Standard Bank of South Africa Cellphone banking: How to Check account balances, Buy airtime, transfer money and paybill with USSD codes

Last Updated on May 26, 2024 by admin

Standard Bank of South Africa’s Cellphone Banking offers a convenient and secure way for customers to manage their finances on the go.

With the use of USSD codes, account holders can easily check their balances, purchase airtime, transfer funds, and pay bills directly from their mobile devices. This innovative banking solution allows customers to access essential services without the need for an internet connection or smartphone.

By simply dialing the designated USSD code on their cellphone, individuals can perform various transactions with ease and peace of mind, knowing that their personal information is protected through stringent security measures. Standard Bank’s Cellphone Banking puts control at your fingertips, ensuring quick and hassle-free banking wherever you may be.

You can also read: Nedbank ussd code: How to Send Money, buy Airtime,Check Account balance using Send-imali

To check account balances, buy airtime, transfer money, and pay bills using Standard Bank of South Africa Cellphone Banking USSD codes, follow these steps:

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How to register for Standard Bank of South Africa Cellphone banking

Standard Bank of South Africa offers simple ways to register for cellphone banking. Alll you need is to follow the steps below:

1. Dial *120*2345# on your mobile phone.
2. Select the option to register for Mobile Banking.
3. Follow the prompts to enter your South African ID number and accept the terms and conditions.
4. Create a 5-digit Mobile Banking PIN.
5. Confirm your Mobile Banking PIN.
6. You will receive a confirmation message that your Mobile Banking registration is successful.

After completing the registration process, you can use the Standard Bank USSD codes for the following transactions:

How To check account balances:

There are a few ways to check your Standard Bank of South Africa account balances using cellphone banking:

1. USSD Banking (*120*2345#):

• Dial *120*2345# from your registered mobile phone.
• Follow the prompts to select the option for Balance Enquiry.”
• Enter your Mobile Banking PIN.
• You’ll be able to view your account balances for different accounts linked to your cellphone banking profile.

2. Standard Bank Mobile Banking App:

• Download and install the Standard Bank Mobile Banking app on your smartphone (available for iOS and Android).
• Log in to the app using your credentials.
• Your account balances will be displayed on the home screen or dashboard. You can also navigate to the “Accounts” section for a more detailed view.

3. SMS Banking:

• Send an SMS with the keyword “BAL” followed by your account number (e.g., BAL 1234567890) to 30333.
• You will receive an SMS reply with your available balance

How to buy airtime from Standard Bank via cellphone banking

Standard Bank of South Africa offers two ways to buy airtime via cellphone banking:

1. USSD Banking :

• Dial *120*2345# from your registered mobile phone.
• Follow the prompts to select “Buy Airtime.”
• Choose your network provider (Vodacom, MTN, Cell C, or Telkom).
• Enter the amount of airtime you want to purchase.
• Confirm the transaction.

2. Standard Bank Mobile Banking App:

• Download and install the Standard Bank Mobile Banking app on your smartphone (available for iOS and Android).
• Log in to the app using your credentials.
• Go to the “Buy” section or “Airtime & Data” tab.
• Select “Airtime.”
• Choose your network provider and enter the amount.
• Confirm the transaction.

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How to register for Standard Bank of South Africa mobile banking

Standard Bank of South Africa offers several ways to register for mobile banking, catering to both new and existing customers:

For New Customers (No Existing Online Banking Profile):

1. Download the App:
   • Search for the “Standard Bank” app in the App Store (iOS) or Google Play Store (Android) and download it.
2. Register:
   • Open the app and select “Register.”
   • Enter your personal details, including your ID number, and follow the prompts to create your profile.
   • You will receive an OTP (One-Time PIN) via SMS to verify your mobile number.
3. Link Accounts:
   • Once registered, you can link your Standard Bank accounts to your mobile banking profile.

For Existing Online Banking Users:

1. Download the App (If not already downloaded):
   • Same as above.
2. Log In and Activate:
   • Open the app and log in using your existing online banking credentials.
   • Navigate to the “Cellphone Banking” section and activate the service. You might need to enter your card number and online banking password.

Alternative Registration Method (USSD):

1. Dial 1202345# from your mobile phone.
2. Follow the Prompts: You’ll be guided through a series of steps to register your mobile number and create a PIN.

How to Transfer money from Standard Bank of South Africa

1. Instant Money:

• Mobile App/Online Banking: Go to “Send Money” or “Instant Money” and follow the instructions.
• USSD: Dial *120*2345# and follow the prompts.
• ATM: Select “Instant Money” on the ATM screen and follow the instructions.

2. Standard Bank Mobile Banking App or Online Banking:

• Log in to your account.
• Select the “Payments & Transfers” option.
• Choose the type of transfer (own account, other Standard Bank account, or another bank).
• Enter the recipient’s details and the amount.
• Confirm the transaction.

3. Branch Transfer:

• Visit your nearest Standard Bank branch.
• Fill out the necessary forms with the recipient’s details and the transfer amount.
• Submit the forms and any required documentation.

4. SWIFT Transfer (International):

• Mobile App/Online Banking: Follow the instructions for international transfers within the app or online banking platform.
• Branch: Visit a branch and provide the recipient’s bank details and SWIFT code.

Frequently Asked Questions

How to Check Account Balances:

• Dial: *120*2345#
• Follow prompts: Select the “Balances” option.
• View balances: Choose the specific account you want to view the balance

How to Buy Airtime:

• Dial: *120*2345#
• Follow prompts: Select “Buy Airtime”.
• Choose network provider: Vodacom, MTN, Cell C, or Telkom.
• Enter amount: Type in the amount of airtime you wish to purchase.
• Confirm: Verify the details and confirm the transaction.

How to Transfer Money:

• Dial: *120*2345#
• Follow prompts: Select “Payments & Transfers”, then choose “Send Money”.
• Choose recipient: Select from your saved beneficiaries or enter a new one’s details (bank account number, cell phone number).
• Enter amount: Type in the amount you want to transfer.
• Confirm: Verify the details and confirm the transaction.

How to Pay a Bill:

• Dial: *120*2345#
• Follow prompts: Select “Payments & Transfers”, then choose “Pay a Bill”.
• Select biller: Choose from your saved billers or enter a new biller’s details (biller code, reference number).
• Enter amount: Type in the amount you want to pay.
• Confirm: Verify the details and confirm the transaction.

Q: How do I register for Standard Bank mobile banking?

A: You can register in two ways:

• For new customers: Download the Standard Bank app and follow the registration prompts.
• For existing online banking users: Download the app and log in with your online banking credentials, then activate mobile banking.

Q: How can I check my account balance on the mobile app?

A: After logging in, your account balances will be displayed on the home screen or dashboard. You can also view detailed balances in the “Accounts” section.

Q: How do I make a payment using the mobile app?

A: Navigate to the “Payments & Transfers” section. You can choose to pay a bill, send money to another account (within Standard Bank or to other banks), or buy airtime/data.

Q: Can I manage my debit and credit cards on the app?

A: Yes, you can view your card balances, transaction history, and block/unblock your cards in the “Cards” section.

Q: Is it safe to use Standard Bank mobile banking?

A: Yes, the app uses various security measures to protect your information, including encryption and secure login procedures.

Q: What if I forget my login details?

A: You can reset your password or PIN through the app by following the “Forgot password?” or “Forgot PIN?” links. Please ensure the card number used to reset your password is the same card you initially …

Q: Can I use the app on multiple devices?

A: Yes, you can use the app on multiple devices, but you’ll need to log in separately on each device.

Q: Does the app work offline?

A: No:, most transactions require an internet connection.

Q: What are the transaction limits on mobile banking?

A: Transaction limits vary depending on your account type and verification level. From the app or Internet Banking, the limit is currently R500 000 per month

Q: Who do I contact if I have a problem with the app?

A: You can contact Standard Bank customer service through Call: 0860 123 000. Send an email to information@standardbank.co.za ; For Complaints Call: 0860 101 101