How to register for banks in Nigeria transfer ussd code & change PIN and pay Bills

The bank Mobile phone USSD (Unstructured Supplementary Service Data) allows customers to perform their banking transactions effortlessly as part of its financial inclusion drive .The service is available to Airtel,9mobil, GLO and MTN subscribers.

Banking transactions can now be performed on the go irrespective of location or time as there is no worry of internet connectivity or a token device, but only a Personal Identification Number (PIN) is needed to authenticate transactions.

This product provides banking services such as airtime recharge, transfers, bill payments and even making payments on POS terminals and more to customers from any mobile device without data or internet connection. This service is secure, reliable and provides a seamless banking experience to customers.

You can also generate a pay-code and PIN for cardless withdrawal transactions,check Account Number, Balances, and BVN on the go.This post will be centered on how to pay bills such as electricity gotv and Dstv bills and reset your ussd PIN when you can’t remember it.

1. United Bank for Africa

How to change/reset UBA ussd PIN-: when you can’t remember your UBA USSD Mobile PIN and you want to change/reset PIN kindly Dial *919# and select ‘PIN Setup’ to change/reset your PIN and this must be done from phone number that is linked to your UBA account


How to register/Enroll for UBA USSD (Magic Banking)?

There are two methods to register for UBA USSD CODE options: dial *919# FROM THE PHONE NUMBER That is registered to your bank to see the Main Menu and select your desired option. If the user is not yet registered, she/he would be presented with registration options: With UBA Account or With UBA Prepaid Card

How to Pay bills from UBA mobile banking code-: you can dial *919*5# and follow the instructions that prompt up on your phone screen to pay your bills or renew your subscription for services like DStv, Start Times, GoTV, etc.

2. First City Monument Bank *329#

How to reset PIN or reset/create FCMB transaction code-: To reset or create your fcmb ussd PIN simply dial *329*0# to reset or create your Mobile banking ussd code PIN

How to pay bills from FCMB :- to pay for DSTv or GOTv subscription or other bills from your FCMB bank kindly dial *329*2*Amount*Smartcard Number# to pay for Dstv , startime and Gotv


3.Heritage BANK 745-ussd

Register for Heritage bank and transact:– To enroll or register for Heritage bank Dial *745*accountnumber*Last6digitsofcard#, press ‘1’ to agree to the indemnification clause. select your card type, enter your card details and create your 4 digit PIN …Without Card *745*Account Number#

How to change Heritage bank ussd PIN: to change your heritage bank ussd pin simply dial *745*00# and follow the prompt message

You can also Read: How to transfer money from all Nigeria banks using mobile ussd code


4. FirstBank USSD*894#

How to Register: To register for FirstBank USSD dial *894*0#, a list of masked debit cards linked to your account is displayed and Select your preferred debit card, enter the 4-digit PIN for the selected debit card. Then to create your first bank ussd PIN :dial *894*0#, a list of masked debit cards linked to your account is displayed.

5. Guaranty Trust Bank *737#

How to register and Create Gtbank Transaction PIN:- To register or create Gtbank Create Transaction PIN SIMPLY Dial *737*5# AND Input the last 6 digits of your Debit Card TO Create your 4-digit PIN

Gtbank Bills payment:– to pay any kind of bills via Gtbank using ussd code simply dial *737# and follow the onscreen message to choose bills pay and select the kind of bills you want to pay either Gotv, Dstv or Electricity

6. Fidelity bank *770#

How to pay bills from Fidelity Bank:- to pay for any kind of bills either betting, Dstv, Gotv or Electricity bills from your fidelity bank dial *770*CODE*SMART CARD NUMBER*AMOUNT#
Example: From your phone, dial *770*1099*41234567890*12000# to pay for a ₦12000 DStv plan

Change Fidelity bank PIN:- To change or reset your Fidelity bank ussd code PIN :dial *770*00# and follow the prompt message to reset when you feel that your PIN has compromised or when you couldn’t remember it again

Register for USSD CODE: TO Register or enroll for fidelity bank ussd mobile code Dial *770# on your mobile phone and select Instant Banking to choose from the array of services available

7. Polaris Bank *833#

How to Sign Up or register for Polaris Bank ussd: to register or enroll for polaris bank ussd code dial *833# from your Polaris Bank registered line then folow the onscreen message and enter any 4 digit number to be used as PIN

How to Pay Bills (*833*2): To pay bills, Renew your DSTV, Gotv subscription, pay your electricity bills and fund your Bet9ja account from Polaris bank dial *833*2# from your mobile phone, select your preferred account to pay with.

Change or Reset Polaris Bank USSD PIN: To reset or change your polaris bank ussd code Dial *833# then Select option 9 and then Select option 1 for Polaris bank PIN change then Enter your new preferred PIN in the ‘New PIN’ field


8. Sterling Bank *822#?

How do I pay bills with *822#?: To pay bills such as Pay your DSTV, electricity, subscriptions and many more from Sterling bank using USSD CODE dial *822*BillerCode*UniqueCode*Amount# or *simply *822*2# to see different billers.

How do I reset my PIN using *822#?:– To reset or change Sterling bank ussd code simply dial dial *822#, select Pin Reset whenever your Pinis compromises or when you forgot it.


9. Wema Bank *945#

Change wema bank PIN:- To change wema bank ussd PIN simply dial *945*00# and follow the onscreen message

How to pay for bills:– To pay for your Gotv, Dstv, Electricity bills via Wema bank dial *945# and follow the prompt message to select bills payment and select your prefer bills to pay.

Also read: How to check bank account balance, view statement and open account in All Nigeria Banks

10. Unity Bank *7799#

Unity bank Bills payment:– to pay for Gotv, Dstv and Electricity from your unity bank using your phone number that is link to your account dial *7799# , the follow the prompt message to choose your prefer billers

How to Block unity bank account : To block or hotlink tour unity bank account dial *7799*9*phone number# to block your account.

11. Union Bank *826#

How to Enroll for Union bank ussd code kindly dial *826# from your registered mobile number on the banks system.The registration is only done once you dial the numbers for the first time.

To pay for bills or change union bank ussd PIN dial *826# and follow message on the screen to either change your pin or buy airtime, transfer money and pay for bills


12. Zenith Bank

To register for Zenith bank ussd code dial *966# with the phone number linked to your Zenith bank account then Input your last 6 digits on your ATM card and set your preferred choice of 4 digits number as your PIN

Pay bills :- To Pay bills such as DStv, PHCN Bills, Dstv with Zenith bank ussd code Dial *966*7*amount*customer ID#. while to Pay others Zenith Billers Dial *966*6*Biller Code*Amount# on your mobile phone and follow the on screen prompts

How to reset Zenith bank PIN: To change or reset zenith bank ussd PIN simply dial *966*60# to reset your PIN whenever it’s compromised or if you can’t remember it again.


13. Stanbic IBTC Bank *909#

How do I register for the USSD Banking: To register or enroll for Stanbic IBTC Bank Dial *909*11*1# to create PIN

How to change or reset Stanbic IBTC Bank USSD PIN: To change or reset Stanbic IBTC Bank USSD PIN Dial *909*11*1# to create or change your PIN


14. keystone Bank *7111#

How to register keystone Bank: To enroll or register for Keystone bank ussd code just Dial *7111*0# then follow the onscreen message to complete the registration process to register on USSD.

Keystone Bank PIN Reset:

To reset your KEYSTONE BANK PIN Dial *7111# on your phone;
Select the ‘Other services’;
On next page, select ‘Next’ option;
On the third page, select the last option which is ‘reset PIN’;
Input your desired PIN;
Input the last ‘6’ digits of your debit card to complete the request.

Keystone bank Bills Payment:

To pay for Bills from keystone bank Dial *7111# on your registered phone number;
Select ‘Other services’; then Select ‘Bills Payment’ on the next page to make payment for a biller.


15. Access Bank

To register and create Access bank ussd PIN, Dial *901# then enter your Account number, Date of Birth and Create PIN, then submit Or Dial *901*0# Enter Date of Birth and Create PIN, then submit to enable enroll or register for Access bank ussd code

How to reset or change Access Bank USSD PIN?

To change or reset Access Bank ussd PIN Dial *901#
Select 4 ‘Other Services’
Select 5 ‘Reset PIN’
Enter Date of Birth
Create New PIN and Submit

Dial *901*0#
Enter Date of Birth
Create New PIN and submit

How to pay bills from Access Bank :– to pay for your bills with Access bank ussd code Dial *903# from your mobile phone.

Enter 3 for the “Bill Payment” option. The menu will display different Bill Payment option available (DSTV, PHCN etc)

Enter the number for the appropriate option e.g Enter 2 for DSTV bills payment. Supply the necessary details and follow the prompt.

16. EcoBank

With Ecobank *326# ussd code you can pay for bills, transfer money and many more. All you need is to dial *326# and follow the screen message to select your transaction either bills payment, transfers, change of PIN AND MANY MORE FROM YOUR COMFORT ZONE.

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