How to send money from Absa using CashSend and Payshap

Last updated on August 1st, 2025 at 10:23 am

Last Updated on August 1, 2025 by admin

Mobile banking is very convenient in today’s digital age with many banks allow customer to transfer money, buy airtime and check account balance

With Absa Mobile Banking services you can do basic banking transactions from the convenience of your mobile phone anyday, anytime, anywhere anytime. It offers a range of services that allow users to check balances, make payments, transfer funds, and much more, all from the palm of their hands.

Using Absa Mobile Banking saves you time by providing access to your accounts anytime, anywhere. It’s secure, easy to use, and lets you stay on top of your finances without the need to visit a physical bank branch. Plus, you can enjoy the convenience of banking at your fingertips.

Read: How to register for ABSA Internet banking and mobile app

Benefits of Using Absa Mobile Banking

Absa Mobile Banking offers a wide range of features designed to enhance customer convenience and personal finance management. Users can access their accounts 24/7 from anywhere in the world, allowing them to manage their finances on the go.

The app provides a comprehensive self-service banking experience, reducing the need for physical branch visits. Customers can view all account information at a glance, perform fund transfers, pay utility bills, and purchase airtime, all from the convenience of their mobile devices

• 24/7 Access: Perform transactions anytime, anywhere, without needing to visit a branch.
• Secure Transactions: Advanced security features, including PIN authentication, help protect your money.
• Minimal Data Usage: The service is designed to be cost-effective, requiring little data.
• Multiple Banking Services: Check balances, transfer funds, pay bills, buy airtime and electricity, and more.
• Mobile App Features: The Absa mobile banking app allows users to view account balances, transfer funds, pay bills, and even locate nearby branches or ATMs.
• CashSend Service: Enables users to send money to unbanked recipients, allowing them to withdraw cash from any Absa ATM using their mobile phone

Read: ABSA Bank Cellphone Banking:How to Register, transfer money,pay bills and check account Balance

How to Register for Absa Mobile Banking App

To register for Absa Mobile Banking, you need to be an Absa customer with an active account. You’ll also need a smartphone or tablet with internet connectivity to download the Absa Mobile Banking app.

Here’s how you can do it:

1. Get the Absa Banking App from Google Play or the App Store.
2. Open the app and tap on “I’m already with Absa.”
3.  Choose “Register for Digital Banking.”
4.  Provide your ATM card number and PIN, then tap “Continue.”
5.  Confirm your contact details and accept the verification request.
6. Accept the Personal Client Agreement and tap “Continue.”
7.  Select your access account and billing account for online banking fees.
8.  Follow the final prompts to set up your login details.

Read: Lists and names of South African Banks

How to Reset Absa Mobile Banking password?

If you have forgotten your Absa Mobile Banking password, there are several methods available to reset it securely. The most straightforward way is through the Absa Banking App.

On the login screen, tap “Forgot Passcode?” and follow the prompts to verify your identity using facial recognition. This process involves accepting the Privacy Statement and allowing camera access for facial verification. Once your identity is confirmed, you can create a new 5-digit passcode.

OR follow the steps below:

Resetting your Absa Mobile Banking password is straightforward! Here’s how you can do it:

1. Launch the app and go to the login screen.
2. Tap on the option to reset your passcode.
3. Provide your account number, PIN, and user number.
4. Enter the missing characters of your password and proceed.
5. Set up a new five-digit passcode and confirm it.

Read: Standard Bank of South Africa Cellphone banking: How to Check account balances, Buy airtime, transfer money and paybill with USSD codes

Ways to Send Money from Absa Using CashSend

Absa’s CashSend service provides a convenient way to send money to anyone with a South African mobile number, even if they don’t have a bank account. To initiate a CashSend transaction, you can use the Absa Banking App, Absa Online Banking, or an Absa ATM.

The process involves selecting the CashSend option, entering the recipient’s mobile number, the amount to be sent, and creating a secure access PIN. This PIN is crucial as the recipient will need it to withdraw the funds from an Absa ATM

When using the Absa Banking App or Online Banking, you can choose between sending money as a once-off transaction or to a new beneficiary. After entering the necessary details, you confirm the transaction to complete the process.

Ways to send money using CashSend through Absa Online Banking – Express

You can send money using CashSend through Absa Online Banking – Full Service by following these steps:

1. Log in to Absa Online Banking
2. Click the ‘Full Service’ tab
3. Click ‘Payments’
4. Select ‘CashSend ‘
5. Click ‘Send single’, then select your account
   Enter your beneficiary details
   Enter the amount you want to send
   Enter your 6-digit ATM access PIN or Code, confirm, then enter your reference
   Click ‘Next’
6. Accept the verification request sent to your cellphone
7. Confirm your payment and click ‘Done’

Your beneficiary will receive an SMS with a 10-digit reference or withdrawal number.

Read:How to Send Money, buy Airtime,Check Account balance with Nedbank ussd code using Send-imali

Ways to send money using CashSend throug Absa Banking App

1. Log in to Absa Banking App
2. Tap the ‘CashSend’ icon
3. Select ‘Once-off CashSend’
4. Select the account to pay from
   Insert amount you want to pay
   Enter recipient name, surname and mobile number
   Enter your reference
   Enter your 6-digit ATM access PIN or Code and tap Next
5. Tap ‘Continue’ to confirm your beneficiary’s information
6. Beneficiary will be added automatically
7. Enter the amount you would like to send
8. Enter your reference and access PIN or Code
9. Tap ‘Next’
10. Tap ‘CashSend’
11. For security reasons, you may share the ATM access PIN with the recipient
12. Your CashSend transaction is successful

Your beneficiary will receive an SMS with a 10-digit reference or withdrawal number.

Ways to send money using CashSend through Cellphone Banking

1. Dial *120*2272#, and enter your 5-digit PIN
2. Select 5 to proceed
   Tap ‘Send’
3. Select 2 to send to a new beneficiary
   Tap ‘Send’
4. Enter your beneficiary’s cellphone number
   Tap ‘Send’
5. Enter your beneficiary’s name
   Tap ‘Send’
6. Select the account you wish to debit
   Tap ‘Send’
7. Enter the amount you wish to send
   Tap ‘Send’
8. Enter the 6-digit access PIN or Code that your beneficiary will use to get the fund from an Absa ATM
   Tap ‘Send’
9. Confirm the transaction by selecting 1
   Tap ‘Send’
10. Send the access PIN or Code and amount of money sent to your beneficiary

How to send money using CashSend through Absa ATM

1. Insert your Absa account card into an Absa ATM
2. Enter your card PIN and select ‘Next’
3. Seletc ‘Other options’
4. Select ‘CashSend’
5. Select ‘Transfer funds’
6. Read and accept the Terms and Conditions
7. Select your account
8. Enter your CashSend amount then select ‘Next’
9. Enter your recipient’s cellphone number then select ‘Next’
10. Confirm the transfer details then select ‘Next’
11. Enter your 6-digit ATM access PIN or Code then select ‘Next’
12. Re-enter your access PIN or Code then select ‘Next’
13. Take your receipt

Withdraw money from an ATM

• Go to an Absa ATM
• Select ‘CashSend Withdrawal’
• Enter your 10-digit reference or withdrawal number sent to tour cellphone
• Enter the 6-digit access Code from your sender
• Withdraw your money

Read:Capitec Bank Cellphone Banking | Mobile Banking: How to buy airtime,transfer money,account balances and pay bills on cellphone

Absa PayShap

Absa PayShap is a lightning-fast, secure way to send and receive money in South Africa—no need for full banking details, just a cellphone number (your ShapID)

Benefits of using Absa PayShap

Using Absa PayShap comes with a bundle of benefits that make sending and receiving money faster, safer, and more convenient than ever:

• Instant: Payments reflect in your account instantly.
• Convenient: Make and receive payments using just a ShapID and bank account details.
• Safe: All payments are secure and safer than cash.
• Saves time: No more standing in ATM queues to get cash – digital payments are now quick and easy.
• You can make and receive PayShap payments to and from your Absa bank account.

How to register absa ShapID

Registering your Absa ShapID is quick and easy—and you can do it right from your phone or computer! Here’s how to get started:

Via Absa Banking App

1. Open the Absa Banking App and log in
2. Tap your profile
3. Select “Register your cellphone number for PayShap”
4. Your cellphone number and name will be pre-filled
5. Choose the account you want to link
6. Accept the terms and conditions
7. Confirm Absa as your primary ShapID
8. Tap Next, then Confirm your details
9. You’re registered! You can now share your ShapID or tap Done

Via Absa Online Banking

1. Go to the Absa website and log in
2. Select Express Banking → Click Payments
3. Click Register now under PayShap
4. Your cellphone number and name will be pre-filled
5. Choose the account to link
6. Accept the terms → Confirm Absa as your primary ShapID
7. Click Next → Confirm your details → Done!

Via Cellphone Banking (USSD)

1. Dial *120*227# on your phone
2. Enter your 5-digit PIN
3. Select PayShap → Choose Register your ShapID
4. Enter your cellphone number and name
5. Accept the terms → Select your account
6. Confirm Absa as your primary bank
7. Tap Confirm—and you’re all set

How to Make absa PayShap payment

Making an Absa PayShap payment is super quick and doesn’t require full bank details—just a cellphone number (ShapID) or account number. Here’s how to do it step by step:

Using the Absa Banking App

1. Log in to your Absa Banking App
2. Tap “Pay” or go to the Payments section
3. Select PayShap as your payment method
4. Choose whether to pay using a ShapID (e.g. cellnumber@absa) or a bank account number
5. Enter the recipient’s details and the amount
6. Confirm the recipient’s name and payment info
7. Tap Send—the money reflects instantly!

Using Absa Online Banking

1. Log in to your Absa Online Banking
2. Navigate to Express Banking → Click Payments
3. Select PayShap
4. Enter the recipient’s ShapID or account number
5. Fill in the amount and reference
6. Confirm the details and submit the payment

Using Cellphone Banking (USSD)

1. Dial *120*227# on your phone
2. Enter your PIN
3. Select PayShap → Choose Make a Payment
4. Enter the recipient’s ShapID or account number
5. Enter the amount and confirm the transaction

Things to Keep in Mind

• Payments are instant and reflect within seconds
• You can send up to R3000 per transaction
• Make sure the recipient is registered with a participating bank
• Your ShapID is your PayShap registered cellphone number at your bank.  For businesses an Absa-generated business ShapID.

  What is an Absa-generated business ShapID?

   

  An Absa-generated business ShapID is an 11-digit number generated by Absa for our business customers, which is linked as a ShapID to your bank account number. Payments can then be made to you, using your ShapID, without entering your full set of banking account information before sending monies to your bank account via your ShapID.