Last Updated on April 16, 2025 by admin
In today’s digital age, managing and paying bills online have become increasingly common practices for individuals seeking convenience and efficiency in their financial transactions.
Guaranty Trust Bank (GTBank) has been at the forefront of providing secure and user-friendly online banking services, including the option to pay bills directly from your account. One essential tool that enhances the security of these transactions is the GTBank Token, a unique device that generates one-time passwords for added authentication.
The user-friendly online bill payment platform that allows customers to settle various bills such as utilities, cable TV subscriptions, and more with just a few clicks. Gone are the days of scrambling to make it to the bank before closing time – now you can handle your payments anytime, anywhere.
Read: Gtbank cardless withrawal: How to withdraw money from Gtbank without ATM card
What is Gtbank Toke for transaction
The GTBank Token, also known as the Security Token, is an essential tool for secure online banking transactions. It generates a unique 6-digit code for each transaction, which is required to validate and complete actions such as transferring money, making currency transfers, and paying bills.
The security token always generates a random code for every transaction thereby making it impossible for another person to carry out online transactions from your account. There is no need to visit a branch. With a security token you can carry out online transactions anywhere in the world.
The GTBank Security Token gives you optimal protection against online thefts, hackers and fraudsters. It is the key that grants you full access to carry out 3rd party transfers and payments online via the GTBank internet banking platform anywhere in the world.
How to Use the Security Token
The Security token device is required when:
- Transferring money from your account to another GTBank account or to other banks.
- Generating secure codes
- Conducting FX transfers
- Processing Cash/Draft In transit
- Adding more service options on our Internet Banking platform (add service)
- Making FX Sales e.t.c
Features
- Transfer to any GTBank account and other banks in Nigeria
- Pay for your Cable subscription.
- Pay for your phone bills and internet services
- Pay for your US Visa fee
- Book flight tickets on the following Airlines (British Airways, Lufthansa German Airlines, Delta Air Lines, Etihad, Ethiopian Airlines, Kenya, Qatar)
- Sell Foreign currencies from your domiciliary account(s) to the bank.
- Transfer foreign currencies (Dollars, pounds, Euro) from your domiciliary account to anyone in the world
- Place a standing order on your account
Benefits of Using the GTBank Token for transaction
The GTBank Token offers several benefits for secure and convenient transactions:
- It generates a unique One-Time Password (OTP) for each transaction, protecting your account from unauthorized access and fraud
- You can use the token for various transactions, including fund transfers, bill payments, and online purchases, without visiting a branch.
- The token allows you to perform transactions from anywhere in the world, ensuring seamless banking.
- GTBank provides different ways to generate OTPs, such as the hardware token, the eToken mobile app, and USSD codes, catering to different user preferences.
- The hardware token works without an internet connection, making it reliable even in areas with limited connectivity
Read: How to buy Airtime and Data from GtBank in Nigeria
How to Get Gtbank Security Token
To get a GTBank Security Token, you can follow these steps:
- Visit a GTBank Branch or download the form
- Complete the form
- Drop the completed form at any of our branches
- Pick up token immediately from the same branch
Use the GT eToken Mobile App:
Download the GT eToken app from the Google Play Store or Apple App Store. Activate the app using your debit card, hardware token, or an authorization code obtained from GTConnect.
A one-time password (OTP) generated from your GT eToken App can be used as an alternative to or alongside the GTBank hardware token device.
Request Gtb token via USSD:
To get a GTBank Security Token via USSD, follow these steps:
- Dial *737*7# on your registered mobile number.
- Follow the prompts to generate a token for your transactions.
This method is quick and convenient, ensuring secure banking without needing internet access
The token provides enhanced security for online transactions, including transfers, bill payments, and foreign currency transactions
Read; How to block Gtbank account & Unblock account
How to pay bills from gtbank
GTBank provides multiple convenient options for paying bills, ensuring that customers can manage their finances with ease. The GTWorld mobile app and GTDirect online banking service are popular choices for online bill payments. Customers can log in and tap on the ‘Bill Payments’ section, and select their service provider from a list.
After filling out the necessary details, the payment can be submitted for processing. This method is particularly useful for those who prefer managing their bills digitally.
Bill Payment (LCC Toll)
You can now top up your LCC Toll account with ease using *737#.
How to Pay for your LCC Toll
- Simply dial *737*50*Amount*108#
- Enter your E-Tag code
- Receive instant value
Bill Payment (Electricity Bills)
Pay your electricity bills with ease.
How to Pay for your Electricity Bills
You can now pay your electricity bills anywhere and anytime by simply dialing any of the disco codes below Eg. *737*50*7500*95#.
| Service | Disco Code |
| Port Harcourt Prepaid | *737*50*Amount*95# |
| Port Harcourt Postpaid | *737*50*Amount*96# |
| Eko Prepaid | *737*50*Amount*151# |
| Eko Postpaid | *737*50*Amount*152# |
| Ibadan Prepaid | *737*50*Amount*137# |
| Kano Prepaid | *737*50*Amount*93# |
| Kano Postpaid | *737*50*Amount*94# |
Other codes
| Feature | USSD Code |
|---|---|
| Loan Balance | *737*6*2# |
| Card Status | *737*6*3# |
| Chequebook Status | *737*6*4# |
| Generate OTP | *737*7# |
| Fast Track Deposit | *737*48# |
| Fast Track Withdrawal | *737*49# |
| 737 Edu | *737*31*amount*MerchantCode# |
| 737 Give | *737*32*amount*MerchantCode# |
| Bills Payment Menu | *737*50# |
| Enable/Disable Account Balance on GeNS | *737*51*1# |
| Card Hotlist | *737*51*10# |
| Cable TV | *737*SmartCardNo# |
| Spend To Save | *737*51*24# |
| Mini Statement | *737*51*30# |
| 3rd Party Statement | *737*51*33# |
| QuickCredit Request | *737*51*51# |
| QuickCredit Liquidation | *737*51*55# |
| Reference Confirmation | *737*51*54# |
| Account Blacklist | *737*51*74# |
| School Fees Advance | *737*52*30# |
| PayDay Loan | *737*52*40# |
