Access Bank Mobile banking -How to transfer money and Buy Airtime and Data

Last Updated on February 5, 2025 by admin

Do you want to learn how you can transfer money from Access bank to another bank or transfer to another access bank account.If yes there is Good news for you, because the bank has unveiled different methods to perform this seamless service on the go without visiting that banking hall.

The Access Bank’s USSD code *901# allows customers to transact and enjoy banking services conveniently from their phone, without the use of airtime or data. This service is available 24/7. Though there are ₦6.98K charges to your account by your network provider when you transact with the magic code. Airtime and data purchases are however exempted from these ₦6.98K charges.

You can also make use of the Access bank ussd code to curb fraud whenever you misplace your card you can easily block your card/account. The *901# is available to all individual account holders (sole signatory) whose phone numbers are registered with any of the mobile network operators (MTN, GLO, Airtel, and 9Mobile) and correctly maintained with the Bank.

Foe the purpose of the article, we look at how to enroll for Access bank USSD (Unstructured Supplementary Service Data), transfer money and check account balance from your mobile phone without visiting the banking hall

But before you can make use of the magic code you have to register by following the steps below:

Read: How to Block Access Bank account & View Mini Statement of Account and Pay Bills

How to Register for Acess bank Mobile ussd code

To register for Access Bank’s USSD code, follow these steps:

1. From your phone, dial *901#.
2. Choose the “Transfer” option from the menu.
3. If you have an ATM card, enter the last 6 digits of your debit card number. If you don’t have an ATM card, you can enter your date of birth
4. Create a 4-digit USSD PIN.
5. Re-enter the PIN to confirm.

Once you complete these steps, you’ll receive a confirmation message, and your USSD service will be activated

Also read: All list of Access Bank USSD Code (*901#) for Transaction

How to transfer Money from Access Bank

Access Bank offers several convenient methods for transferring money from your account:

1. Using the *901# USSD Code:   

• To Access Bank Accounts:

  1. Dial *901*Amount*NUBAN Account Number# (e.g., *901*1000*1234512345#) from your registered phone number.   
  2. Authenticate the transaction with your 4-digit security code 

• To Other Bank Accounts:

  1. Dial *901# from your registered phone number.   
  2. Select “Send Money” and then “To Other Banks.”
  3. Follow the prompts to choose the recipient bank, enter the account number and amount.   
  4. Authenticate with your 4-digit security code.   

2. Access Bank Mobile App:

• Download and install the Access Bank mobile app on your smartphone.   
• Log in with your account details.
• Navigate to the “Transfer” or “Send Money” section.
• Follow the on-screen instructions to select the recipient, enter the amount, and confirm the transfer.

3. Internet Banking:

• Visit the Access Bank internet banking website and log in to your account.   
• Go to the “Transfer” or “Funds Transfer” section.
• Follow the instructions to initiate the transfer, providing the necessary details and confirming the transaction.

4. Visiting an Access Bank Branch:

• You can visit any Access Bank branch to transfer money to another account.   
• You’ll need to fill out a transfer form with the recipient’s details and present it to the teller.

Read: How to check Access Bank account balance, BVN and Account Number

What is my transaction limit on Access bank ?

Access Bank has different transaction limits depending on the channel you’re using and the type of account you have. Here’s a general overview:  

*USSD (901#):

• Per transaction: Usually around N20,000
• Daily limit: This also varies, but it’s often capped at around  N100,000

Mobile App/Internet Banking:

• Per transaction: Can be significantly higher, potentially in the millions.
• Daily limit: Also much higher, potentially up to several million Naira.

ATM:

• Daily withdrawal limit: Varies depending on your card type, typically ranging from N100,000 to N300,000.   

How do I activate my AccessMore app 

To activate your AccessMore app, follow these steps:

For Existing Customers:

1. Visit the Android PlayStore or iOS Store and download the “AccessMore” app.
2. After downloading, log in with your existing credentials from either the Access or Diamond Mobile Apps.

For New Customers:

1. Visit the Android PlayStore or iOS Store and download the “AccessMore” app.
2. Select ‘Sign up’ to register.
3. Choose a unique User ID and Password.
4. Create a PIN using your card or an OTP sent to your mobile number.
5. Alternatively, call Access Bank’s Contact Center at 01-2702005 to set up an E-PIN/token.

Once you complete these steps, your AccessMore app will be activated, and you can start enjoying its features.

Read:Acess Bank Cardless: How to withdrawal money from access bank without ATM Card and Access Money mobile services

How to buy Airtime from Access Bank

To buy airtime from Access Bank using the USSD code, follow these steps:

1.  From your phone, dial *901#.
2. Choose the “Airtime Purchase” option from the menu.
3.  Select your preferred network provider (e.g., MTN, Airtel, Glo, or 9mobile).
4.  Input the amount of airtime you want to purchase.
5.  Authenticate the transaction by entering your 4-digit USSD PIN.

Once the transaction is successful, you’ll receive a confirmation message, and the airtime will be credited to your phone.

How to buy data from Access Bank 

To buy data from Access Bank using the USSD code, follow these steps:

1. From your phone, dial *901#.
2. Choose the “Data Purchase” option from the menu.
3.  Select your preferred network provider (e.g., MTN, Airtel, Glo, or 9mobile).
4. Input the amount of data or the bundle package you wish to purchase.
5. Authenticate the transaction by entering your 4-digit USSD PIN.

Once the transaction is successful, you’ll receive a confirmation message, and the data will be credited to your phone.

FAQS

Which networks can I buy airtime and data for?

• A: You can typically buy airtime and data for all major Nigerian networks (MTN, Airtel, Glo, 9mobile).

What if I don’t receive my airtime or data after purchase?

• A: First, check your account balance to confirm the transaction went through. If it did, contact your mobile network operator’s customer care. Have your transaction details handy. You can also contact Access Bank for assistance.

•  How do I use the AccessMore app or internet banking for these transactions?

  • A: Download the app or visit the website, log in, and look for the “Transfers,” “Airtime,” or “Data” sections. The process is generally intuitive and follows on-screen instructions.

• What are the benefits of using the app or internet banking?

  • A: They often have higher transaction limits, offer more detailed transaction history, and might provide access to more data plan options.