List of Nigerian Banks USSD short Code for mobile Transfer

Last Updated on June 15, 2023 by admin

With the introduction of USSD (Unstructured Supplementary Service Data) banking in Nigeria has taken a different shape , you can no longer transfer money, buy Airtime , check account balance and many more financial services from your mobile phone.

The aim of seamless mobile banking is to enable customers to access banking services easily, quickly, and conveniently anytime, anywhere across the globe. Customers can now check their bank account balance, transfer funds, pay bills, etc., without visiting banks.

You only need a mobile phone and a registered phone number on any mobile network. Here are some of the many transactions you can perform easily from your mobile phone with USSD Banking.

Nigerian Banks’ USSD codes list

List of different Nigerian Bank and their respective short USSD CODE

1.Access Bank *901#
2.Ecobank *326#
3.FCMB *329#
4.Fidelity Bank *770#
5.First Bank *894#
6.GTBank *737#
7.Heritage Bank *745#
8.Keystone Bank *7111#
9.Polaris Bank *833#
10.Stanbic IBTC Bank *909#

11.Sterling Bank *822#
12.UBA *919#
13.Union Bank *826#
14.Unity Bank *7799#
15.Wema Bank *945#
16.Zenith Bank *966#
17. Premium Trust Bank *858#
18.Globus Bank Limited *989#
19. Providus Bank

20.Standard Chartered Bank Nigeria *977#
21.Titan Trust Bank *922#
22.SunTrust Bank Nigeria *5230#

**Zenith Bank USSD Codes (*966#)**

Transaction Type	USSD Banking Codes
Opening Account	9660#
Check balance	96600#
Airtime Top-Up for Self/Others	966Amount*Mobile Number#
Transfer to Zenith Account/Others	966Amount*Account Number#
Update BVN	966BVN#
Pay bills (DSTv and PHCN)	9667AmountCustomer ID#
Pay Zenith Billers	9666Biller codeAmount#
Reset USSD Password & PIN	96660#
Deactivate Mobile Banking Profile	96620*0#
Deactivate Account	966911#
Block Card	96660#
Other Self Service	96660#

Access Bank USSD Codes (*901#)

Transaction Type	USSD Banking Codes
Open An Account/Change PIN/Registration	9010#
Check Balance	90100#
Airtime Top-Up for Self	901Amount#
Airtime Top-Up for Others	901Amount*Phone Number#
Transfer to Access Account	9011AMOUNTNUBAN Account Number#
Transfer to Other banks	9012AMOUNTNUBAN Account Number#
Pay bills	9013#
Deactivate Account	901911#

ALAT Bank USSD Codes (*945#)

Transaction Type	USSD Banking Codes
Check balance	9450#
Airtime Top-Up for Self	945Amount#
Airtime Top-Up for Others	945phone Number*Amount#
Transfer to ALAT Account	945Account Number*Amount#
Transfer to Other banks	945Account Number*Amount#

Ecobank USSD Codes (*326#)

Transaction Type	USSD Banking Codes
Check Balance	3260#
Airtime Top-Up for Self	326Amount#
Airtime Top-Up for Others	326Amount*PhoneNumber#
Transfer to Ecobank Account	*326#
Transfer to Other banks	*326#
Pay bills	*326#

Fidelity Bank USSD Codes (*770#)

Transaction Type	USSD Banking Codes
Check Balance	7700#
Airtime Top-Up for Self	770AMOUNT#
Airtime Top-Up for Others	770PHONE*AMOUNT#
Transfer to Fidelity Account	770ACCOUNT*AMOUNT#
Transfer to Other banks	770ACCOUNT*AMOUNT#
Pay bills	*770#
ATM cardless withdrawal	7708*AMOUNT#
Change PIN	77000#
Update BVN	77002#
Block Card	770911#
Block Phone from USSD Banking	770911*08012345678#
Block Account from USSD Banking	77008012345678#
Choose SMS and Email Alert	7702#

FCMB USSD Codes (*329#)

Transaction Type	USSD Banking Codes
Check Balance	32900#
Airtime Top-Up for Self	329Amount#
Airtime Top-Up for Others	329Amount*Mobile number#
Transfer to FCMB Account/Others	329Amount*Account number#
Reset PIN	3290#
Buy Data	3291*Mobile Number#
Pay bills (DSTv & GOTv)	3292Amount*Smartcard Number#
Pay Electricity Bill	3293AmountMeter No# or 3293AmountAccountID#
Block USSD Profile or Blocked Bank Account	329911#

First Bank USSD Codes (*894#)

Transaction Type	USSD Banking Codes
Register for First Bank USSD Banking	8940
Airtime Recharge for Self	894Amount#
Airtime Recharge for Others	894Amount*Phone Number#
For Transfer	894Amount*Account Number#
Transfer to First Account/Other	894Amount*Account Number#
For Mini-Statement	894Account Number#
To Check Balance	89400#
For Account Opening	8940#
To Deactivate Your Mobile Number	894911#

GTBank USSD Codes (*737#)

Transaction Type	USSD Banking Codes
Open Account	7370#
Reactivate Account	73711#
Check balance/Account Number/BVN	7376*1#
Airtime Top-Up for Self	737amount#
Airtime Top-Up for Others	737Amount*Recipient’s number#
Data Top-Up	7374#
Transfer to GTBank Account	7371AmountNUBAN Account Number#
Transfer to Other banks	7372AmountNUBAN Account Number#
Create PIN	7375#
Enquires	7376#

Heritage Bank USSD Codes (*745#)

Transaction Type	USSD Banking Codes
Registration With Card	745AccountNumber*Last6DigitOfCard#
Registration Without Card	745AccountNumber#
Balance Enquiry	7450#
Change USSD PIN	74500#
Funds Transfer (HB)	7451AmountAccountNumber#
Funds Transfer (Interbank)	7452AmountAccountNumber#
Airtime (Self)	745Amount#
Airtime (Third Party)	745Amount*MobileNumber#
Bet9ja Top-up	745222Bet9jaUserIDAmount#
Pay with USSD (on POS & Web)	745000*RefCode#
LCC Payment	745000*522+etagNo+100#
Block Account from any phone	74511#

Keystone Bank USSD Codes (*7111#)

Transaction Type	USSD Banking Codes
Registration	71110#
Check balance	71111#
Pay bills	71112#
Mobile Data	71115#
Check account balance	711100#
Recharge your phone	7111Amount#
Recharge for others	7111Amount*Phone Number#
Send Money	7111Amount*Nuban Account Number#
Activate Debit Card:	71119*123#
Change default Top-up Account:	7111AcctNo#
Panic Code	7111911#

Polaris Bank USSD Codes (*833#)

Transaction Type	USSD Banking Codes
Opening Account	8331#
Check balance	8336#
Airtime Top-Up for Self	833AMOUNT#
Airtime Top-Up for Others	833AMOUNT*phonenumber#
Transfer to Polaris Account/Others	833AMOUNT*accountnumber#
Update BVN	8335#
Pay With MasterPass	8337#
Pay bills	8332#

Stanbic IBTC Bank USSD Codes (*909#)

Transaction Type	USSD Banking Codes
Check balance	9091*1#
Airtime Top-Up for Self	909Amount#
Airtime Top-Up for Others	909Amount*phone number#
Transfer to Stanbic Account	90911AmountAccount Number#
Transfer to Other banks	90922AmountAccount Number#

Sterling Bank USSD Codes (*822#)

Transaction Type	USSD Banking Codes
Register for USSD Service	8221NUBAN#
Check balance	8226#
Check Account Number	8228#
Airtime Top-Up for Self	822Amount#
Airtime Top-Up for Others	822Amount*Phone Number#
Transfer to Sterling Account	8224AmountAccount Number#
Transfer to Other banks	8225AmountAccount Number#

UBA USSD Codes (*919#)

Transaction Type	USSD Banking Code
Check balance	91900#
Airtime Top-Up for Self	919Amount#
Airtime Top-Up for Others	919 Phone number* Amount#
Transfer to UBA Account	9193account numberamount#
Load UBA Prepaid Card	91932#
Transfer to Other banks	9194account numberamount#
Pay bills	9195#
ATM cardless withdrawal	91930*Amount#

Union Bank USSD Codes (*826#)

Transaction Type	USSD Banking Codes
Register	*826#
Check balance	*826#
Airtime Top-Up for Self	826amount#
Airtime Top-Up for Others	826amount*recipient’s mobile no#
Transfer to Union Account	8261amountaccount no#
Transfer to Other banks	8262amountaccount no#
Create PIN	8265#

Unity Bank USSD Codes (*7799#)

Transaction Type	USSD Banking Codes
Bet9ja Wallet funding	7799403Bet9ja IDamount#
Self recharge	7799Amount#
Third-party recharge	7799Phoneno*amount#
Transfer to Unitybank	77991accountnoamount#
Transfer to Other banks	77992accountnoamount#
Balance enquiry	77990#
BVN verification	77995#
Block account	77999*phone number#
USSD on POS	7799000*RefID#
Cardless withdrawal	77998*Amount#

**Wema Bank USSD Codes (*945#)**

Transaction Type	USSD Banking Codes
Check balance	9450#
Airtime Top-Up for Self	945Amount#
Airtime Top-Up for Others	945phone Number*Amount#
Transfer to Wema Account	945Account Number*Amount#
Transfer to Other banks	945Account Number*Amount#

Premium Trust Bank ussd code *858#

Transfers to PremiumTrust: *858*1*amount*account no#
Transfers to other banks: *858*2*amount*account no#
Buy Airtime – Self : *858*amount#
Buy Airtime – Others : *858*amount*phone no#

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Nigerian Banks’ USSD codes list

Zenith Bank USSD Codes (*966#)

Transaction Type

USSD Banking Codes

Opening Account

*966*0#

Check balance

*966*00#

Airtime Top-Up for Self/Others

*966*Amount*Mobile Number#

Transfer to Zenith Account/Others

*966*Amount*Account Number#

Update BVN

*966*BVN#

Pay bills (DSTv and PHCN)

*966*7*Amount*Customer ID#

Pay Zenith Billers

*966*6*Biller code*Amount#

Reset USSD Password & PIN

*966*60#

Deactivate Mobile Banking Profile

*966*20*0#

Deactivate Account

*966*911#

Block Card

*966*60#

Other Self Service

*966*60#

Access Bank USSD Codes (*901#)

Transaction Type

USSD Banking Codes

ALAT Bank USSD Codes (*945#)

Transaction Type

USSD Banking Codes

Ecobank USSD Codes (*326#)

Transaction Type

USSD Banking Codes

Fidelity Bank USSD Codes (*770#)

Transaction Type

USSD Banking Codes

FCMB USSD Codes (*329#)

Transaction Type

USSD Banking Codes

First Bank USSD Codes (*894#)

Transaction Type

USSD Banking Codes

GTBank USSD Codes (*737#)

Transaction Type

USSD Banking Codes

Heritage Bank USSD Codes (*745#)

Transaction Type

USSD Banking Codes

Keystone Bank USSD Codes (*7111#)

Transaction Type

USSD Banking Codes

Polaris Bank USSD Codes (*833#)

Transaction Type

USSD Banking Codes

Stanbic IBTC Bank USSD Codes (*909#)

Transaction Type

USSD Banking Codes

Sterling Bank USSD Codes (*822#)

Transaction Type

USSD Banking Codes

UBA USSD Codes (*919#)

Transaction Type

USSD Banking Code

Union Bank USSD Codes (*826#)

Transaction Type

USSD Banking Codes

Unity Bank USSD Codes (*7799#)

Transaction Type

USSD Banking Codes

Bet9ja Wallet funding

*7799*403*Bet9ja ID*amount#

Self recharge

*7799*Amount#

Third-party recharge

*7799*Phoneno*amount#

Transfer to Unitybank

**Zenith Bank USSD Codes (*966#)**

9660#

96600#

966Amount*Mobile Number#

966Amount*Account Number#

966BVN#

9667AmountCustomer ID#

9666Biller codeAmount#

96660#

96620*0#

966911#

96660#

96660#

7799403Bet9ja IDamount#

7799Amount#

7799Phoneno*amount#

77991accountnoamount#

77992accountnoamount#

77990#

77995#

77999*phone number#

7799000*RefID#

77998*Amount#

**Wema Bank USSD Codes (*945#)**

9450#

945Amount#

945phone Number*Amount#

945Account Number*Amount#

945Account Number*Amount#