How to Transfer money from Gtbank to other banks

Last updated on April 16th, 2025 at 11:09 am

Last Updated on April 16, 2025 by admin

Guaranty Trust Bank, or GTBank as it’s commonly known, stands out as one of Nigeria’s top banks, boasting a large and diverse clientele. It’s well-known for putting customers first and embracing the latest technology.

The bank provides a wide range of banking products and services, including handy USSD codes for easy access. One of the great services you can enjoy with the Bank is how you can to transfer money to other bank accounts.

Whether you’re using GTworld app or their internet banking platform, sending cash to friends, family, or business partners is a breeze—no need to step into a physical branch!

This service is especially useful in today’s fast-paced world, where every second counts and people want to make quick, hassle-free transactions.

Getting a handle on how to transfer money from Gtbank to other banks is really important for keeping your finances in check.

Read: How to get GTbank Salary Advance Loan-step-by-steps

How to Activate /Enroll for Gtbank Mobile ussd service

To activate/enroll for the GTBank Mobile USSD service, follow these steps:

On your mobile phone that is linked to your GTBank account, dial *737*0#.
You will receive a series of on-screen prompts. Follow these instructions carefully.
You may be asked to enter your account number, Bank Verification Number (BVN), and create a 4-digit PIN for your USSD transactions.
You will likely be asked to confirm the 4-digit PIN you created.
Once you have followed all the prompts, you should receive a confirmation message that your GTBank Mobile USSD service has been activated.

How Transfer Funds with Gtbank

To transfer funds from your GTBank account using the USSD code, follow these steps:

1. Transfer to a GTBank Account:

Dial *737*1*Amount*Beneficiary’s Account Number# from the phone number linked to your GTBank account.
Example: To transfer N1000 to GTBank account number 1234567890, dial `*737*1*1000*1234567890#`.
Follow the on-screen prompts to confirm the beneficiary’s name
Authorize the transaction using your 4-digit USSD PIN.

2. Transfer to Other Banks:

Dial *737*2*Amount*Beneficiary’s Account Number# from the phone number linked to your GTBank account.
Example: To transfer N500 to another bank account number 0123456789, dial `*737*2*5000*123456789#`.
Follow the on-screen prompts. You will likely be asked to select the beneficiary’s bank from a list displayed on your screen by entering the corresponding code.
Confirm the beneficiary’s name and authorize the transaction using your 4-digit USSD PIN or your hardware token. For lower amounts, you might be able to use the last four digits of your GTBank debit card.

How to transfer money with GTWorld app

To transfer money using the GTWorld app, follow these steps:

Open the GTWorld app and log in using your credentials (PIN, fingerprint, or facial recognition).
On the home screen, tap on the “Transfer” or “Funds Transfer” option.
Choose Recipient:
- For GTBank accounts: Select “Transfer to GTBank.”
- For other banks: Choose “Transfer to Other Banks.”
Input the recipient’s account number, select the bank (if transferring to another bank), and specify the amount.
Double-check the details to ensure accuracy, then confirm the transaction.
Enter your transaction PIN or use biometric authentication to authorize the transfer.
You’ll receive a confirmation message once the transfer is successful.

Read: How to register for Gtbank transfer code, transfer fund, buy airtime and check account statement and balance

Benefits of the GTBank transfer code to other banks

The GTBank transfer code offers several benefits when transferring money to other banks:

You can transfer funds easily without needing an internet connection, making it accessible even in areas with poor connectivity.
Transactions are completed within seconds, saving time compared to traditional methods.
The transfer code works round the clock, allowing you to send money anytime.
The code is simple to memorize and use, making it user-friendly.
Immediate value for transactions helps with better financial planning.
The process requires authentication with a PIN, ensuring safety.

How to buy Airtime from Gtbank

There are two main ways to buy airtime from your GTBank account using the USSD code:

1. To Buy Airtime for Yourself:

Dial *737*Amount# from the phone number linked to your GTBank account.
Example: To buy N500 airtime for your registered phone number, dial `737500#`.
Follow the on-screen prompts and authorize the transaction using your 4-digit USSD PIN.

2. To Buy Airtime for a Third Party (Another Phone Number):

Dial *737*Amount*Recipient’s Phone Number# from the phone number linked to your GTBank account.
Example: To buy N1000 airtime for the phone number 08012345678, dial `7371000*08012345678#`.
Follow the on-screen prompts to confirm the recipient’s number and authorize the transaction using your 4-digit USSD PIN.

How to Reset/ change Your GTBank USSD PIN:

If you have forgotten your USSD PIN, you will need to reset /change it. Here’s how:

change USSD C ode

Dial *737*5# on your registered phone number.
Select option 1 (Change USSD Code).
Enter your old USSD code.
To Create a new USSD code (4-digit).enter option 2 No debit card
Re-enter the new USSD code to confirm.
You will receive a confirmation message that your USSD PIN has been successfully created/reset.

“You can now use your new PIN” is displayed

Reset USSD C ode (Forgotten Code):

Dial* 737*5# on your registered phone number.
Select option 3 (Reset USSD Code).
Follow the prompts to reset your USSD code.
Enter option 4 to change PIN NO Debit card
You may be required to provide some personal details (e.g., account number, date of birth).
Create a new USSD code (4-digit).
Re-enter the new USSD code to confirm.
You will receive a confirmation message.

Read: How to block Gtbank account & Unblock account

How to block gtbank account

To block your GTBank account using USSD, follow these steps:

Dial *737*51*74# from the phone number registered with your GTBank account
Input your 4-digit USSD PIN for verification
Follow the prompts to confirm the action and block your account
You will receive a confirmation message once your account is successfully blocked

This method is quick and doesn’t require internet access, making it ideal for emergencies like a stolen phone or suspected unauthorized access

GTBank customer care

GTBank offers several channels for customer care:

Phone:

GTConnect (24/7):
- 014480000
- 0700 GTCONNECT (0700 4826 66328)
- 08029002900
- 08039003900
- 08139856000
WhatsApp (WhatsApp Only): +234 904 000 2900
Corporate Enquiries: +234 201 271 5227

Email:

Complaints & Enquiries: gtbankmailsupport@gtbank.com
Complaints: gtbankmailsupport@gtbank.com
GTAssistant : gtassistant@gtbank.com

Live Chat/Video Banking:

GTBank offers a Video Banking service that allows you to video-chat with a customer service representative in real-time. This service is available from 8 am to 5 pm, Monday to Friday (excluding Nigerian public holidays). You need a desktop or laptop with a webcam and a stable internet connection to use this feature via the GTBank website