FCMB USSD Code – How to Register, transfer money, buy airtime

Last updated on March 25th, 2025 at 11:52 am

The introduction of the Unstructured Supplementary Service Data (USSD) has made banking accessible via mobile devices from any part of the country without constraints like mobile data or the need for a sophisticated device.

Mobile banking has reduced the cost of handling transactions for banks and brought greater comfort to customers by reducing the need for customers to visit a bank branch for non-cash withdrawal and deposit transactions but instead perform these transactions from the comfort of their homes

USSD-based mobile banking can be used for seamless financial transactions like transferring funds, paying bills, checking account balance, and generating bank statements.

To experience Bank on the go with USSD code at no data cost, customers have dial the magic code from their phone that is link to their bank account.

You can also read: How To register for Union Bank USSD Transfer Code:Transfer money, buy Airtime and block ATM Card

First City Monument Bank has unveiled hassle free, secure code to carry out financial transaction once customers enroll for it.This will be used to transmit instruction to the bank electronically, in relation to an account, credit account or other matter you initial specify, using a mobile device capable of accessing the internet.

To use this USSD code for transactions, customers would have to create a unique pin. This unique pin authenticates the transaction and ensures that it is done safely and conveniently. Here’s how to create a unique pin;

What you can do with FCMB USSD

You can use FCMB’s USSD code (*329#) for a variety of banking services. Here are some of the key transactions you can perform:

1.  Quickly check your account balance.
2. Transfer money to other FCMB accounts or other banks.
3.  Buy airtime for yourself or others.
4. Purchase data for yourself or others.
5.  Pay utility bills (e.g., electricity, water, internet).
6. Reset your USSD PIN.
7.  Generate a one-time password for secure transactions.
8. Request your account statement.
9. Withdraw cash from ATMs without needing a physical card.
10. Block your debit card in case of loss or theft.

How to enroll for fcmb ussd code

To enroll for FCMB’s USSD banking, follow these steps:

1.  Dial *329*0# on your registered mobile phone linked to your FCMB account.
2.  From the menu, choose the option to create or reset your USSD code.
3.  Enter the last 4 digits of your FCMB ATM card to verify your identity.
4. Create a new 4-digit USSD PIN for secure transactions.
5.  Re-enter the PIN to confirm it.
6. You’ll get a message confirming successful enrollment.

Once enrolled, you can use the USSD code for various transactions like transfers, airtime purchase, and bill payments.

Requirements:

• Ensure you have an active account with FCMB.
• Use the phone number linked to your FCMB account.
• Have your FCMB ATM debit card handy.
• Ensure you have sufficient airtime on your mobile network.

How to Enroll/Activate FCMB Transaction Code to transfer up to N500,000.00 daily

1.Dial *329*0#
2.Select Create/Reset code
3.Select your ATM Card (for customers with multiple cards)
4.Enter your ATM Card PIN
5.Create a 4-digit Transaction Code, e.g., 1234
6.Enter your USSD PIN
7.Transaction code created successfully

How to transfer money using fcmb ussd code

To transfer money from your FCMB account to other bank in Nigeria dial the following code from your register phone that is link to your bank account

Dial *329*Amount*Account number# to transfer funds.

Example:{*329*3000*4012345679#} Also you can Dial *329# and follow the prompt message

OR

1.  From your registered phone number, dial *329#.
2.  Follow the prompts and select the “Transfer” option.
3.  Choose whether you want to transfer to another FCMB account (Intra-bank transfer) or to an account in a different bank (Inter-bank transfer).
4. Specify the amount you want to transfer.
5.  Provide the recipient’s account number.
6. Review and confirm the transaction details.
7. Confirm the transaction by entering your 4-digit USSD PIN.
8. You will receive a confirmation message that your transfer was successful.

How to buy airtime from fcmb

To buy airtime using FCMB’s USSD code, follow these steps:

1. For Self-Recharge:
   • Dial *329*Amount# on your registered mobile phone.
   • Example: To recharge ₦500 for yourself, dial *329*500#.
   • Confirm the transaction with your 4-digit USSD PIN.
2. For Others:
   • Dial *329*Amount*Recipient'sPhoneNumber#.
   • Example: To send ₦500 airtime to someone with the phone number 08012345678, dial *329*500*08012345678#.
   • Confirm the transaction with your PIN.

Also read: Wema Bank USSD Transfer Code: How to transfer money,Buy airtime and block account

What would you like to do with Fcmb ussd

Dial*329*Amount# to buy airtime your mobile phone.
Dial *329*Amount*Mobile number# to buy airtime other mobile phones.
Dial *329*Amount*Account number# to transfer funds.
Dial *329*00# to check balance.
Dial *329*0# to reset PIN or reset/create transaction code.
Dial *329*1*Mobile Number# to buy data on any phone.

Dial *329*2*Amount*Smartcard Number# to pay for DSTv or GOTv subscription.
Dial *329#, select self-service, select block card to block debit card
Dial *329#, select self-service, select block account to block account
Dial *329#, select self-service, select link BVN to link BVN
Dial *329#, select statement, select full statement, then select duration (up to 6 months). Your statement will be sent to your registered email address instantly.
Dial *329#, select statement then select mini statement to view your last five (5) transactions instantly.