Gtbank USSD Code (*737#) instant banking Transaction

Last updated on March 19th, 2025 at 05:30 pm

With Gtbank ussd code, you can be rest assured of a quick, safe and convenient banking without Internet. You don’t have to worry about buying Airtime, money transfer check account balance and many more because the bank USSD Code got you covered. You can transact your business conveniently without data anytime, anywhere.

Every Gtbank account holder can Open an account, transfer funds, pay bills, buy airtime or data and access our in-branch services right from your mobile phone that is registered with your account.

The service is seamless, simple, easy and inexpensive to operate, it works on any kind of phone which gives you better cash management and Instant value. The service is available to Glo, MTN, Airtel and Etisalat subscribers.

Let’s take a look at Gtbank ussd code and how to use it for various transactions because Truly digital commercial banks leverage technology, people and service to deliver endearing customer experience.

The service is designed to be accessible to anyone with a mobile phone, regardless of the phone model or network provider.

Also read: How to register/enroll for Gtbank Mobile app and internet banking and transfer fund

What can I do with gtbank USSD Banking?

GTBank’s *737# USSD Banking offers a wide range of services you can access conveniently from your mobile phone without needing an internet connection:

Account Management:

• Open an Account
• Check Account Balance
• Check BVN

Transfers & Payments:

• Transfer to GTBank Account
• Transfer to Other Banks.
• Cardless Withdrawal.
• Bill Payments
• Quickteller Payments

Airtime &  data

• Buy Airtime (Self)
• Buy Airtime (Others)
• Buy Data

Other Services:

• Generate OTP
• Update Email Address

Who can use gtbank USSD Banking Service

GTBank’s USSD Banking Service (*737#) is available to:

1.  Individuals with active GTBank accounts can use the service for transactions like transfers, airtime purchases, and bill payments
2. The phone number used for USSD banking must be linked to your GTBank account.
3.  A valid GTBank debit card is required for initial setup and PIN creation.
4.  The service works on major networks like MTN, Airtel, Glo, and Etisalat.

Corporate accounts, joint accounts, and certain specialized accounts are excluded from this service

How to register for GTbank ussd code

No registration is required, just dial the string from your registered mobile number on the banks system  or

You can easily register for Gtbank ussd code using your mobile phone line that is linked to your account.

• Dial  *737*5# from your mobile phone (the one linked to your GTBank account).
• Follow the prompts and provide the required information:
  • Your 10-digit GTBank account number.
  • Your Bank Verification Number (BVN).
  • Enter your last 6 digits of your debit card.
• Create a 4-digit PIN. This will be your 737 transaction PIN.

How to Open an Account with Gtbank

To open an instant Gtbank account without opening forms and have your ten-digit account number (NUBAN) sent to you via sms just

1. Dial *737*0#
2.Follow the onscreen prompts.
3.Also you will be required to visit the branch to increase your deposit and withdraw limits by submitting your other documents such as ID CARD, Electricity bills etc.

How to transfer money from gtbank

To transfer money from GTBank using the USSD code, follow these steps:

1. For Transfers Within GTBank:
   • Dial *737*1*Amount*AccountNumber# (e.g., 737150001234567890#).
   • Confirm the transaction by entering your 4-digit PIN.
2. For Transfers to Other Banks:
   • Dial *737*2*Amount*AccountNumber# (e.g., 737250001234567890#).
   • Follow the prompts to select the recipient’s bank and confirm with your PIN.
3. Ensure Your Phone is Linked:
   • Make sure you’re using the phone number registered with your GTBank account.

Buy Airtime from Gtbank

To buy airtime from GTBank using the USSD code, follow these steps:

1. For Self-Recharge

• Dial *737*Amount# (e.g., 7371000# to recharge ₦1000 on your registered phone number).
• Confirm the transaction with your 4-digit PIN.

2. For Others

• Dial *737*Amount*RecipientPhoneNumber# (e.g., 737500*08012345678# to send ₦500 airtime to another number).
• Follow the prompts and confirm with your PIN.

Read: Gtbank ussd code:How to register,transfer money,buy airtime and check account balance

How to Check gtbank Account Details

To check your GTBank account details using the USSD code, follow these steps:

1. Dial the Code: Dial *737*6*1# on the phone number linked to your GTBank account.
2. Follow the Prompts: You may be required to enter your 4-digit PIN for security purposes.
3. View Your Details: Your account details, such as your account number and balance, will be displayed on your screen.

Gtbank Cardless Withdrawal

To perform a cardless withdrawal from GTBank using the USSD code, follow these steps:

1. Dial the Code: Dial *737*3*Amount# (e.g., 7373*5000#) on the phone number linked to your GTBank account.
2. Generate a Withdrawal Code: Follow the prompts to generate a unique withdrawal code. You will receive this code via SMS.
3. Visit a GTBank ATM:
   • At the ATM, press “Enter” without inserting a card.
   • Select the “Cardless Withdrawal” option.
   • Enter the withdrawal code and the amount you wish to withdraw.
4. Complete the transaction and collect your cash.

How to pay Electricity Bills from Gtbank

To pay electricity bills using GTBank’s USSD code, follow these steps:

1. Dial *737*50*Amount*MeterNumber# on the phone number linked to your GTBank account.
2. Follow the prompts to choose your electricity distribution company (e.g., Eko, Ikeja, Abuja DISCO, etc.).
3. Verify the meter number, amount, and other details displayed.
4. Input your 4-digit USSD PIN to authorize the payment.
5.  You will receive a confirmation message with your payment details and token (if applicable).

You can now pay your electricity bills anywhere and anytime by simply dialing any of the disco codes:

Service Disco Code

Port Harcourt Prepaid *737*50*Amount*95#
Port Harcourt Postpaid *737*50*Amount*96#
Eko Prepaid *737*50*Amount*151#
Eko Postpaid *737*50*Amount*152#
Ibadan Prepaid *737*50*Amount*137#
Kano Prepaid *737*50*Amount*93#
Kano Postpaid *737*50*Amount*94#

How to pay bills from gtbank

• To pay bills from GTBank using the USSD code, here’s what you can do:
  1. Dial *737*50# from the phone number registered with your GTBank account.
  2.  Follow the prompts and select the type of bill you wish to pay, such as electricity, TV subscription, or other services.
  3. Provide the required information, such as meter number for electricity, or smart card/IUC number for TV subscriptions.
  4. Enter the amount you wish to pay for the bill.
  5.  Authorize the transaction by entering your 4-digit USSD PIN.
  6. You’ll get a confirmation message with the details of your payment.

  .

How to check Gtbank Mini account statement

To check your GTBank mini account statement using the USSD code, follow these steps:

1.  Dial *737*51*33# on the phone number linked to your GTBank account.
2.  Provide the email address where you want the mini statement to be sent.
3. Confirm the request by entering your 4-digit USSD PIN.
4. Your mini account statement will be sent to the provided email address.

How to Block Gtbank account/ ATM  Card

To block your GTBank account or ATM card using USSD, follow these steps:

Block GTBank Account

1. Dial *737*51*74# on your registered phone number.
2. Enter your 4-digit USSD PIN to confirm the request.
3. Your account will be restricted from all transactions.

Block GTBank ATM Card

1. Dial *737*51*10# on your registered phone number.
2. Follow the prompts to block your ATM card.
3. Once blocked, all transactions on the card will be restricted.

Other Gtbank ussd codes

1. Loan Balance *737*6*2#
2. Card Status *737*6*3#
3. Chequebook Status *737*6*4#
4. Generate OTP *737*7#
5. Fast Track Deposit *737*48#
6. Fast Track Withdrawal *737*49#
7. 737 Edu *737*31*amount*MerchantCode#
8. 737 Give *737*32*amount*MerchantCode#
9. Bills Payment Menu *737*50#
10. Enable/Disable Account Balance on GeNS *737*51*1#
11. Card Hotlist *737*51*10#
12. Cable TV *737*SmartCardNo#

You can also transact the follow transaction from Gtbank using any code below:

13. Spend To Save *737*51*24#
14. Mini Statement *737*51*30#
15. 3rd Party Statement *737*51*33#
16. QuickCredit Request *737*51*51#
17. QuickCredit Liquidation *737*51*55#
18.Reference Confirmation *737*51*54#
19. Account Blacklist *737*51*74#
20. School Fees Advance *737*52*30#
21. PayDay Loan *737*52*40#