FCMB USSD Code – How to Register, transfer money, buy airtime

Last Updated on February 23, 2025 by admin

The introduction of the Unstructured Supplementary Service Data (USSD) has made banking accessible via mobile devices from any part of the country without constraints like mobile data or the need for a sophisticated device.

Mobile banking has reduced the cost of handling transactions for banks and brought greater comfort to customers by reducing the need for customers to visit a bank branch for non-cash withdrawal and deposit transactions but instead perform these transactions from the comfort of their homes

USSD-based mobile banking can be used for seamless financial transactions like transferring funds, paying bills, checking account balance, and generating bank statements.

To experience Bank on the go with USSD code at no data cost, customers have dial the magic code from their phone that is link to their bank account.

You can also read: How To register for Union Bank USSD Transfer Code:Transfer money, buy Airtime and block ATM Card

First City Monument Bank has unveiled hassle free, secure code to carry out financial transaction once customers enroll for it.This will be used to transmit instruction to the bank electronically, in relation to an account, credit account or other matter you initial specify, using a mobile device capable of accessing the internet.

To use this USSD code for transactions, customers would have to create a unique pin. This unique pin authenticates the transaction and ensures that it is done safely and conveniently. Here’s how to create a unique pin;

What you can do with FCMB USSD

You can use FCMB’s USSD code (*329#) for a variety of banking services. Here are some of the key transactions you can perform:

Quickly check your account balance.
Transfer money to other FCMB accounts or other banks.
Buy airtime for yourself or others.
Purchase data for yourself or others.
Pay utility bills (e.g., electricity, water, internet).
Reset your USSD PIN.
Generate a one-time password for secure transactions.
Request your account statement.
Withdraw cash from ATMs without needing a physical card.
Block your debit card in case of loss or theft.

How to enroll for fcmb ussd code

To enroll for FCMB’s USSD code, follow these steps:

From your registered phone number, dial *329*0#.
Follow the prompts and select the “Create/Reset Code” option.
If you have multiple ATM cards linked to your FCMB account, select the one you want to use for USSD banking.
Input the PIN of the selected ATM card to verify your identity.
Choose a unique 4-digit PIN for your USSD banking.
Re-enter the 4-digit PIN to confirm.
You will receive a confirmation message from FCMB indicating successful activation.

Requirements:

Ensure you have an active account with FCMB.
Use the phone number linked to your FCMB account.
Have your FCMB ATM debit card handy.
Ensure you have sufficient airtime on your mobile network.

How to Enroll/Activate FCMB Transaction Code to transfer up to N500,000.00 daily

1.Dial *329*0#
2.Select Create/Reset code
3.Select your ATM Card (for customers with multiple cards)
4.Enter your ATM Card PIN
5.Create a 4-digit Transaction Code, e.g., 1234
6.Enter your USSD PIN
7.Transaction code created successfully

How to transfer money using fcmb ussd code

To transfer money from your FCMB account to other bank in Nigeria dial the following code from your register phone that is link to your bank account

Dial *329*Amount*Account number# to transfer funds.

Example:{*329*3000*4012345679#} Also you can Dial *329# and follow the prompt message

From your registered phone number, dial *329#.
Follow the prompts and select the “Transfer” option.
Choose whether you want to transfer to another FCMB account (Intra-bank transfer) or to an account in a different bank (Inter-bank transfer).
Specify the amount you want to transfer.
Provide the recipient’s account number.
Review and confirm the transaction details.
Confirm the transaction by entering your 4-digit USSD PIN.
You will receive a confirmation message that your transfer was successful.

Ho to buy airtime from fcmb

To buy airtime from FCMB using the USSD code, follow these steps:

From your registered phone number, dial *329*AMOUNT#. For example, to buy ₦500 worth of airtime, dial *329*500#.
The airtime will be credited to the phone number you used to dial the USSD code, on the network associated with that number.
Follow the prompts to enter your 4-digit USSD PIN.
You will receive a confirmation message that your airtime purchase was successful.

Alternative Method:

From your registered phone number, dial *329#.
Follow the prompts and select the “Airtime” option.
Select whether you want to purchase airtime for yourself or for another number.
Specify the amount of airtime you want to purchase.
If purchasing for another number, provide the recipient’s phone number.
Review and confirm the transaction details.
Confirm the transaction by entering your 4-digit USSD PIN.
You will receive a confirmation message that your airtime purchase was successful.

Also read: Wema Bank USSD Transfer Code: How to transfer money,Buy airtime and block account

What would you like to do with Fcmb ussd

Dial*329*Amount# to buy airtime your mobile phone.
Dial *329*Amount*Mobile number# to buy airtime other mobile phones.
Dial *329*Amount*Account number# to transfer funds.
Dial *329*00# to check balance.
Dial *329*0# to reset PIN or reset/create transaction code.
Dial *329*1*Mobile Number# to buy data on any phone.

Dial *329*2*Amount*Smartcard Number# to pay for DSTv or GOTv subscription.
Dial *329#, select self-service, select block card to block debit card
Dial *329#, select self-service, select block account to block account
Dial *329#, select self-service, select link BVN to link BVN
Dial *329#, select statement, select full statement, then select duration (up to 6 months). Your statement will be sent to your registered email address instantly.
Dial *329#, select statement then select mini statement to view your last five (5) transactions instantly.