Keystone bank ussd code for all transaction and activation process

Last updated on March 24th, 2025 at 05:12 pm

As  one of the leading banks in Nigeria, Keystone Bank, has introduced a USSD code that allows customers to easily access various banking services directly from their mobile phones.

With this features, customers can perform a wide range of transactions such as checking account balance, transferring funds, paying bills, purchasing airtime, and more, all with just a few simple steps. This service is particularly convenient for customers who may not have access to the internet or prefer not to use mobile banking apps.

The service is secure and easy to use, making it a popular choice among Keystone Bank customers who require quick and convenient banking services on the go. Additionally, the USSD code is cost-effective as it does not incur any additional charges beyond the standard network charges.

Read: Heritage bank 745-ussd for quick Mobile Banking transaction

1.  Check account balance, view transaction history, and manage account settings.
2.  Transfer money to Keystone Bank or other bank accounts.
3. Pay electricity, water, and other utility bills.
4.  Buy airtime and data for self or others.
5. Request money from others.
6. Block or unblock ATM cards, and manage card limits.
7. Request account statements.
8.  Apply for Keystone Bank loans.
9. Open new accounts.
10. Access customer service.

1.  Access banking services anywhere, anytime.
2.  Fast transaction processing.
3.  Secure transactions with PIN authentication.
4. Lower transaction fees compared to traditional banking.
5. Simple, intuitive USSD menu.
6.  Access banking services around the clock.
7. Instant transaction confirmations.
8. Reach banking services without internet connectivity.

How to activate Keystone bank ussd mobile banking

To enroll or activate Keystone bank ussd code kindly follow the steps below:
1.Dial *7111#.
2.Attempt a transaction on the menu, e.g (1) Balance Enquiry.
3.Registration option display.
4.Select the ‘Register Option’.
5.Input your Account Number.
6.Input your Year-of-Birth.
7.Create your Transaction Pin.
8.Registration process is successfully completed.

You can also register for keystone bank ussd code via this steps below:

1. Dial *7111*0#
2.Select the ‘Register Option’.
3.Input your Account Number.
4.Input your Year-of-Birth.
5.Create your Transaction Pin.
6. Registration process is successfully completed.

All Keystone Ussd short code for transaction you need to know as customers

How To activate keystone bank ussd

To activate Keystone Bank USSD, follow these steps:

1. Automatic Activation:

• Dial *7111# from your phone linked to your Keystone Bank account.
• Select any transaction (e.g., balance inquiry) to trigger the registration process.
• Follow the on-screen prompts to register your account and create a transaction PIN.

2. Direct Registration:

• Dial *7111*0# from your phone.
• Follow the instructions to input your account details and create your PIN.

How to check Keystone Bank account balance 

To check your Keystone Bank account balance using USSD, follow these steps:

1. Dial: *7111*00# from your registered phone number.
2. PIN: Enter your 4-digit transaction PIN.
3. Balance: Your account balance will be displayed on your screen.

Alternatively, you can also check your balance using the main Keystone Bank USSD code:

1. Dial: *7111#
2. Select: Choose “Balance Inquiry” from the menu options.
3. PIN: Enter your 4-digit transaction PIN.
4. Balance: Your account balance will be displayed.

Also read: Gtbank USSD Code (*737#) instant banking Transaction

How to buy airtime from keystone bank 

Keystone Bank makes it easy to buy airtime using USSD codes:

To recharge your own phone:

1. Dial *7111*Amount# from your phone linked to your Keystone Bank account. (For example, to buy ₦500 airtime, dial *7111*500#)
2. You will receive a prompt to confirm the transaction.

To buy airtime for another number:

1. Dial *7111*Amount*Phone Number# (For example, to buy ₦1000 airtime for 08012345678, dial *7111*1000*08012345678#)
2. You will receive a prompt to confirm the transaction details.
3. Enter your 4-digit transaction PIN to authorize the purchase.

How to buy Mobile Data from keystone bank

.You can easily buy data from keystone bank using ussd code by Dialing *7111*5#, select either for self or others;

• Select a data plan;
• Input T-PIN
• Wait for success notification.

How to transfer money from keystone bank

To transfer money from your Keystone Bank account using USSD, follow these steps:

1. Dial *7111*Amount*Account Number# on your registered mobile phone.
   • Example: To transfer ₦10,000 to account number 1234567890, dial *7111*10000*1234567890#.
2.  Choose the recipient’s bank from the list displayed.
3.  Input your 4-digit USSD PIN to authorize the transaction.
4.  You will get an SMS confirming the successful transfer.

This method works for both intra-bank (Keystone to Keystone) and inter-bank (Keystone to other banks) transfers.

Read: FCMB USSD Code (*329#) for instant Transaction

How to Activate keystone bank Debit Card

How to reset Keystone bank ussd PIN

To reset your Keystone Bank USSD PIN using USSD, follow these steps:

1. Dial: *7111# from the mobile number registered with your Keystone Bank account.
2. Select the ‘Other services’;
3. On next page, select ‘Next’ option;
4. On the third page, select the last option which is ‘reset PIN
5. Input your desired PIN;
6. Input the last ‘6’ digits of your debit card to complete request.

Please note that you may be required to provide additional information for verification purposes. If you encounter any difficulties during the process, you can contact Keystone Bank customer care for assistance.

How to change keystone bank PIN

To change your keystone bank ussd pin when you are not comfortable with your privacy just

Dial *7111# on your phone

• Select the ‘Other services’;.”
• On next page, select the 5th option which is ‘change PIN’
• Input your old PIN, then create a new PIN

How to pay Bills from keystone bank

To pay bills using Keystone Bank’s services, you can choose between USSD, the mobile app, or internet banking:

1. Dial *7111# on your registered mobile phone.
2. Select “Pay Bills” from the menu.
3. Enter the biller’s code (e.g., electricity, cable TV, etc.).
4. Provide your customer ID (e.g., meter number for electricity).
5. Specify the amount to pay.
6. Confirm the transaction by entering your PIN.

How to view  BVN from Keytone bank:

To view your bank verification number from keystone bank just Dial *7111*6# from the bank registered phone number;
.Enter your T-PIN;
.And then BVN is displayed.

Or

• Dial 5650# from any phone number (not necessarily your Keystone Bank registered number).
• This is a general code for all Nigerian banks to retrieve your BVN.

How to block Keystone bank account/ATM Card

To block your Keystone Bank account/ATM card using USSD, follow these steps:

1. Dial: *7111*911# from your registered phone number.
2. Choose “Block Card” from the menu options.
3.  Provide the required details, such as your card number and account number.
4. Confirm that you want to block the card.

Your card will be blocked immediately, preventing any further transactions. You will receive a confirmation message.

.

 How to Change default keystone bank Top-up Account: *7111*AcctNo#

Dial *7111# on your phone;
Select the ‘Other services’;
On next page, select the ‘Next’;
Pick the ‘Change default top up’ option to change your default account number for airtime top-up.

How to withdraw money from atm with keystone bank card Cardless- Pay code:

To withdraw money from an ATM with Keystone Bank’s Cardless-Pay code, follow these steps:

1. Generate Cardless-Pay code:

   • Dial *7111# on your phone.
   • Select ‘Other services.’
   • Choose the 4th option, ‘Cardless-Paycode.’
   • Enter the desired withdrawal amount, and a unique PIN will be generated.

2. Go to a Keystone Bank ATM:

   • Select the ‘Cardless Withdrawal’ option on the ATM screen.
   • Enter your phone number (the one linked to your bank account).
   • Enter the generated Cardless-Pay code.
   • Enter the unique PIN received on your phone.

3. Collect Cash:

   • The ATM will dispense your cash.
   • Take your cash and transaction receipt.

How to Enable/Disable keystone bank ussd