Remita payment: pay a registered biller/ merchant and generate remita code

Remita payment: How to pay a registered biller/ merchant and generate remita code

Last Updated on June 2, 2024 by admin

With Remita you can Pay Lagos State Government, pay school fees, FRSC, or any federal government agency, other businesses using the remita platform, Both government and non-governmental organizations or personal businesses can receive and make payments via Remita

For the purpose of this content you will understand how to pay a registered biller/ merchant with Remita you also learn how to add a bank account to your Remita Mobile/ Web

Remita was launched in 2005 in Lagos Nigeria by SystemSpecs and it remain the preferred and default payment gateway that enhances the Federal government of Nigeria’s Treasury Single Account (TSA) and other states and Federal government revenue collection

Benefits and features of Remita


Remita is a leading electronic payment platform in Nigeria that offers various benefits and features for individuals, businesses, and government agencies.

Benefits for Individuals:


  • Convenience: Remita allows you to make various payments, including bills, school fees, and subscriptions, from the comfort of your home or office.
  • Accessibility: You can access Remita through multiple channels, including web, mobile app, POS terminals, and bank branches.
  • Multiple Payment Options: Remita supports a wide range of payment options, such as cards, bank transfers, USSD, and mobile wallets.
  • Security: Remita employs robust security measures to protect your financial information and transactions.
  • Transaction History: You can easily track your payment history and generate receipts for your records.

Benefits for Businesses:


  • Streamlined Payments: Remita simplifies payment processes, allowing you to make bulk payments, salary disbursements, and vendor payments efficiently.
  • Multi-Bank Integration: Remita integrates with multiple banks, enabling you to view account balances and initiate transactions across different banks on a single platform.
  • Automated Reconciliation: Remita’s automated reconciliation feature simplifies the reconciliation of payments and transactions.
  • Reporting and Analytics: Access comprehensive reports and analytics to gain insights into your payment flows and financial performance.
  • Improved Cash Flow Management: Remita helps you manage your cash flow effectively by providing real-time visibility into your financial transactions.

Features of Remita:


  • Bill Payments: Pay utility bills (electricity, water, etc.), cable TV subscriptions, internet bills, and other recurring expenses.
  • Airtime Top-up: Purchase airtime for yourself or others on various mobile networks.
  • Funds Transfer: Send money to friends, family, or business partners within Nigeria and internationally.
  • Salary Payments: Process and disburse salaries and other employee benefits efficiently.
  • Vendor Payments: Pay suppliers, vendors, and other beneficiaries directly to their bank accounts.
  • E-Invoicing: Generate and send customisable electronic invoices to customers.
  • Tax Payments: Pay taxes, levies, or bills to government agencies through the platform.
  • Collections: Receive payments from customers through various channels.
  • Payroll Management: Manage employee payroll, deductions, and benefits.
  • Reporting and Analytics: Access detailed transaction reports and analytics for financial insights.
  • Integration with Other Systems: Remita can be integrated with other business systems, such as accounting software, for seamless data flow.

How to pay a registered biller/ merchant


In Nigeria, you can pay a registered biller or merchant using several methods, but one of the most popular and convenient platforms is Remita. Here’s how to do it:

Online Payment via Remita:

  1. Visit Remita Website: Go to
  2. Choose Payment Option: Click on “Pay a Biller.”
  3. Fill in Details:
    • Select the biller’s name or category (e.g., electricity, cable TV, school fees).
    • Enter your customer identification details (e.g., meter number, student ID).
    • Input the amount you want to pay.
  4. Submit: Click on “Submit” to generate a Remita Retrieval Reference (RRR).
  5. Make Payment: Choose your preferred payment method (e.g., card, bank transfer, USSD, wallet)
  6. And complete the payment and  generated RRR.


How to add a bank account to your Remita Mobile/ Web


Adding a bank account to your Remita profile is a straightforward process that can be done either through the mobile app or the web platform. Here’s how:

Remita Web:


  1. Login: Log into your Remita web profile.
  2. Add Account: Click on the “Add Account” submenu under the “Administration” menu.
  3. Enter Details: Fill in your bank account details, including bank name, account number, and account type.
  4. Submit: Click “Submit” to save the information.

Remita Mobile App:

  1. Login: Open the Remita mobile app and log in to your profile.
  2. Add Account: Navigate to the “Accounts” section and tap on “Add Account.”
  3. Enter Details: Enter your bank account information, including bank name, account number, and account type.
  4. Verify: Follow the prompts to verify the account details.
  5. Submit: Tap on “Submit” to add the account to your profile.

1.To add a bank account to your Remita web just Login to your Remita web profile
2.Then Click on ‘Add Account’ sub-menu under Administration menu
3.Add your account details and click Proceed

To add a bank account to your Remita mobile

1.Login to your Remita mobile profile
2.Click on the menu option at the top left corner of the screen
3.Select ‘Add Bank Accounts & Cards’
4.Click on ‘+’ on the bottom right corner
5.Add your account details and click Proceed

How to generate remita code


If you want to generate remita retrieval reference (RRR), it could be for paying different TSA’s and organization like

  • Federal government TSA
  • State TSA
  • To pay a biller

To pay federal government TSA

  • Visit
  • Click “Pay FGN’s and State TSA”
  • Select the option “Pay federal government of Nigeria”
  • Type the name of the Ministry Department and Agency (MDA) in the field “Name of MDA”
  • Select the name of the service or purpose that relates to the payment you are looking to pay.
  • Follow the onscreen to complete your transaction and generate your remita retrieval reference.

To pay State government TSA

  • Visit the remita website step 1 above
  • Select the state you wish to pay
  • From the “Who do you want to pay” type the MDA
  • Select the name of the service or purpose that relates to the payment, then complete the remaining steps from the onscreen.
  • Click submit to generate your RRR

To pay a biller

  • Visit the remita website as seen above
  • Click “Pay a biller”
  • Type the MDA/corporate from the “who do you want to pay column”
  • Select the name of the “Service/purpose” that relates to the payment
  • Click on submit to generate your RRR.

How to confirm payment on remita

  • Kindly visit the website as seen above
  • Log in to your remita user account (You ought to have signed up)
  • Kindly find and click the link thus “Pay an invoice”
  • In the column provided insert your (RRR) Remita Retrieval Reference, having filled up the provided spaces, click on “Continue.”

On confirmation of remita payment you should receive any of the below messages

  • The reference payment has been processed, this indicates that your payment has been completed successfully.
  • The remita page will populate for you to continue/complete the payment process, this means to say the payment is not successful yet or has not been initialized
  • This reference does not exist please check and try again, this means that your RRR was mistyped.

How to setup Direct Debit/ Standing Order

  • Go to
  • Click on ‘Setup Standing Order’
  • Select the ‘Recurring payment’ option
  • Select the name of the biller in the field labelled ‘Who do you want to pay’
  • Fill in the required details
  • Click Submit and the mandate will be generated.
  • Take the form to the bank for Activation

Frequently Asked Questions and Answers on Remita:

Q: What is Remita?

A: Remita is an electronic payment platform in Nigeria that allows individuals, businesses, and governments to make and receive payments easily and securely.

Q: How do I access Remita?

A: You can access Remita through its website, mobile app, POS terminals, or at any bank branch.

Q: Is Remita safe and secure?

A: Yes, Remita employs robust security measures, including encryption and fraud detection, to ensure the safety and security of your financial transactions.

Q: What types of payments can I make on Remita?

A: You can make various payments on Remita, including bill payments (utilities, cable TV, internet), airtime top-up, funds transfers, salary payments, vendor payments, tax payments, and more.

Q: How do I generate a Remita Retrieval Reference (RRR)?

A: To generate an RRR, go to the Remita website, select the payment option (Pay a Biller or Pay FGN and State TSA), fill in the required details, and submit. The RRR code will be generated.

Q: How do I make a payment using the RRR code?

A: You can use the RRR code to make payments online (with a card or internet banking), at a bank branch, through mobile banking apps, or via USSD.

For Individuals:

Q: How do I pay my electricity bill using Remita?

A: Select “Pay a Biller,” choose your electricity provider, enter your meter number and amount, and follow the payment instructions.

Q: Can I transfer money to someone who doesn’t have a Remita account?

A: Yes, you can transfer money to any bank account in Nigeria using Remita.

For Businesses:

Q: Can I integrate Remita with my accounting software?

A: Yes, Remita offers integration options with various accounting software to streamline your payment processes.

Q: Can I use Remita for payroll management?

A: Yes, Remita provides payroll solutions to automate salary payments and other employee benefits.

Technical Issues:

Q: What should I do if I encounter an error during a transaction?

A: Contact Remita customer support through their website, mobile app, or phone number for assistance.

Q: How can I retrieve my password if I forget it?

A: Click on the “Forgot Password” link on the Remita login page and follow the instructions to reset your password.

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