fidelity bank

Fidelity Bank USSD: How to Register/Create, transfer Money and Buy Airtime

Last Updated on February 21, 2025 by admin

The last decade has witnessed a change in the banking industry in Nigeria from a traditional approach to a more technology-reliant method. Banks have embraced a more customer-friendly way for transactions to be conducted seamlessly.

As against traditional banking where customers have to be physically present in the bank to perform even the most basic transactions, customers can now perform these transactions remotely using their mobile phones.

Mobile banking has reduced the cost of handling transactions for the bank and customers alike by reducing the need for customers to visit a bank branch for non-cash withdrawal and deposit transactions but instead, perform these transactions from the comfort of their homes.

Read: Gtbank ussd code:How to register,transfer money,buy airtime and check account balance

Fidelity Bank offers a USSD service that allows customers to perform a variety of banking transactions directly from their mobile phones. This service is accessible by dialing *770# and is available across all major Nigerian mobile networks. It provides a convenient and cost-effective way to manage finances without the need for internet connectivity or a smartphone, making it accessible to a wide range of users

The USSD service from Fidelity Bank is designed to be user-friendly and secure. Customers need to have an active Fidelity Bank account and ensure their mobile number is registered with the bank. Upon first use, users are required to set up a 4-digit PIN for authentication, which adds a layer of security to their transactions. This service allows users to check account balances, transfer funds, buy airtime, pay bills, and even open new accounts

What can Fidelity Bank Transfer USSD Code do for customers?

With this code, a customer can do a number of things without bank involvement. These things are;

1.Account opening
2.Airtime recharge for self and others
3.Fund transfer to Fidelity Bank users and other banks
4.Bill payment e.g PHCN, Cable TV bill, etc.
5.Account balance inquiry
6.payment and so on.

How to create Fidelity bank USSD pin

For Fidelity Bank customers to be able to transact using  USSD code, they would have to create a unique pin. This unique pin authenticates the transaction and ensures that it is done in a safe and convenient manner. Here’s how to create a unique pin;

 Step 1; Dial *770# on your Fidelity Bank registered phone.

Step 2; Select 1 from the on-screen command.

 Step 3; Enter your fidelity bank (NUBAN) account number.

Step 4;  create your 4-digit PIN to authorize transactions.

After creating your pin, customers will need to attempt a transaction to activate it. Customers can activate their pin by sending money to other banks or any other transaction.

Also read: Wema Bank ussd Transfer code: How to Register/Activate, buy airtime, update BVN and check account balance

How to transfer Money from Fidelity bank

 

Transferring money from Fidelity Bank using a USSD code is a convenient and straightforward process. To initiate a transfer, you need to dial *770*Account number*Amount# from the mobile phone registered with your Fidelity Bank account.

This service allows you to perform transactions without the need for an internet connection, making it accessible on both smartphones and basic feature phones. Once you dial the code, follow the on-screen prompts to select the recipient’s bank and authorize the transaction with your PIN

How to transfer Money from Fidelity bank to another  bank

To transfer money from Fidelity Bank to other banks kindly Dial *770*ACCOUNT*AMOUNT#, then input your unique pin or dial *770# and interact with the display menu.

Fidelity bank ussd code

Transaction Type USSD Code Description
Fund Transfer *770*Account number*Amount# Transfer money to another account
Balance Inquiry *770*0# Check your account balance
Airtime Purchase *770*Amount# Buy airtime for yourself
Cardless Withdrawal *770*8*Amount# Withdraw cash without a card

Fidelity Bank Customers can conveniently check their account balance using the USSD code and their unique pin. To do that, dial *770*0# and follow the instructions that pop up on the screen.

For instance, if you want to transfer N1000 to a gtbank account holder with account number 3123456789 from your Fidelity Bank acct, please dial *770*3123456789*1000# from the mobile number you registered with your Fidelity Bank account.

Fidelity Instant Banking (*770#) service charges are:
Service Rendered Old Fee Transaction Charge
Balance Enquiry
10
20
Intra-bank Transfer
Flat rate of N50
N0-N5,000 – N10>N5,000 – N25
Inter bank Transfer
Flat rate of N50
N0-N5,000 – N10 + VAT >N5,000 – N25 + VAT
Bill Payments
100
105

How to buy Airtime from Fidelity Bank

Buy for yourself

To buy airtime for yourself from fidelity bank account all you need to is to Dial *770*amount# (for example, *770*500#, to buy 500 Naira airtime for your mobile number registered with Fidelity Bank account. The money will be deducted from your bank account and your phone will be credited with Airtime value.

Buy for Friends and family

To buy Airtime or recharge card from Fidelity Bank simply Dial *770*Phone Number*Account# (for example, *770*08060000000*300#, to buy N300 airtime for mobile number, 08060000000.

You may also like: Access Bank USSD *901# pin code: How to register and transfer money

Check fidelity bank account balance

To check for fidelity account balance on mobile phone customers should dial *770# and follow the on screen message to access your account history and balance

The Fidelity Bank USSD code service is available 24 hours a day, 7 days a week

Full List of Fidelity bank ussd code

Service USSD Code
Check Balance *770*0#
Transfer Funds *770*Account Number*Amount#
Airtime Purchase (Self) *770*Amount#
Airtime Purchase (Others) *770*Phone Number*Amount#
Bill Payments *770*Code*Amount#
Open New Account *770*01#
PIN Reset *770*00#

Despite the convenience offered by these USSD codes, there is a potential risk of service disruption due to unresolved debts between mobile network operators and some banks, including Fidelity Bank. This issue could lead to the disconnection of the USSD service from 2025, if not resolved. Customers are advised to stay updated with official communications from Fidelity Bank to ensure uninterrupted access to these services

Fidelity bank cardless withdrawal

We know how frustrating it can be when you get to the ATM only to discover that you forgot your debit card at home. Don’t panic! With Cardless withdrawal, you can withdraw money from the ATM without using your debit card. It’s easy, seamless, and secure.

For cardless withdrawals, requesting customers would simply dial *770*8*AMOUNT# from their registered phone numbers and follow the on-screen prompts to create a one-time PIN (OTP), then enter the PIN to get a Paycode. At the ATM, the customer would enter the Paycode, PIN, and Amount to get the cash.

To perform a cardless withdrawal with Fidelity Bank, follow these steps:

  1. From your registered phone number, dial *770*8*AMOUNT#.
  2. Follow the prompts to create a one-time PIN (OTP).
  3.  Enter the OTP to generate a Paycode.
  4.  Go to any Fidelity Bank ATM.
  5.  At the ATM, enter the Paycode.
  6. Enter the OTP again.
  7. Specify the amount you want to withdraw.
  8.  Collect your cash from the ATM.

How to change fidelity bank ussd PIN

To change your Fidelity Bank USSD PIN, follow these steps:

  1.  From your registered phone number, dial *770*00#.
  2. Follow the prompts and select the “Reset PIN” option.
  3.  Provide the last 4 digits of your Fidelity ATM card.
  4. Create a new 4-digit PIN.
  5. Re-enter the new PIN to confirm.
  6. You will receive a successful PIN reset message.

How To Update Your BVN on Fidelity bank*770#

To update your BVN (Bank Verification Number) on Fidelity Bank using the USSD code, follow these steps:

  1. From your registered phone number, dial *770*02#.
  2. Follow the prompts to link your BVN.
  3. Provide your Fidelity Bank account number.
  4. Input your 11-digit BVN.
  5. Carefully review the information you’ve provided to ensure it’s accurate.
  6.  Once the verification process is successful, you will receive a confirmation message indicating that your BVN has been updated.

How to block fidelity bank card using *770#

To block your Fidelity Bank card using the USSD code, follow these steps:

  1. From your registered phone number, dial *770*911#.
  2.  Follow the prompts to block your card.
  3. Confirm the request by entering your 4-digit USSD PIN.
  4. You will receive a confirmation message that your card has been successfully blocked.

Leave a Comment

Scroll to Top