Last Updated on September 19, 2025 by admin
Nedbank Cellphone Banking offers a convenient and accessible way for individuals to manage their finances directly from their mobile devices.
As an innovative solution in the digital banking landscape, it allows customers to conduct a wide range of transactions without the need to visit a physical branch.
With Nedbank Cellphone Banking, users can check their account balances, transfer funds between accounts, and pay bills with ease. The platform is designed with user-friendliness in mind, ensuring that even those who may not be tech-savvy can navigate the system effortlessly.
The service available 24/7, which means customers can carry out transactions at any time that suits them, providing unmatched flexibility.
Nedbank Cellphone Banking supports a wide range of devices, making it accessible to a broad audience. Whether using feature phones or smartphones, customers can enjoy the full suite of banking services on the go, making it an invaluable tool for modern financial management.
Read: All Capitec Bank Cellphone banking to Transfer money,pay bills and check account balances
Benefits Of Using Nedbank Cellphone Banking
Using Nedbank Cellphone Banking offers a range of practical benefits, especially for users seeking fast, secure, and data-free access to their finances. Here’s a breakdown of the key advantages
- No App or Data Required: Works on any mobile phone via USSD (*120*001#), so you don’t need a smartphone or internet connection
- Get notified when you make or receive payments and save on SMS costs with Notifications.
- Manage your cards easily from your phone. Change your PIN, or block or freeze your lost or stolen card instantly.
- Access your account anytime, anywhere—even in remote areas or outside banking hours
- Check Balances & Transactions: View your account balance and up to 20 recent transactions instantly
- Transfer Money: Send funds between accounts or to other banks, including cardless withdrawals via cellphone number
- Pay Bills: Settle utility bills and other payments directly from your phone
- Manage Cards: Block or freeze lost/stolen cards, change your PIN, and adjust card settings securely
- Real-Time Notifications: Get alerts for payments and transfers, helping you track activity and avoid fraud
- Buy Airtime, Data & Electricity: Top up your mobile or pay for electricity without visiting a store
- Play Lotto & Bets: Access Lotto, Powerball, and HollywoodBets directly from your phone
- Gift Vouchers: Purchase prepaid and gift vouchers easily
Read: All Standard Bank Cellphone banking to Transfer money,pay bills and check account balances
How To Register For Nedbank Cellphone Banking
To register for Nedbank Cellphone Banking, you don’t need a smartphone or internet access—just a mobile phone and your Nedbank card. Here’s how to get started:
Step-by-Step Registration via USSD
- Dial
*120*001#on your mobile phone. - Follow the prompts:
- Enter your South African ID number.
- Provide your Nedbank card number.
- Choose a secure PIN for future access.
- Confirm your details and complete the setup.
Requirements
- A valid South African ID.
- A Nedbank account with an active card.
- A mobile phone with a registered SIM (any network).
How to check your account balances with Nedbank Cellphone Banking
To check your account balance using Nedbank Cellphone Banking, follow these quick steps—no data or app required:
- Dial
*120*001#on your mobile phone. - Enter your PIN when prompted.
- Select “Balances” from the menu.
- Choose the account you want to view.
Your current balance will be displayed instantly.
How to Make payments or send money with Nedbank Cellphone Banking
Making payments or sending money with Nedbank Cellphone Banking is quick, secure, and doesn’t require internet access. Here’s how to do it using the USSD service:
- Dial
*120*001#on your mobile phone. - Enter your PIN to log in.
- Select “Payments” or “Send Money” from the menu.
- Choose your recipient type:
- To another Nedbank account
- To another bank
- To a cellphone number (cardless withdrawal option)
- Enter the recipient’s details (account number or cellphone number).
- Enter the amount you want to send.
- Confirm the transaction.
How to Buy prepaid data, airtime, electricity or gift vouchers anytime, anywhere with Nedbank Cellphone
With Nedbank Cellphone Banking, you can buy prepaid data, airtime, electricity, and gift vouchers anytime—no app, no data, just your mobile phone. Here’s how to do it:
- Dial
*120*001#on your mobile phone. - Enter your PIN to log in.
- Choose from the menu:
- Buy Airtime
- Buy Data
- Buy Electricity
- Buy Vouchers
- Select your network provider or service.
- Enter the amount you want to purchase.
- Confirm the transaction.
Your purchase will be processed instantly, and you’ll receive a confirmation SMS.
Read: How to register for First National Bank online banking and mobile App
How to Manage investments or take up funeral cover with Nedbank Cellphone Banking
With Nedbank Cellphone Banking, you can explore and manage financial products like investments and funeral cover directly from your mobile phone—no app or data needed. Here’s how to do it:
Managing Investments
- Dial
*120*001#on your mobile phone. - Enter your PIN to log in.
- Navigate to the “My Money” or “Investments” section.
- Choose options like:
- View investment balances
- Check interest earned
- Explore new investment products
You’ll be able to monitor your savings and fixed deposits, and sometimes even open new investment accounts depending on your profile.
Taking Up Funeral Cover
- Dial
*120*001#. - Log in with your PIN.
- Select “Insurance” or “Funeral Cover” from the menu.
- Follow the prompts to:
- Get a quote
- Choose a cover amount
- Add beneficiaries
- Confirm and activate your policy
You’ll receive confirmation via SMS, and your premiums will be debited monthly from your account.
Read: Capitec Bank’s Customer Care Services: phone number and email address & WhatsApp
How to View account balances with Nedbank Cellphone Banking
To view your account balances using Nedbank Cellphone Banking, you just need a mobile phone—no data or smartphone required. Here’s how to do it:
- Dial
*120*001#on your mobile phone. - Enter your PIN to log in securely.
- Select “Balances” from the menu.
- Choose the account you want to check.
Your current balance will be displayed immediately on your screen.
If your Nedbank card is lost or stolen, you can block it immediately using Nedbank Cellphone Banking—no need for an app or internet. Here’s how to do it:
- Dial
*120*001#on your mobile phone. - Enter your PIN to log in securely.
- Select “Cards” or “Manage Cards” from the menu.
- Choose the card you want to block.
- Select “Stop Card” or “Block Card”.
- Confirm your action.
Your card will be blocked instantly to prevent unauthorized use.
How to get statement of account with Nedbank Cellphone Banking
To get a statement of account using Nedbank Cellphone Banking, you can request it directly from your mobile phone—no app or data required. Here’s how:
- Dial
*120*001#on your mobile phone. - Enter your PIN to log in.
- Select “Statements” or “Account Info” from the menu.
- Choose the account for which you want the statement.
- Select the statement period (e.g., last 30 days, last month).
- Confirm your request.
You’ll receive your statement via SMS or email, depending on your registered preferences.
To Receive by Email
- Make sure your email address is linked to your Nedbank profile.
- You can update or confirm this via the Nedbank app or at a branch.
Read:How to contact Absa customer care service and register for ChatWallet
How to Play Lotto from Nedbank Cellphone Banking
You can play Lotto using Nedbank Cellphone Banking right from your mobile phone—no app or data needed. Here’s how to do it:
- Dial
*120*001#on your mobile phone. - Enter your PIN to log in.
- Select “Lotto” or “Play Lotto” from the menu.
- Choose the game you want to play:
- Lotto
- PowerBall
- Daily Lotto
- Pick your numbers manually or use the Quick Pick option.
- Confirm your selection and complete payment from your Nedbank account.
You’ll receive an SMS confirmation with your ticket details.
How to Buy vouchers with Nedbank Cellphone Banking
Buying vouchers with Nedbank Cellphone Banking is simple, secure, and doesn’t require data or a smartphone. You can purchase gift vouchers for popular retailers and services directly from your mobile phone. Here’s how:
- Dial
*120*001#on your mobile phone. - Enter your PIN to log in.
- Select “Buy Vouchers” from the menu.
- Choose the type of voucher you want:
- Retail (e.g., Shoprite, Pick n Pay)
- Entertainment
- Airtime or data bundles
- Enter the amount and confirm your purchase.
- You’ll receive a voucher code via SMS, which you can use or share.
How to get statement of account with Nedbank Cellphone Banking
To get your statement of account using Nedbank Cellphone Banking, you can request it directly from your mobile phone—no data or app needed. Here’s how:
- Dial
*120*001#on your mobile phone. - Enter your PIN to log in securely.
- Select “Statements” or “Account Info” from the menu.
- Choose the account you want the statement for.
- Select the statement period (e.g., last 30 days, last month).
- Confirm your request.
You’ll receive your statement via SMS or email, depending on your registered preferences.
How to pay bills with Nedbank Cellphone Banking
Paying bills with Nedbank Cellphone Banking is fast, secure, and doesn’t require internet or a smartphone. You can settle utility bills, subscriptions, and more using just your mobile phone. Here’s how:
- Dial
*120*001#on your mobile phone. - Enter your PIN to log in.
- Select “Payments” or “Pay Bills” from the menu.
- Choose the type of bill you want to pay:
- Electricity
- DSTV
- Municipal services
- Other registered billers
- Enter the reference number (e.g., meter number or account number).
- Enter the amount you wish to pay.
- Confirm the transaction.
You’ll receive an SMS confirmation once the payment is successful.
