How to activate Opay USSD code fo All transaction, transfer, airtime, OTP, Balance and data

The Opay USSD Code has revolutionized the way individuals conduct financial transactions and access various services using their mobile phones.

This service provides a convenient way to perform mobile money transactions using the USSD code *955#. It is particularly useful for users who do not have access to the internet or the Opay mobile app. By dialing *955# on your phone, you can access a menu that allows you to transfer money, purchase airtime, check your balance, and more.

It is service is available on major Nigerian mobile networks such as MTN, Airtel, and 9mobileand Glo .The USSD code is here to make your life easier, allowing you to access a range of financial services using just your mobile phone. No apps, no downloads, just simple, convenient banking at your fingertips.

Read: How to contact Opay customer care service -Phone number

Opay USSD Code Overview

Opay USSD codes provide a convenient and accessible way for users to perform a variety of financial transactions without the need for internet access or a smartphone. By dialing *955#, users can access a range of services such as checking account balances, transferring money, buying airtime, and paying bills.

This service is particularly beneficial in remote areas where internet connectivity may be limited, allowing users to manage their finances anytime and anywhere.

How to register for opay ussd code

To register for Opay’s USSD code service, follow these steps:

  1. Dial *955#* from the mobile number you want to link to your Opay account.
  2. From the menu options, choose “Register” and follow the prompts.
  3. Enter your personal information, such as your full name, phone number, and date of birth, as requested.
  4. Create a secure PIN for authorizing transactions. This PIN will be required for all future USSD transactions.
  5. Confirm your details and PIN. You should receive a confirmation SMS indicating that your registration is successful.

What You Can Do with Opay USSD Code

Once registered, you can use *955#, yo can use it  to:

  • Transfer money to other Opay accounts or bank accounts.
  • Buy airtime and data.
  • Pay bills like electricity and TV subscriptions.
  • Check your account balance.
  • Withdraw cash from Opay agents.

Read: Titan Trust bank USSD code to transfer money, buy airtime and register

How to check account balance from opay with ussd code

To check your Opay account balance using the USSD code, follow these steps:

  1. Dial *955#* from the mobile number linked to your Opay account.
  2. From the menu options, choose the option labeled “Check Balance.”
  3. Input your secure PIN to authenticate the transaction.
  4. Your account balance will be displayed on your screen and sent to you via SMS.

This method is quick and doesn’t require internet access, making it convenient for all types of mobile devices.

How to buy airtime from opay uss codeTo buy airtime from Opay using their USSD code, follow these steps:

  1. Dial *955#* from the mobile number linked to your Opay account.
  2. From the menu, choose the “Airtime” option.
  3. Select whether you want to buy airtime for yourself or for another phone number.
  4. Specify the amount of airtime you wish to purchase.
  5. Enter your Opay 4-digit PIN to authorize the purchase.
  6. You’ll get a confirmation message, and the airtime will be credited to the selected phone number.

How to transfer money from opay ussdTo transfer money using Opay’s USSD code, follow these steps:

  1. Dial *955#* from the mobile number linked to your Opay account.
  2. From the menu, choose the “Transfer” option.
  3. Select whether you want to transfer money to another Opay user or to a bank account.
  4. For Opay transfers: Enter the recipient’s phone number.
    • For bank transfers: Select the recipient’s bank from the list and input their account number.
  5. Specify the amount you wish to transfer.
  6. Enter your 4-digit PIN to authorize the transfer.
  7. You’ll get a confirmation message once the transaction is successful.

Opay USSD code to block a cardTo block your Opay card using the USSD code, follow these steps:

  1. Dial *955*132# from your registered mobile number.
  2. Select the option to block your card from the menu.
  3. Enter your 4-digit PIN to authorize the action.
  4. You will get a confirmation message indicating that your card has been successfully blocked.

How to buy data from opayTo buy data from Opay using their USSD code, follow these steps:

  1. From your registered mobile number, dial *955#*.
  2. From the menu, choose the option for purchasing data.
  3. Select your preferred network provider (e.g., MTN, Airtel, Glo, or 9Mobile).
  4. Specify the phone number you want to purchase the data for (yours or someone else’s).
  5. Choose the data bundle you want from the available options.
  6. Enter your 4-digit Opay PIN to authorize the transaction.
  7. You’ll get a message confirming the successful purchase, and the data will be credited to the specified number

Read: All Globus Bank USSD codes for money transfer, buy airtime and check balance

List of Opay ussd for financial transactionTo give a deeper explanation of the USSD code for specific reasons, here is the complete Opay USSD code hand guide:

Function: Opay USSD Code
Opay ATM Card Activation *955*03121#
Get Opay OTP *955*010#
Check Opay Account Balance *955*0#
Electricity Bill Payment *955*6#
Bet Wallet Funding *955*5#
Buy Data *955*4*mobile number#
Buy Airtime For Others *955*3*amount*phonenumber#
Buy Airtime For Yourself *955*3*amount#
Transfer Money To Opay Account *955*1*amount*10 digit account number#
Transfer Money To Other Bank Account *955*2*amount*10 digit account number#

How to Change Your Opay Account Number

Changing the phone number linked to your Opay account is a process that requires careful attention to security and verification procedures. Opay does not allow users to change their account numbers directly through the app due to security reasons and regulatory requirements. Instead, you must follow a specific process that involves contacting Opay customer service and providing necessary documentation for verification

To initiate the process of changing your Opay account number, you will need to gather several important documents. These include a police report stating that you have lost access to your old phone number, a valid government-issued ID card, and a sworn affidavit. The affidavit should declare that you are no longer using the old phone number, provide your new phone number, and authorize Opay to transfer your old wallet balance to the new one.

Once you have gathered the necessary documents, take clear photos of each and email them to Opay’s anti-fraud team at antifraud@opay-inc.com. Use the subject line “CHANGE PHONE NUMBER” to ensure your request is processed correctly.

Opay will review your request and typically respond within three working days. This process is designed to protect your account from unauthorized changes and ensure compliance with regulatory standards

How to fund your opay account

Funding your Opay account is a straightforward process with multiple options available to suit your preferences. You can add money to your Opay wallet through bank transfers, debit or credit cards, or cash deposits at Opay merchants or agents.

The Opay app provides a convenient platform to link your bank accounts or cards for easy top-ups. Additionally, you can use USSD codes, such as *955*2# or *955#, to add money to your accoun

Method Description
Bank Transfer Use the Opay app to select ‘Add Money’ and choose ‘Bank Transfer’ to get account details for depositing funds.
USSD Code Dial *955# and follow the prompts to add money.
Debit/Credit Card Link your card in the Opay app for easy top-ups.
Cash Deposit Visit Opay merchants or agents to deposit cash.
Transfer from Opay Users Receive transfers from other Opay users.
QR Code Use QR codes for payments.
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