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FCMB USSD Code – How to Register, transfer money, buy airtime

Last Updated on October 18, 2023 by admin

The introduction of the Unstructured Supplementary Service Data (USSD) has made banking accessible via mobile devices from any part of the country without constraints like mobile data or the need for a sophisticated device.

Mobile banking has reduced the cost of handling transactions for banks and brought greater comfort to customers by reducing the need for customers to visit a bank branch for non-cash withdrawal and deposit transactions but instead perform these transactions from the comfort of their homes

USSD-based mobile banking can be used for seamless financial transactions like transferring funds, paying bills, checking account balance, and generating bank statements.

To experience Bank on the go with USSD code at no data cost, customers have dial the magic code from their phone that is link to their bank account.

You can also read: How To register for Union Bank USSD Transfer Code:Transfer money, buy Airtime and block ATM Card

First City Monument Bank has unveiled hassle free, secure code to carry out financial transaction once customers enroll for it.This will be used to transmit instruction to the bank electronically, in relation to an account, credit account or other matter you initial specify, using a mobile device capable of accessing the internet.

To use this USSD code for transactions, customers would have to create a unique pin. This unique pin authenticates the transaction and ensures that it is done safely and conveniently. Here’s how to create a unique pin;


1 FCMB USSD is available to all Retail and Personal Business Account customers of FCMB. When interested, users must register to get started by dialing *329#.

2 Customer will register with the use of their account number and create their transaction pin to access the FCMB USSD.

3 The service is accessible by all phone types (featured and non-featured phones) and users of USSD Banking must ensure their phones are always secured. FCMB will not be responsible for any damage or loss to a mobile device as a result of your access or use or attempted access or use of the *329# BANKING.

How to enroll for fcmb ussd code

1.Dial *329#, register using any phone type and sim that link to bank account
2.Follow the prompts message
3.Enter your Debit or ATM card last digits
4.Create 4 digits secret Pin.

How to Enroll/Activate FCMB Transaction Code to transfer up to N500,000.00 daily

1.Dial *329*0#
2.Select Create/Reset code
3.Select your ATM Card (for customers with multiple cards)
4.Enter your ATM Card PIN
5.Create a 4-digit Transaction Code, e.g., 1234
6.Enter your USSD PIN
7.Transaction code created successfully

How to transfer money using fcmb ussd code

To transfer money from your FCMB account to other bank in Nigeria dial the following code from your register phone that is link to your bank account

Dial *329*Amount*Account number# to transfer funds.

Example:{*329*3000*4012345679#} Also you can Dial *329# and follow the prompt message

Also read: Wema Bank USSD Transfer Code: How to transfer money,Buy airtime and block account

What would you like to do with Fcmb ussd

Dial*329*Amount# to buy airtime your mobile phone.
Dial *329*Amount*Mobile number# to buy airtime other mobile phones.
Dial *329*Amount*Account number# to transfer funds.
Dial *329*00# to check balance.
Dial *329*0# to reset PIN or reset/create transaction code.
Dial *329*1*Mobile Number# to buy data on any phone.

Dial *329*2*Amount*Smartcard Number# to pay for DSTv or GOTv subscription.
Dial *329#, select self-service, select block card to block debit card
Dial *329#, select self-service, select block account to block account
Dial *329#, select self-service, select link BVN to link BVN
Dial *329#, select statement, select full statement, then select duration (up to 6 months). Your statement will be sent to your registered email address instantly.
Dial *329#, select statement then select mini statement to view your last five (5) transactions instantly.

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