Last Updated on April 24, 2025 by admin
How to transfer money from Access bank: Do you want to learn how you can transfer money from Access bank to another bank or transfer to another access bank account? If yes there is Good news for you, because the bank has unveiled different methods to perform this seamless service on the go without visiting that banking hall.
Access Bank offers several convenient methods for transferring money, ensuring that customers can choose the option that best suits their needs. Account holders can use the Access Bank Mobile Banking App, Internet Banking, or the USSD code *901# to initiate a transfer.
Each method requires entering the necessary details, such as the recipient’s account information and the transfer amount, followed by confirming the transaction. A transaction charge of (VAT inclusive) applies for each transfer, and funds are typically received instantly by the beneficiary.
The Bank’s USSD code *901# allows customers to transact and enjoy banking services conveniently from their phone, without the use of airtime or data. This service is available 24/7. Though there are charges to your account by your network provider when you transact with the magic code. Airtime and data purchases are however exempted from these ₦6.98K charges.
Read: How to Block Access Bank account & View Mini Statement of Account and Pay Bills
How to Register for Acess bank Mobile ussd code
To register for Access Bank’s USSD code, follow these steps:
- From your phone, dial
*901#. - Choose the “Transfer” option from the menu.
- If you have an ATM card, enter the last 6 digits of your debit card number. If you don’t have an ATM card, you can enter your date of birth
- Create a 4-digit USSD PIN.
- Re-enter the PIN to confirm.
Once you complete these steps, you’ll receive a confirmation message, and your USSD service will be activated
Also read: All list of Access Bank USSD Code (*901#) for Transaction
How to transfer Money from Access Bank
Access Bank offers several convenient methods for transferring money from your account:
1. Using the *901# USSD Code:
-
To Access Bank Accounts:
-
To Other Bank Accounts:
- Select “Send Money” and then “To Other Banks.”
- Follow the prompts to choose the recipient bank, enter the account number and amount.
- Authenticate with your 4-digit security code.
2. Access Bank Mobile App:
- Download and install the Access Bank mobile app on your smartphone.
- Log in with your account details.
- Navigate to the “Transfer” or “Send Money” section.
- Follow the on-screen instructions to select the recipient, enter the amount, and confirm the transfer.
3. Internet Banking:
- Visit the Access Bank internet banking website and log in to your account.
- Go to the “Transfer” or “Funds Transfer” section.
- Follow the instructions to initiate the transfer, providing the necessary details and confirming the transaction.
4. Visiting an Access Bank Branch:
- You can visit any Access Bank branch to transfer money to another account.
- You’ll need to fill out a transfer form with the recipient’s details and present it to the teller.
Read: How to check Access Bank account balance, BVN and Account Number
What is my transaction limit on Access bank ?
Access Bank has different transaction limits depending on the channel you’re using and the type of account you have. Here’s a general overview:
*USSD (901#):
- Per transaction: Usually around N20,000
- Daily limit: This also varies, but it’s often capped at around N100,000
Mobile App/Internet Banking:
- Per transaction: Can be significantly higher, potentially in the millions.
- Daily limit: Also much higher, potentially up to several million Naira.
ATM:
- Daily withdrawal limit: Varies depending on your card type, typically ranging from N100,000 to N150,000.
How do register for my AccessMore app
Activating your AccessMore app is simple! Here’s how:
For Existing Customers
- Download the App – Get the AccessMore app from the Google Play Store or Apple App Store.
- Use your existing credentials from Access Bank or Diamond Mobile Apps.
- Once logged in, you can begin using the app.
For New Customers
- Download the App by Installing AccessMore from the Google Play Store or Apple App Store.
- Select “Sign Up” to register.
- Choose a Unique User ID and Password.
- Use your ATM card or OTP sent to your mobile number to create a PIN.
- If needed, call Access Bank Contact Center at 01-2702005 to set up an E-PIN/token.
How to buy Airtime from Access Bank
To buy airtime from Access Bank using the USSD code, follow these steps:
Just dial *901*Amount# (e.g: *901*1000#) on your phone, wait for the success message and start making calls. To buy airtime for friends or family members, simply dial *901*Amount*Phone Number#.
To buy airtime for friends or family members, simply dial *901*Amount*Phone Number#.
How to buy data from Access Bank
To buy data from Access Bank using the USSD code, follow these steps:
- From your phone, dial
*901#. - Choose the “Data Purchase” option from the menu.
- Select your preferred network provider (e.g., MTN, Airtel, Glo, or 9mobile).
- Input the amount of data or the bundle package you wish to purchase.
- Authenticate the transaction by entering your 4-digit USSD PIN.
Once the transaction is successful, you’ll receive a confirmation message, and the data will be credited to your phone.
You can register for Access Bank Internet Banking by following these steps:
Online Registration
- Visit the Access Bank Internet Banking website
- Click on “Register” – This will start the registration process.
- Provide your account number, phone number, and email address.
- Create a Username & Password
- You’ll receive a One-Time Password (OTP) via SMS or email.
- Follow the on-screen instructions to finalize your setup.
Alternative Registration (Branch Visit)
- Visit any Access Bank branch and request Internet Banking registration.
- Fill out the required forms and provide identification.
- The bank will activate your profile, and you’ll receive login details.
Once registered, you can log in and start using online banking services like fund transfers, bill payments, and account management
FAQS
Can I transfer money to accounts in other banks using the USSD code (901#)?
Yes, you can transfer to other banks by dialing *901*AMOUNT*NUBAN Account Number# and authenticating with your 4-digit security code.
What if a transfer fails and my account is debited?
If a transfer fails, the debited amount should be credited back to your account within 24 hours. If this doesn’t happen, you can send a formal complaint to contactcenter@accessbankplc.com.
How long does it take for the beneficiary to receive the money?
Transfers within Access Bank are usually instant. While Transfers to other banks within Nigeria using instant electronic funds transfer are also typically instant.
What are the ways I can transfer money with Access Bank?
You can transfer funds through various channels, including:
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- Mobile Banking App
- Internet Banking
- USSD code (*901#)
- Access Bank branches
- ATMs
- Access Money (Mobile Wallet)
Other International Money Transfer Options:
Access Bank also partners with other money transfer services.These include:
- Ria Transfer
- Western Union
- MoneyGram
- Transfast
- WorldRemit
- Shift Money Transfer
- Glocurrency Money Transfer
- Boss Revolution Money Transfer
- Leadremit Money Transfer
- Smallworld Money Transfer
- Nairagram Money Transfer
- Sendwave Money Transfer
- PAPSS
What are the charges for instant electronic funds transfers to other banks?
A transaction charge of ₦52.50 (VAT inclusive) is applicable.
