive a confirmation message once your PIN has been successfully reset.

How to pay Gotv and Dstv bills from FCMB

To pay your GOtv or DStv bills using FCMB USSD, follow these steps:

1. *Dial *329*2*Amount*Smartcard Number# from your registered phone number.
2. Select “Pay Bills” from the menu options.
3. Choose “Cable TV” for either GOtv or DStv.
4. Select GOtv or DStv depending on your subscription.
5.  Input the correct number associated with your GOtv or DStv account.
6.  Input the amount you want to pay.
7. Review the details of the transaction and confirm.
8. Enter your 4-digit transaction PIN to authorize the payment.

{ Example: *329*2*5500*599994467#}

How to Pay for electricity bill from fcmb

To pay your electricity bill from FCMB using USSD, follow these steps:

1. *Dial *329# on your mobile phone.
2. Select “Pay Bills” from the menu options.
3. Choose “Electricity Bills” from the categories.
4. Select your Electricity Provider (Disco): Choose your specific electricity distribution company (e.g., Ikeja Electric, Eko Electricity Distribution Company, etc.).
5. Enter Meter Number or Account ID: Depending on your provider, you’ll be prompted to enter either your meter number or your account ID.
6.  Input the amount you want to pay.
7.  Review the payment details (Disco, meter/account ID, amount) and confirm if they are correct.
8. Enter your 4-digit transaction PIN to authorize the payment.

You will receive a confirmation message once the payment is successful.

How to Block FCMB  Bank Account/ATM Card

When your First City Monument Bank account is at risk due to you misplacing your wallet,Or you release your vital information online to hackers. you need to block it instantly before calling your bank

To Block USSD Profile or Block Bank Account- *329*911# (Dial from either Registered

OR Unregistered number)

1. Dial *329*911#
2. Select 1 for USSD Account
3.Select 2 for Bank Account
4.Enter Mobile Number or Bank Account Number
5.Confirm blocking of displayed Mobile Number/Bank Account and enter USSD 4 digit PIN

FCMB Dispute Resolution,

FCMB offers several channels to resolve disputes related to your account or transactions:

 FCMB USSD (329#):

• Dial *329# from your registered phone number.
• Select “Self Services.”
• Select “Dispute Resolution.”
• Choose your account and follow the prompts to log your dispute.

How to Check FCMB mini statement

There are several ways to check your FCMB mini statement:

 FCMB USSD Code (329#):

• Dial *329# on your registered phone number.
• Select “Statement.”
• Choose “Mini Statement.”
• Your last five transactions will be displayed on your screen.

How to Link BVN on Fcmb

FCMB Customers can easily link their BVN from their mobile phone rather than going to the bank. All they need is to dial *329#, then select self-service, select link BVN

• FCMB Online Banking: If you’re already registered for FCMB online banking, you can log in and find the option to link your BVN under the “Self Service” section.
• FCMB Mobile App: Similar to online banking, the mobile app also provides the option to link your BVN.

2. Visiting a Branch:

• You can visit any FCMB branch and request assistance to link your BVN to your account. The bank staff will guide you through the process.