ABSA Bank Cellphone Banking:How to Register, transfer money,pay bills and check account Balance

Last updated on March 28th, 2025 at 10:33 am

Last Updated on March 28, 2025 by admin

ABSA Bank offers a convenient and efficient way for customers to manage their finances on the go through its Cellphone Banking service. This article serves as a comprehensive guide on how to make the most of ABSA Bank Cellphone Banking, covering essential aspects such as registration, fund transfers, bill payments, and account balance inquiries.

Whether you are a new user looking to set up your account or an existing customer seeking to enhance your banking experience, this step-by-step tutorial will walk you through the process with clarity and ease.

ABSA Bank Cellphone Banking offers a convenient way to handle your financial transactions without the need to visit a physical branch. From transferring money to paying bills, this service puts the power of banking right in the palm of your hand.

ALSO READ: African Bank :How to use African bank Internet Banking,Cellphone Banking and banking app service

How to register for ABSA Bank cellphone banking

To register for Absa Bank Cellphone Banking, follow these steps:

1. Add the Absa Cellphone Banking number *120*2272# to your contacts.
2. Dial *120*2272# from your mobile phone.
3. Select 1 to accept the terms and conditions, then tap Send.
4. Enter your South African ID number or passport number, then tap Send.
5. Create a 5-digit numeric PIN and tap Send.

Once you’ve completed these steps, you’ll be successfully registered for Absa Cellphone Banking

How to transfer money with ABSA  cellphone banking

To transfer money using ABSA Bank USSD codes:
1. Dial *120*2272# on your mobile phone.
2. Enter your 5-digit PIN.
3. Select the option for Transfers.
4. Choose the type of transfer (e.g., ABSA to ABSA, ABSA to other banks).
5. Follow the prompts to enter the recipient’s details and the amount to transfer.
6. Confirm the transaction.
7. You will receive a confirmation message of the successful transfer.

How to buy airtime and data from ABSA cellphone banking

To buy airtime and data using ABSA cellphone banking, follow these steps:

1. Dial *120*2272# on your mobile device.
2.  Follow the prompts to choose “Prepaid” from the menu.
3.  Provide the cellphone number and select the amount of airtime or data you want to purchase.
4.  Review the details and confirm your purchase.

The airtime or data will be loaded directly onto the cellphone number you provided and will be available for use immediately

How to pay bills from ABSA cellphone banking

To pay bills using ABSA cellphone banking, follow these simple steps:

1. Dial *120*2272# on your mobile device.
2. Enter your 5-digit PIN to access your account.
3.  From the menu, select the option for making payments.
4.  Either choose a biller from your list of preloaded billers or add a new biller by entering the biller’s details.
5.  Provide the reference number and the amount you want to pay.
6. Review the information, and once you’re satisfied, confirm the payment.

You’ll receive a confirmation message once the transaction is successful.

How to register for ABSA internet banking

How to transfer money with ABSA internet banking

To transfer money using ABSA internet banking, follow these steps:

1. Log in to Access the ABSA online banking platform using your credentials.
2.  Click on the “Payments” or “Transfers” tab.
3.  Choose whether you want to transfer funds between your own accounts, to another ABSA account, or to an external bank account.
4.  Provide the recipient’s account number, name, and other required information.
5.  Enter the amount you wish to transfer.
6. Double-check the details and confirm the transaction.

For international transfers, you may need additional details like the SWIFT code (ABSA’s SWIFT code is ABSAZAJJ) and the recipient’s bank information

ABSA mobile app

The ABSA mobile app is designed to give you seamless control over your banking experience wherever you are. Here’s a detailed guide on getting started and making the most of its features:

Getting Started

To register for the ABSA mobile app, follow these steps:

1. Get the ABSA mobile app from the Google Play Store or the Apple App Store.
2. Launch the app and select “I already have an account.”
3.  Provide your ID number and tap “Next.”
4. Accept the privacy terms.
5.  Allow the app to access your camera for facial recognition and complete the scan.
6. Confirm your personal information and verify your details.
7.  Set up your digital banking PIN, password, and passcode. You can also enable biometric authentication like Touch ID or facial recognition.
8. Confirm your details and finish the registration process.

Once registered, you can log in and start using the app for your banking needs. Let me know if you’d like further assistance

How to Check account balance with ABSA bank

To check your ABSA account balance, you have several convenient options:

1. USSD Cellphone Banking:
   • Dial *120*2272# on your phone.
   • Enter your 5-digit PIN.
   • Select “Balances” from the menu to view your account balance.
2. ABSA Banking App:
   • Open the ABSA app on your smartphone.
   • Log in with your credentials.
   • Your account balances will be displayed on the home screen.
3. Online Banking:
   • Log in to ABSA’s online banking platform.
   • Navigate to your account summary to view your balance.

Here are some common USSD codes for ABSA Bank in South Africa:

1. *120*2272# – ABSA Mobile Banking registration and USSD PIN setup.
2. *120*2272# – ABSA Balance enquiry.
3. *120*2272# – ABSA Mini statement.
4. *120*2272# – ABSA Airtime top-up.
5. *120*2272# – ABSA Fund transfer.
6. *120*2272# – ABSA Prepaid electricity purchase.
7. *120*2272# – ABSA Payments (DStv, municipal bills, etc.).
8. *120*2272# – ABSA Loan application.
9. *120*2272# – ABSA Cardless cash withdrawal.
10. *120*2272# – ABSA Forex rates.

How to retrieve forgotten  ABSA Bank USSD Codes PIN

1. Dial *120*2272# and enter your LAST KNOWN 5-digit PIN
   Tap Send
2. Select option 1 to Reset PIN
   Tap Send
3. Enter your ID/Passport number
   Tap Send
4. Enter a new 5 digit PIN
   Tap Send
5. Your PIN is now successfully reset

How to reset your  ABSA Bank Cellphone banking PIN

To reset your ABSA BANK cellphone banking PIN kindly follow the steps below:

1. Dial *120*2272# and enter your LAST KNOWN 5-digit PIN
   Tap Send
2. Select option 1 to Reset PIN
   Tap Send
3. Enter your ID/Passport number
   Tap Send
4. Enter a new 5 digit PIN
   Tap Send
5. Your PIN is now successfully reset

How to make a third party payment from Absa banking

1. Dial *120*2272# and enter your 5-digit PIN
2. Select option 3 for Payments
   Tap Send
3. Select 2 for Existing beneficiaries
   Tap Send
4. Select the beneficiary you would like to pay
   Tap Send
5. Select the account you want to make the payment from
   Tap Send
6. Enter the amount to pay
   Tap Send
7. Enter the beneficiary reference
   Tap Send
8. Select an option to send proof of payment
   Tap Send
9. Confirm the payment details and select 1 to Accept
   Tap Send
10. Transaction is successful

How to send money from ABSA

1. Dial *120*2272#, and enter your 5-digit PIN
2. Select 5 to proceed
   Tap Send
3. Select 2 to send to a new beneficiary
   Tap Send
4. Enter the recipient’s cellphone number
   Tap Send
5. Enter the recipient’s name
   Tap Send
6. Select the account you wish to debit
   Tap Send
7. Enter the amount you wish to send
   Tap Send
8. Enter the 6-digit code that the recipient will use to get the fund from an Absa ATM
   Tap Send
9.  Confirm the transaction by selecting 1
   Tap Send
10. Send the access code and amount of money sent to the recipient

Note: The CashSend limit for Cellphone Banking is a minimum of R20 and a maximum of R500 per day.

How to view your absa  cheque account balance

1. Add the Absa Cellphone Banking number *120*2272# to your contacts
2. Dial the Absa Cellphone Banking number from your contact list to logon
3. Enter your 5-digit PIN
4. Select 1 for Balances
   Tap Send
5. If you only have a cheque account your balance will immediately display
6. If you have more than one account linked to your portfolio, all your account will display
7. Select the number your cheque account is linked to
   Tap Send
8. Your balance will be displayed
9. Select 1
   Tap send to return to the main menu

How to buy prepaid electricity from ABSA

• 1. Dial *120*2272#, and enter your 5-digit PIN
  2. Select 2 for Prepaid
     Tap Send
  3. Select 2 for Electricity
     Tap Send
  4. Select 2 for New beneficiary
     Tap Send
  5. Enter the meter number
     Tap Send
  6. Enter the recipient’s name
     Tap Send
  7. Enter the amount
     Tap Send
  8. Select the account you wish to debit
     Tap Send
  9. Select 1 to Continue
     Tap Send
  10. Select 1 to Accept transaction
      Tap Send
  11. Select option where you would like to send the purchase information
      Tap Send
  12. Your transaction is successful

  R1 000 per day. A prepaid maximum amount of R3 000 can be purchased per month. For prepaid electricity queries please call us on 08600 08600.