Last Updated on May 29, 2024 by admin
The Nigeria financial institution received its license from the Central Bank of Nigeria in 1989 and listed on the Nigerian Stock Exchange since 1998.
Since the merger of access and diamond bank, the institution has become one of the most five largest banks in Nigeria in terms of assets, loans, deposits and branch network.
Due to it’s large customers base, the bank has introduce various means of checking account balance and statement of account from your comfort zone .
Important of checking Access Bank account balance and Statement of account
Regularly checking your Access Bank account balance and statement of account is crucial for several reasons:
1. Track Your Spending: By reviewing your balance and statement, you can monitor your spending patterns, identify areas where you can cut back, and make informed financial decisions.
2. Detect Fraudulent Activity: Regular checks can help you quickly spot any unauthorized transactions or suspicious activity, allowing you to report them to the bank and take necessary action to protect your funds.
3. Verify Transactions: Checking your statement ensures that all transactions are accurate and that you have been charged correctly for goods and services.
4. Monitor Account Activity: Stay on top of deposits, withdrawals, and other transactions, such as bill payments and direct debits.
5. Reconcile Your Accounts: Comparing your statement with your records helps you identify any discrepancies and ensure that your finances are in order.
6. Budgeting and Financial Planning: Understanding your spending patterns through your statement and balance enables you to create a realistic budget and plan your finances effectively.
7. Track Your Savings Progress: If you have savings goals, checking your balance can help you track your progress and stay motivated.
8. Ensure Sufficient Funds: Before making payments or purchases, checking your balance ensures you have enough funds available to avoid declined transactions or bounced checks.
How to check Access Bank account balance
To check your Access Bank account balance and statement of account, there are several methods you can use:
1. Internet Banking:
- Log in to Access Bank’s internet banking portal.
- Your account balance and a detailed statement of account will be available for viewing and download.
2.Access Bank Mobile App (AccessMore):
- Download and install the AccessMore mobile app on your smartphone.
- Log in with your mobile banking details.
- Your account balance and transaction history (mini-statement) will be displayed on the app’s dashboard.
3. USSD Code:
- Dial *901*00# from your Access Bank registered phone number.
- Authenticate using your 4-digit security code (if you haven’t set one up, you can create it through the menu).
- Your account balance will be displayed on the screen
4. ATM: Visit any Access Bank ATM.
- Insert your Access Bank debit card into any ATM.
- Select “Balance Inquiry” to view your account balance.
- Choose “Mini Statement” to see recent transactions.
5. Customer Service:
Contact Access Bank customer service through their helpline via Interactive Voice Response (IVR)! Simply dial any of the Contact Centre helplines: 07003000000, 01-2802500, 01-2712005-7 and listen for the self-service option. Provide the necessary information and request your account balance or statement. They will assist you in retrieving the information and sending it to you.
You can also read:Access Bank *901# USSD: How to transfer money,buy Airtime and create PIN
6. Whatsapp banking
To check your Access Bank account balance and statement of account using WhatsApp banking, follow these steps:
- Save Access Bank’s WhatsApp Banking Number: Save the number 07003000000, 0201-2802500, 0201-2712005-7 to your phone contacts.
- Start a Chat: Open WhatsApp and start a chat with the saved Access Bank number.
- Request Balance: Type “Hi” or “Hello” to initiate the conversation. The bank’s chatbot will then guide you through the menu options.
- Select Account Balance: Choose the option for “Account Balance” or type a relevant keyword.
- Authenticate: You will be asked to provide some security information, like the last four digits of your debit card or your date of birth, to confirm your identity.
- Receive Balance: Once authenticated, you will receive your account balance directly in the chat.
For Statement of Account:
- Request Statement: After checking your balance, you can request a mini-statement or a full statement of account. Select the appropriate option or type a relevant keyword.
- Receive Statement: The chatbot will send you the statement in PDF format, usually for a specific period (e.g., last 5 transactions, last month, etc.).
How to check Access Bank statement of account
You have several options to check your Access Bank statement of account:
-
AccessMore Mobile App:
- Log in to the app.
- Go to the “Accounts” section.
- Select the account you want to view the statement for.
- Tap on “Statements” and choose the period you want to view (e.g., last month, last 3 months).
- You can view and download the statement in PDF format.
-
Internet Banking:
- Log in to your Access Bank internet banking account.
- Go to the “Statements” section.
- Select the account and period you want to view.
- You can view, download, or print the statement.
-
WhatsApp Banking:
- Save the number 07003000000, 0201-2802500, 0201-2712005-7 ·to your contacts.
- Open WhatsApp and start a chat with the saved number.
- Type “Hi” or “Hello” and follow the prompts to request your statement.
- You’ll receive a mini-statement or a full statement in PDF format.
-
Bank Branch:
- Visit your nearest Access Bank branch.
- Request a printed statement of account from the teller. They may ask for identification and the period for which you need the statement.
Frequently Asked Questions (FAQs)
1. Q: How can I check my Access Bank account balance?
- USSD Code: Dial *901*00# from your registered phone number.
- AccessMore App: Log in and view your balance on the dashboard.
- Internet Banking: Log in and check your account summary.
- ATM: Use any Access Bank ATM to view your balance.
- WhatsApp Banking: Chat with Access Bank on WhatsApp and request your balance.
- Branch: Visit any Access Bank branch and inquire with a teller.
2. Q:How can I check my Access Bank statement of account?
- AccessMore App: Go to “Accounts,” select your account, and tap “Statements.”
- Internet Banking: Log in and navigate to the “Statements” section.
- WhatsApp Banking: Chat with Access Bank on WhatsApp and request a statement.
- Branch: Visit a branch and request a printed statement.
- Email: If you’ve opted for e-statements, check your email.
3. Q: Is there a charge for checking my balance or statement?
- USSD Code: Your network provider may charge a fee for using the USSD code.
- AccessMore App, Internet Banking, WhatsApp Banking: Usually free, but data charges may apply.
- ATM: Free at Access Bank ATMs, but other banks may charge a fee.
- Branch: Usually free.
- Email: Free.
4. Q: How often can I check my balance and statement?
- You can check your balance and statement as often as you like through the app, internet banking, WhatsApp banking, or an ATM.
- Branches may have limits on how often you can request printed statements.
5.Q: Can I view my transaction history online?
- Yes, you can view your recent transactions in the AccessMore app or get a detailed statement through internet banking or WhatsApp banking.
6. Q: Can I check my balance or statement if I don’t have a smartphone or internet access?
- Yes, you can use the USSD code, an ATM, or visit a branch.
7. Q: What if I have trouble accessing my balance or statement?
- Contact Access Bank customer care for assistance.
Access Bank USSD Code (*901#): Frequently Asked Questions (FAQs)
Q8: What is the Access Bank USSD code?
A: The Access Bank USSD code is *901#.
*Q9: What services can I access using the 901# code?
A: You can access a variety of services, including:
- Checking account balance
- Transferring funds to Access Bank and other bank accounts
- Buying airtime
- Paying bills (DSTV, GOTV, electricity, etc.)
- Generating a mini statement
- Blocking your card
- And more
Q10: How do I register for Access Bank USSD banking?
A:
- Option 1: Dial *901# and follow the on-screen prompts. You will be asked to create a 4-digit PIN.
- Option 2: Dial 9010#, enter your date of birth (DDMMYYYY), and create a PIN.
Q11: What if I forget my USSD PIN?
A: You can reset your PIN by dialing 9010# and following the prompts.
Q12: Is the USSD service available on all networks?
A: Yes, the *901# code works on all major mobile networks in Nigeria.
Q13: Are there any charges for using the USSD code?
A: While Access Bank does not charge for the service, your network provider may charge for the USSD session.
Q14: Is it safe to use the USSD code?
A: Yes, the *901# code is secure. However, always keep your PIN confidential and never share it with anyone.
Q15: Can I use the USSD code on any phone?
A: Yes, you can use the code on any phone, as long as it is the number linked to your Access Bank account.
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