How to check Zenith Bank account balance and statement of account

Last updated on March 26th, 2025 at 09:52 pm

Zenith Bank, a renowned financial institution, provides various convenient methods for customers to check their account balance and access statements.

Since the introduction of internet and Mobile banking, Zenith Bank has successfully transform it’s banking actives second to None.

Zenith Bank is using all modern technologies to server its customers. They put into use the USSD code for checking  bank account balance, pay bills and transfer money with any kind of phone from any where at customer comfort zone.

The introduction of Mobile and internet banking by zenith bank has increase their customers base,hence they can now transact their financial business 24/7 provided they can have access to their registered mobile phone.

You can also read: Zenith bank ussd code*966#:How to transfer money,create PIN and buy recharge card

How to check Zenith bank account balance?

To check your Zenith Bank account balance, you can use the following methods:

1.Using USSD Code

1. Dial *966*00#* on your registered phone number.
2. Enter your 4-digit USSD PIN when prompted.
3. Your account balance will be displayed on your screen.

2,Using the Mobile App

1. Download the Zenith Bank mobile app.
2. Log in with your credentials.
3. Your account balance will appear on the dashboard.

3.Using Internet Banking

1. Log in to the Zenith Bank Internet Banking platform.
2. Navigate to the account summary section to view your balance.

These options are quick and convenient.

4. ATM:

• Go to any Zenith Bank ATM.
•  Insert your debit card and enter your PIN.
• Select the “Balance Inquiry” option to view your account balance on the screen.

5. ZiVA (Zenith Intelligent Virtual Assistant):

•  Add the Zenith Bank ZiVA WhatsApp number (+234 704 000 4422) to your contacts and say “Hi.”
• Ask ZiVA for your account balance and follow the prompts.

6. Bank Statement:

•  You can request a printed or electronic bank statement through internet banking or by visiting a branch. Your statement will show your account balance and transaction history.

How to Create Zenith bank USSD PIN/Registration

To create your Zenith Bank USSD PIN and register for the service, follow these steps:

1.  Dial *966*00#* on the phone number linked to your Zenith Bank account.
2.  Input the last 4 digits of your ATM card number when prompted.
3. Choose a 4-digit PIN that will be used for your USSD transactions.
4. Re-enter the PIN to confirm it.
5. You will receive a confirmation message indicating that your registration is complete.

Once registered, you can use the USSD code *966# for various banking transactions, such as checking your balance, transferring funds, and more.

You can also read:Access Bank *901# USSD: How to transfer money,buy Airtime and create PIN

How to buy airtime from zenith bank

To buy airtime using Zenith Bank’s USSD service, follow these steps:

For Your Registered Phone Number

1. Dial *966*Amount#* (e.g., *966*1000#* to recharge ₦1000).
2. Confirm the transaction by entering your 4-digit USSD PIN.
3. Your phone will be credited with the airtime instantly.

For Other Phone Numbers

1. Dial *966*Amount*PhoneNumber# (e.g., *966*1000*08012345678# to recharge ₦1000 for another number).
2. Select the network the number belongs to.
3. Enter your 4-digit USSD PIN to confirm the transaction.
4. The airtime will be sent to the specified phone number.

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How to Manage zenith bank cardless withdrawal

Zenith Bank offers a convenient cardless withdrawal service that allows you to withdraw cash from ATMs without using your debit card. Here’s how you can do it:

1. Dial *966*60#* on your registered phone number.
2. Choose the option for cardless withdrawal from the menu.
3. Enter the required details, such as the amount you wish to withdraw.
4.  You will receive a unique withdrawal code via SMS.
5. Go to any Zenith Bank ATM or a cardless-enabled ATM.
6. Use the withdrawal code to complete the transaction and collect your cash.

Making a Cardless Withdrawal at the ATM:

1. Go to any Zenith Bank ATM.
2. Select “Cardless Withdrawal” on the screen.
3. Enter the 8-digit code you received.
4. Enter the 4-digit PIN.
5. Choose the amount you want to withdraw (within the pre-set limit).
6. Collect your cash.

Cancelling a Cardless Withdrawal Code:

1. Dial *966*60# from your registered phone number.
2. Select option 7 for “Cardless Withdrawal.”
3. Choose the option to cancel the code.
4. Enter the Cardless Withdrawal code you wish to cancel.
5. Confirm cancellation.

How to Perform Zenith bank USSD on POS

To perform Zenith Bank USSD transactions on a Point of Sale (POS) terminal, follow these steps:

1.  The merchant will generate a payment code on the POS terminal.
2. On your registered phone number, dial *966*000*PaymentCode#
3.  Input your 4-digit USSD PIN to authorize the transaction.
4.  The POS terminal will print a receipt once the transaction is successful.

How to Block zenith bank Card

To block your Zenith Bank account, you can use the USSD code for quick action:

1. Dial *966*911#* on your registered phone number.
2. Enter your Zenith Bank account number when prompted.
3. Provide the phone number linked to your Zenith Bank account.
4. Input your 4-digit USSD PIN to confirm the action.

Your account will be blocked immediately, preventing unauthorized transactions.

How to open Zenith bank account

To open a Zenith Bank account using USSD, follow these steps:

1. Dial *966*0#* on your registered phone number.
2. Follow the on-screen prompts to provide the necessary details, such as your name and date of birth.
3. Your account number will be created automatically and sent to you via SMS.