Ussd code: How to transfer money from all Nigeria bank

Last updated on March 25th, 2025 at 08:37 pm

Are you searching for how to transfer money to your love once using your mobile phone USSD (Unstructured Supplementary Service Data)? to enable you make use of your phone number you have to register/enroll for the magic banking.It don’t require data to transact with any bank ussd code.

The enrollment should be done from the phone number that is linked to your bank account. MTN, Glo, Etisalat and Airtel subscribers can perform this seamless service, which is secure, fast and can be used to transfer money, pay bills, check account balance,buy data and Airtime from any location provided you can signal the network.

We are going to discuss how to transfer money from all Nigerian banks using Unstructured Supplementary Service Data from your comfort zone even from your office or home without visiting the banking hall.

This service is available 24/7.There is no need to queue up in the bank. The ussd code is available to all individual account holders (sole signatory) whose phone numbers are registered with any of the mobile network operators

Also read: How to check bank account balance, view statement and open account in All Nigeria Banks

1. How to transfer money from Guaranty Trust Bank

To transfer money using Guaranty Trust Bank’s USSD code (*737#), follow these steps:

1. Transfer to GTBank Account:
   • Dial *737*1*Amount*AccountNumber#.
   • Example: To transfer ₦5,000 to a GTBank account with the number 0123456789, dial *737*1*5000*0123456789#.
2. Transfer to Other Banks:
   • Dial *737*2*Amount*AccountNumber#.
   • Example: To transfer ₦5,000 to another bank account, dial *737*2*5000*0123456789#.
3. Confirm the Transaction:
   • Enter your 4-digit USSD PIN to authorize the transfer.
4. Receive Confirmation:
   • You’ll get an SMS confirming the success of your transaction.

2. How to transfer money from fidelity Bank

To transfer money from your Fidelity Bank account using USSD, follow these steps:

1. Dial the Code: Dial *770*Amount*AccountNumber# on your registered mobile phone.
   • Example: To transfer ₦5,000 to an account with the number 0123456789, dial *770*5000*0123456789#.
2.  If transferring to another bank, choose the recipient’s bank from the options provided.
3.  Enter your 4-digit USSD PIN to confirm the transfer.
4. You’ll get an SMS notification confirming the success of your transaction.

3. How to transfer money from Polaris Bank

To transfer money using Polaris Bank’s USSD code, follow these steps:

1. Dial *833*Amount*AccountNumber# on your registered mobile phone.
   • Example: To transfer ₦5,000 to an account with the number 0123456789, dial *833*5000*0123456789#.
2.  If transferring to another bank, choose the recipient’s bank from the options provided.
3. Verify the recipient’s account name that appears on the screen.
4.  Enter your 4-digit USSD PIN to complete the transfer.
5.  You’ll get an SMS notification confirming the success of your transaction.

4.How to transfer money from Sterling Bank

To transfer money using Sterling Bank’s USSD code (*822#), follow these steps:

1.  Dial *822*Amount*AccountNumber# on your registered mobile phone.
   • Example: To transfer ₦10,000 to an account with the number 0123456789, dial *822*10000*0123456789#.
2.  If transferring to another bank, choose the recipient’s bank from the options provided.
3. Enter your 4-digit USSD PIN to confirm and complete the transfer.
4. You’ll get an SMS notification confirming the success of your transaction.

5. How to transfer money from wema Bank 

To transfer money using Wema Bank’s USSD code (*945#), follow these steps:

1. Dial *945*Amount*AccountNumber# on your registered mobile phone.
   • Example: To transfer ₦5,000 to an account with the number 0123456789, dial *945*5000*0123456789#.
2.  If transferring to another bank, choose the recipient’s bank from the options provided.
3.  Verify the recipient’s account name that appears on the screen.
4. Enter your 4-digit USSD PIN to complete the transfer.
5.  You’ll get an SMS notification confirming the success of your transaction.

6. How to transfer money from unity Bank 

To transfer money using Unity Bank’s USSD code, follow these steps:

1. Transfer to Unity Bank Account:
   • Dial *7799*1*AccountNumber*Amount#.
   • Example: To transfer ₦5,000 to a Unity Bank account with the number 0123456789, dial *7799*1*0123456789*5000#.
2. Transfer to Other Banks:
   • Dial *7799*2*AccountNumber*Amount#.
   • Example: To transfer ₦5,000 to another bank account, dial *7799*2*0123456789*5000#.
3. Authorize the Transaction:
   • Enter your 4-digit USSD PIN to confirm the transfer.
4. Receive Confirmation:
   • You’ll get an SMS notification confirming the success of your transaction.

7. How to transfer money from union Bank

To transfer money using Union Bank’s USSD code (*826#), follow these steps:

1. Transfer to Union Bank Account:
   • Dial *826*1*Amount*AccountNumber#.
   • Example: To transfer ₦5,000 to a Union Bank account with the number 0123456789, dial *826*1*5000*0123456789#.
2. Transfer to Other Banks:
   • Dial *826*2*Amount*AccountNumber#.
   • Example: To transfer ₦5,000 to another bank account, dial *826*2*5000*0123456789#.
3. Confirm the Transaction:
   • Enter your 4-digit USSD PIN to authorize the transfer.
4. Receive Confirmation:
   • You’ll get an SMS notification confirming the success of your transaction.

8. How to transfer money from Access Bank

To transfer money using Access Bank’s USSD code (*901#), follow these steps:

1. Dial *901*Amount*AccountNumber# on your registered mobile phone.
   • Example: To transfer ₦5,000 to an account with the number 0123456789, dial *901*5000*0123456789#.
2. If transferring to another bank, choose the recipient’s bank from the options provided.
3. Enter your 4-digit USSD PIN to confirm and complete the transfer.
4. You’ll get an SMS notification confirming the success of your transaction.

9.How to transfer money from Ecobank

To transfer money using Ecobank’s USSD code, follow these steps:

1. Dial *326*Amount*AccountNumber# on your registered mobile phone.
   • Example: To transfer ₦5,000 to an account with the number 0123456789, dial *326*5000*0123456789#.
2. If transferring to another bank, choose the recipient’s bank from the options provided.
3.  Enter your 4-digit USSD PIN to confirm and complete the transfer.
4. You’ll get an SMS notification confirming the success of your transaction.

10. How to transfer money from Zenith bank

To transfer money using Zenith Bank’s USSD code (*966#), follow these steps:

1. Dial *966*Amount*AccountNumber# on your registered mobile phone.
   • Example: To transfer ₦5,000 to an account with the number 0123456789, dial *966*5000*0123456789#.
2.  If transferring to another bank, choose the recipient’s bank from the options provided.
3. Verify the recipient’s account name that appears on the screen
4. Enter your 4-digit USSD PIN to complete the transfer.
5.  You’ll get an SMS notification confirming the success of your transaction.

11. How to transfer money from United bank of Africa

To transfer money using United Bank of Africa’s (UBA) USSD code (*919#), follow these steps:

1. Transfer to UBA Account:
   • Dial *919*3*Amount*AccountNumber#.
   • Example: To transfer ₦5,000 to a UBA account with the number 0123456789, dial *919*3*5000*0123456789#.
2. Transfer to Other Banks:
   • Dial *919*4*Amount*AccountNumber#.
   • Example: To transfer ₦5,000 to another bank account, dial *919*4*5000*0123456789#.
3. Select Recipient’s Bank:
   • If transferring to another bank, choose the recipient’s bank from the options provided.
4. Authorize the Transaction:
   • Enter your 4-digit USSD PIN to confirm and complete the transfer.
5. Receive Confirmation:
   • You’ll get an SMS notification confirming the success of your transaction.

12.How to transfer money from Stanbic IBTC Bank

To transfer money using Stanbic IBTC Bank’s USSD code (*909#), follow these steps:

1. Transfer to Stanbic IBTC Account:
   • Dial *909*11*Amount*AccountNumber#.
   • Example: To transfer ₦5,000 to a Stanbic IBTC account with the number 0123456789, dial *909*11*5000*0123456789#.
2. Transfer to Other Banks:
   • Dial *909*22*Amount*AccountNumber#.
   • Example: To transfer ₦5,000 to another bank account, dial *909*22*5000*0123456789#.
3. If transferring to another bank, choose the recipient’s bank from the options provided.
4. Enter your 4-digit USSD PIN to confirm and complete the transfer.
5. You’ll get an SMS notification confirming the success of your transaction.

13. How to transfer money from Key Stone Bank 

To transfer money using Keystone Bank’s USSD code (*7111#), follow these steps:

1.  Dial *7111*Amount*AccountNumber# on your registered mobile phone.
   • Example: To transfer ₦5,000 to an account with the number 0123456789, dial *7111*5000*0123456789#.
2.  If transferring to another bank, choose the recipient’s bank from the provided options.
3. Verify the recipient’s account name displayed on the screen to ensure accuracy.
4.  Input your 4-digit USSD PIN to complete the process.
5.  You’ll get an SMS confirming the success of your transaction.

14. How to transfer money from First City Monument Bank

To transfer money using First City Monument Bank’s (FCMB) USSD code (*329#), follow these steps:

1. Dial *329*Amount*AccountNumber# on your registered mobile phone.
   • Example: To transfer ₦5,000 to an account with the number 0123456789, dial *329*5000*0123456789#.
2. If transferring to another bank, choose the recipient’s bank from the options provided.
3. Verify the recipient’s account name that appears on the screen.
4. Enter your 4-digit USSD PIN to complete the transfer.
5. You’ll get an SMS notification confirming the success of your transaction.

15. How to transfer money from parallex bank

To transfer money using Parallex Bank’s USSD code, follow these steps:

1.  Dial *1242# on your registered mobile phone.
2.  From the menu, choose the option to transfer money.
3.  Provide the recipient’s account number and select their bank.
4.  Specify the amount you want to transfer.
5.  Enter your 4-digit USSD PIN to confirm the transfer.
6. You’ll get an SMS notification confirming the success of your transaction.

16.How to transfer money from First Bank

To transfer money using First Bank’s USSD code (*894#), follow these steps:

1. Dial *894*Amount*AccountNumber# on your registered mobile phone.
   • Example: To transfer ₦5,000 to an account with the number 0123456789, dial *894*5000*0123456789#.
2.  If transferring to another bank, choose the recipient’s bank from the options provided.
3.  Verify the recipient’s account name that appears on the screen.
4. Enter your 5-digit USSD PIN to complete the transfer.
5. You’ll get an SMS notification confirming the success of your transaction.

17.How to transfer money from Premium Trust Bank

To transfer money using Premium Trust Bank’s USSD code (*858#), follow these steps:

1.  Dial *858# on your registered mobile phone.
2. From the menu, choose the option to transfer money.
3.  Provide the recipient’s account number and select their bank.
4. Input the amount you want to transfer.
5.  Enter your 4-digit USSD PIN to confirm the transfer.
6. You’ll get an SMS notification confirming the success of your transaction.

18.How to transfer money from Providus Bank 

To transfer money using Providus Bank’s USSD code, follow these steps:

1.  Dial *889# on your registered mobile phone.
2. From the menu, choose the option to transfer money.
3. Provide the recipient’s account number and select their bank.
4. Input  the amount you want to transfer.
5. Enter your 4-digit USSD PIN to confirm the transfer.
6. You’ll get an SMS notification confirming the success of your transaction.

19,How to transfer money from  Optimus Bank

To transfer money using Optimus Bank’s USSD code (*930#), follow these steps:

1. Dial *930# on your registered mobile phone.
2.  From the menu, choose the option to transfer money.
3.  Provide the recipient’s account number and select their bank.
4.  Specify the amount you want to transfer.
5. Enter your 4-digit USSD PIN to confirm the transfer.
6. You’ll get an SMS notification confirming the success of your transaction.

20. How to transfer money from Signature Bank

To transfer money using Signature Bank’s USSD code (*647#), follow these steps:

1. Dial *647*Amount*AccountNumber# on your registered mobile phone.
   • Example: To transfer ₦5,000 to an account with the number 0123456789, dial *647*5000*0123456789#.
2. If transferring to another bank, choose the recipient’s bank from the options provided.
3. Verify the recipient’s account name displayed on the screen.
4.  Enter your 4-digit USSD PIN to complete the process.
5.  You’ll get an SMS confirming the success of your transaction.

21. How to transfer money from Sun Trust Bank Nigeria

To transfer money using SunTrust Bank Nigeria’s USSD code (*5230#), follow these steps:

1.  Dial *5230# on your registered mobile phone.
2.  From the menu, choose the option to transfer money.
3. Provide the recipient’s account number and select their bank.
4. Specify the amount you want to transfer.
5.  Enter your 4-digit USSD PIN to confirm the transfer.
6.  You’ll get an SMS notification confirming the success of your transaction.

22. How to transfer money from Lotus Bank

To transfer money using Lotus Bank’s USSD code (*5045#), follow these steps:

1.  Dial *5045*Amount*AccountNumber# on your registered mobile phone.
   • Example: To transfer ₦5,000 to an account with the number 0123456789, dial *5045*5000*0123456789#.
2.  If transferring to another bank, choose the recipient’s bank from the options provided.
3.  Verify the recipient’s account name displayed on the screen.
4.  Enter your 4-digit USSD PIN to complete the process.
5.  You’ll get an SMS confirming the success of your transaction.

23. How to transfer money from Taj Bank

To transfer money using Taj Bank’s USSD code (*898#), follow these steps:

1.  Dial *898# on your registered mobile phone.
2.  From the menu, choose the option to transfer money.
3.  Provide the recipient’s account number and select their bank.
4. Specify the amount you want to transfer.
5.  Enter your 4-digit USSD PIN to confirm the transfer.
6.  You’ll get an SMS notification confirming the success of your transaction.

24, How to transfer money from Jaiz Bank

To transfer money using Jaiz Bank’s USSD code (*773#), follow these steps:

1. Transfer to Jaiz Bank Account:
   • Dial *773*Amount*AccountNumber#.
   • Example: To transfer ₦5,000 to a Jaiz Bank account with the number 0123456789, dial *773*5000*0123456789#.
2. Transfer to Other Banks:
   • Dial *773*1*Amount*AccountNumber#.
   • Example: To transfer ₦5,000 to another bank account, dial *773*1*5000*0123456789#.
3. Select Recipient’s Bank:
   • If transferring to another bank, choose the recipient’s bank from the options provided.
   • Enter your 4-digit USSD PIN to confirm and complete the transfer.
4. You’ll get an SMS notification confirming the success of your transaction.