Are you worried on how to carry out your transaction on your cellphone without visiting any of Capitec Bank branches.
The good news is that you can now buy airtime, data and sms bundles,Send cash to friends and family also check your account balance from your mobile phone.
Capitec Bank offer Remote Banking services on your cellphone or the Internet you can now choose the best way to bank.
With *120*3279# ussd code transaction are made easy, secure ,reliable and fast.
In our today discussion, i shall walk you through on how to carry out this process, so grab a cup of tea and sit back why i walk you round.
The transaction can be done with any cellphone that can receive and send SMSs used to access Mobile Banking provded the phone number is your register number with the bank.
What is USSD CODE?
USSD (unstructured supplementary services data) is a technology similar to SMS. USSD is present on all South African GSM (global system for mobile communications) networks. It’s more secure than SMS as it doesn’t store any typed information on the cellphone. The service is session-based, which means that in each session you will be validated and transaction information can be saved.
How do I activate my capitec cellphone banking?
Dial *120*3279# to access this service or visit your branch to get your Pin activated
Please note: Remember to keep your PIN secret and never write it down or share it with anyone, even if they claim to be Capitec Bank staff.
How to buy Airtime
for you to buy airtime, simply dial *130*3279# free of charge to top up your cellphone!
Please note: Capitec Bank currently support Telkom Mobile, Cell C, MTN and Vodacom for direct airtime top-up.
What are the daily transaction limits?
Prepaid airtime,data bundles and sms bundles up to R505 collectively
Prepaid electricity up to R10 000 (depending on your vendor)
Capitec Bank client payments up to R3000
How to Transfer money
Dial *120*3279# follow the prompt instruction to finish up the transaction.
Use can use *120*3279# for the following transaction
.Transfer money between your accounts
- Approve DebiCheck mandates
- Stop your card if lost or stolen
- Enable or disable tap to pay on your cards
- Send own account details using SMS or email
- Email statement
- Send cash to friends and family
- View the last 5 transactions