Gtbank ussd code:How to register,transfer money,buy airtime and check account balance

Last Updated on March 25, 2025 by admin

Gtbank ussd code:How to register,transfer money,buy airtime and check account balance: As one of Nigeria’s leading bank, has made banking effortless with their USSD code. You can now transfer money, buy airtime, check account balance apply for salary advance loan  and many more using mobile phone

 With GTBank’s USSD code, setting up your account is a breeze. Simply dial *737#, follow the prompts, and enter the required details.

The  transactions are done safely and securely from mobile phone that is link to bank and it is available to MTN, Glo, Airtel and 9mobile sucbribers

The mobile banking is making everyday financial transactions faster and more convenient. By following the simple steps outlined in this article, you can register for the service, transfer money, purchase airtime, and check your account balance – all from the comfort of your home, office, or even on the go.

You can also read:Wema Bank ussd Transfer code: How to Register/Activate, buy airtime, update BVN and check account balance

Some benefits of using the USSD code includes

 1. It is easy, simple, fast, and convenient.

2.  Bills can be paid with ease.

3. Change your PIN.

4. Check your Balance Enquiry.

5. Update your BVN.

6.  Block your stolen ATM cards.

7. Choose SMS and email alerts feature.

8. 24 hours a day, 7 days a week service.

 Gtbank  ussd trasfer code  works on any phone from any location and anywhere on- the- go To perform this service, customers would have to ensure that their phone number is linked to their GTBank account before using the USSD code for any transaction

How to register for GTbank ussd code

To register for GTBank’s USSD code, follow these steps:

1.  Simply  dial  *737*11# on your mobile number registered with the Bank.
2. Provide your 10-digit GTBank account number and Bank Verification Number (BVN).
3. Enter the last 6 digits of your GTBank ATM debit card.
4.  Set up a unique 4-digit USSD PIN for secure transactions.
5.  Re-enter the PIN to finalize the process.
6.  You’ll get a message confirming successful activation.

If you don’t have a debit card, you can still activate the USSD code by dialing 7375# and following the prompts to create a PIN without the card

Now that your Gtbank account is active, you can do more with Bank 737

• Airtime and Data Top up
• Funds Transfer
• Check Account Details
• Card-less withdrawal at ATMs
• Bill Payments (Electricity Bills & StarTimes Subscription)
• 737 Cashout at Total Filling Stations

Please ensure your 4 digit pin to  authenticates every  transaction  is secure and safe to avoid fraud

You can also read: Unity Bank ussd code: How to register, Transfer money, buy airtime

How to Transfer money from Gtbank

To transfer money using GTBank’s USSD code, follow these steps:

1. Transfer to GTBank Account:
   • Dial *737*1*Amount*AccountNumber# on your registered phone.
   • Enter your 4-digit USSD PIN to confirm the transaction.

For example, to send ₦5,000 to a GTBank account with the number 0123456789, you would dial *737*1*5000*0123456789# and confirm with your PIN.

1. Transfer to Other Banks:
   • Dial *737*2*Amount*AccountNumber#.
   • Select the recipient’s bank from the options provided.
   • Enter your 4-digit USSD PIN to complete the transfer.

For example, to send ₦5,000 to a polaris bank account with the number 3041899119, you would dial *737*2*5000*3041899119# and confirm with your PIN.

Gtbank Daily transaction limit

For transfer Amount of (N)100 – 500,000 using Gtbank ussd code you only need 737 PIN/Hardware Token Only while for transfer above 500,001-1,000,000 you will need Hardware Token Only

How to buy Airtime from Gtbank

Buying airtime from GTBank using USSD code is simple and fast! Here’s how:

1. For Self-Recharge:
   • Dial *737*Amount# on your mobile phone linked to your GTBank account.
   • Example: To recharge ₦500 for yourself, dial *737*500#.
   • Your airtime will be credited immediately.
2. For Others:
   • Dial *737*Amount*Recipient'sPhoneNumber#.
   • Example: To send ₦500 airtime to someone with the phone number 08012345678, dial *737*500*08012345678#.
   • Confirm the transaction with your 4-digit USSD PIN.

How to buy data from gtbank using

To buy data from GTBank using USSD, follow these steps:

1. Dial *737*4# on your mobile phone linked to your GTBank account.
2.  Choose the data bundle option from the menu.
3.  If you’re buying data for yourself, confirm your number. For others, input the recipient’s phone number.
4.  Select the desired data bundle from the options provided.
5.  Enter your 4-digit USSD PIN to complete the purchase.

You’ll receive a confirmation message, and the data will be credited immediately.

How to Check Gtbank Account Details

To check your GTBank account details using USSD, follow these steps:

1. Check Account Balance:
   • Dial *737*6*1# on your registered mobile phone.
   • Enter your 4-digit USSD PIN to confirm.
   • Your account balance will be displayed.
2. How to Retrieve Gtbank Account Number:
   • Dial *737*6*1#.
   • Select the option for “Account Number.”
   • Enter your USSD PIN, and your account number will be sent via SMS.

How to pay Bills (Electricity Bills) from gtbank ussd

to pay for your electricity bill with gtbank ussd dial any of the disco codes below Eg. *737*50*7500*95#.

Service Disco Code
1. Port Harcourt Prepaid *737*50*Amount*95#
2. Port Harcourt Postpaid *737*50*Amount*96#
3. Eko Prepaid *737*50*Amount*151#
4. Eko Postpaid *737*50*Amount*152#
5. Ibadan Prepaid *737*50*Amount*137#
6. Kano Prepaid *737*50*Amount*93#
7. Kano Postpaid *737*50*Amount*94#

OR

To pay electricity bills using GTBank’s USSD code, follow these steps:

1. Dial *737# on your registered mobile phone.
2.  From the menu, choose the option for “Pay Bills.”
3.  Select the electricity distribution company for your area (e.g., Eko Electricity, Ikeja Electric, etc.).
4.  Input your prepaid or postpaid meter number.
5.  Enter the amount you want to pay.
6. Enter your 4-digit USSD PIN to authorize the transaction.

Gtbank Airtime Advance

GTBank offers an Airtime Advance service that allows customers to borrow airtime and pay later. To access this service:  simply dial *737*8*1# ,follow the prompt and authenticate with the last 4 digits of your GTBank Naira MasterCard

The borrowed airtime will be credited to your phone, and the amount will be deducted from your account during your next recharge or transaction.

Gtbank Salary Advance

GTBank’s Salary Advance is a short-term loan designed for salary earners to access up to 50% of their net monthly salary in advance. Here’s how it works:

1. Eligibility:
   • You must have an active salary account with GTBank.
   • Minimum monthly salary: ₦25,000 for public sector employees and ₦50,000 for private sector employees.
2. Loan Features:
   • Up to 50% of your net monthly salary.
   • Tenor of 30 days, renewable monthly.
   • No collateral required.
3. How to Apply:
   • Dial *737*8*2# on your registered mobile phone.
   • Follow the prompts to enter the desired loan amount.
   • Confirm the transaction with your 4-digit USSD PIN.

Gtbank One Time Password (OTP)

GTBank provides several ways to generate a One-Time Password (OTP) for secure transactions:

1. Using USSD Code:
   • Dial *737*7# on your registered mobile phone.
   • Enter your 4-digit USSD PIN.
   • You’ll receive a 6-digit OTP via SMS, valid for a short period.
2. GTBank eToken App:
   • Download the GTBank eToken app from your app store.
   • Open the app and tap “Generate OTP.”
   • Use the displayed 6-digit code to authenticate your transaction.
3. Hardware Token:
   • Press the button on your GTBank hardware token device.
   • A 6-digit OTP will be generated for use.

These methods ensure secure and seamless banking.

Enquiries using Gtbank ussd

To enquire any information about your gtbank: Simply dial *737*6# to make enquiries on the following:

. Account balances, BVN & Account Number (*737*6*1#)
. Loan balances (*737*6*2#)
. Card status (*737*6*3#)
. Cheque book status (*737*6*4#)

Gtbank Cardless withdrawal

To perform a cardless withdrawal from your GTBank account, follow these steps:

1. Dial the USSD Code:
   • Dial *737*3*Amount# on your registered mobile phone.
   • For example, to withdraw ₦5,000, dial *737*3*5000#.
2. Generate a Withdrawal Code:
   • Follow the prompts to generate a unique withdrawal code.
   • You will receive this code via SMS.
3. Visit a GTBank ATM:
   • At the ATM, press “Enter” without inserting a card.
   • Select the “Cardless Withdrawal” option.
   • Enter the withdrawal code sent to your phone.
   • Input the amount you wish to withdraw (same as the one entered earlier).
   • Confirm the transaction with your 4-digit USSD PIN.
4. Collect Your Cash:
   • Once the transaction is complete, the ATM will dispense your cash.

How to Reactivate Your GTbank Account

To reactivate your GTBank account, follow these steps:

1. Using USSD Code:
   • Dial *737*11# on your registered mobile phone.
   • Enter your Bank Verification Number (BVN) when prompted.
   • If required, input your Account Officer’s code (or press “1” to skip this step).
   • Complete the process by performing a transaction, such as buying airtime worth at least ₦100.
2. Visit a GTBank Branch:
   • Fill out the dormant account reactivation form.
   • Provide a valid means of identification (e.g., passport, driver’s license, voter’s card, or national ID).
   • Submit a recent utility bill (issued within the last 3 months) if your address has changed.

You may also like: Access Bank USSD *901# pin code: How to register and transfer money

How to Open Gtbank Account

To open a GTBank account using USSD, follow these steps:

1.  Dial *737*0# on your mobile phone.
2.  Enter your first name, last name, and date of birth as prompted.
3.  Choose the type of account you want to open (e.g., savings or current).
4.  If you have a Bank Verification Number (BVN), provide it. If not, you can proceed without it.
5.  Set up a 4-digit USSD PIN for secure transactions.
6. You’ll get a message with your new account number and other details.

This process is quick and doesn’t require visiting a bank branch