Last Updated on April 25, 2025 by admin
Do you want to register for first bank ussd and Reset/Change PIN and you don’t know the process and steps to take? if you find yourself among the millions searching for the self help , then you have come to the right place as we walk you through the process.
If you’re scratching your head about what USSD is, you’re definitely not the only one. USSD, which stands for Unstructured Supplementary Service Data, is just a technical term for a communication protocol that mobile phones use to connect with their service provider’s servers.
In simple terms, it’s a clever way to access your bank account right from your phone, and you don’t even need the internet!
First Bank’s USSD services are here to save the day when you can’t access the internet but need to do some banking. With First Bank’s USSD, you can check your account balance, transfer money, buy airtime, and more, all with just a few taps on your phone. It’s like having your bank in your pocket, ready to assist you whenever you need it.
Read: How to check first bank account balance and statement of account
Benefits of Using First Bank USSD Services
Using First Bank’s USSD services (*894#) comes with several benefits that make banking more convenient and accessible:
- Accessibility: You can perform transactions anytime, anywhere, without needing internet connectivity. This is especially useful in areas with limited network coverage.
- Speed: Transactions are processed instantly, saving you time compared to visiting a bank branch.
- Cost-Effectiveness: USSD banking incurs minimal charges, making it a budget-friendly option for managing your finances.
- Ease of Use: The service is user-friendly and works on any mobile phone, whether it’s a basic feature phone or a smartphone.
- Wide Range of Services: You can check your balance, transfer funds, buy airtime, pay bills, and even request mini statements—all through a simple code.
- Security: Transactions are protected by a 5-digit PIN, ensuring your account remains secure.
Also read: How to check first bank account balance and statement of account
What is First Bank Transfer Code?
The First Bank transfer code is *894#. It allows you to perform a variety of banking transactions, including transferring money to other First Bank accounts or accounts in other banks. For example, to transfer money, you can dial *894*Amount*AccountNumber#, follow the prompts, and complete the transaction securely.
This code is part of First Bank’s USSD banking service, which is convenient and works without internet connectivity.
The requirements for Registering First Bank Transfer Code
To register for First Bank’s transfer code (*894#), you need the following:
- Active First Bank Account
- Registered Mobile Number
- Debit Card
- Mobile Phone
Once you have these, dial *894*0# and follow the prompts to complete the registration process.
How to Register First Bank ussd
To register for First Bank’s USSD banking service, follow these steps:
- On your mobile phone, dial
*894*0#. - From the menu, choose the option to register.
- A list of masked debit cards linked to your account will appear. Select your preferred card.
- Input the 4-digit PIN associated with the selected debit card.
- Set up a new 5-digit PIN for your USSD banking transactions.
- Re-enter the PIN to complete the registration.
Once registered, you’ll receive a confirmation message, and you can start using the USSD service for banking transactions.
How to Reset/Change First bank ussd PIN
To reset or change your First Bank USSD PIN, follow these steps:
- On your registered mobile number, dial
*894*0#. - From the menu, choose the option to reset your PIN.
- A list of masked debit cards linked to your account will appear. Select your preferred card.
- Input the 4-digit PIN associated with the selected debit card.
- Set up a new 5-digit PIN for your USSD banking transactions.
- Re-enter the new PIN to complete the process.
Once done, you’ll receive a confirmation message, and your PIN will be updated
First bank cardless withdrawal
First Bank offers a convenient cardless withdrawal service, allowing you to access cash from ATMs without using your debit card. Here’s how it works:
- USSD Code:
- Dial
*848*Amount#on your registered phone number. - Follow the prompts and authenticate the transaction using your USSD PIN.
- Generate a 4-digit one-time PIN (OTP) and press send.
- You’ll receive a Paycode via SMS or email.
- Dial
- ATM Withdrawal:
- Visit a First Bank ATM or any ATM that supports cardless transactions.
- Select the “Cardless Withdrawal” option.
- Enter the Paycode and OTP to complete the transaction.
This service is ideal for situations where you’ve misplaced your card or need quick access to cash
Read: How to transfer money from first bank
How can I activate my FirstBank transfer code without ATM card?
To activate your FirstBank transfer code without an ATM card, you can follow these steps:
- On your registered mobile number, dial
*894#. - From the menu, choose the option to register for USSD banking.
- Enter your First Bank account number and other personal details, such as your full name and date of birth, as prompted.
- Set up a 5-digit PIN for your USSD transactions.
- Re-enter the PIN to complete the registration process.
Once completed, you’ll receive a confirmation message, and you can start using the transfer code for transactions.
Features and Functions Available via USSD
USSD (Unstructured Supplementary Service Data) offers a range of features and functions that make it a versatile tool for mobile banking and other services. Here are some key features:
- Banking Services:
- Balance inquiries.
- Fund transfers.
- Mini account statements.
- Airtime purchases.
- Pay bills such as electricity, water, and cable subscriptions.
- USSD operates in real-time, allowing users to interact dynamically with applications.
- USSD works without internet connectivity, making it accessible even in areas with poor network coverage.
- Users navigate through simple menu options to access services.
- Transactions are protected by PINs, ensuring secure access to accounts.
