How to register for Opay mobile app and get account

Last Updated on April 1, 2025 by admin

Opay, a leading financial technology company, has transformed the way individuals and businesses in various regions access digital payment services through its innovative mobile application. The app has  quickly gained popularity for its convenience and efficiency in handling various financial needs.

The digital payment app  offers a wide range of payment options including bill payments, airtime recharges, fund transfers, and more. Users can easily make transactions using their smartphones, making it convenient for both online and offline purchases.

The app include instant money transfers with a 100% success rate, bill payments, and airtime and data top-ups with exclusive bonuses. Users can also benefit from daily interest on savings, hassle-free debit cards with zero charges, and flexible loans with low interest rates

Read: How to Apply for an OPay POS Machine

What can you do with Opay mobile App

The OPay mobile app is a versatile platform that offers a wide range of financial services, making it convenient for users to manage their money. Here are some of the key features and services you can access with the app:

1. Money Transfers

• Send and receive money instantly to other OPay users or bank accounts.
• Enjoy free or low-cost transfers with a high success rate.

2. Airtime and Data Purchases

• Buy airtime and data bundles for yourself or others.
• Earn cashback rewards on airtime and data purchases.

3. Bill Payments

• Pay utility bills such as electricity, water, and cable TV subscriptions.
• Settle school fees and other recurring expenses with ease.

4. Savings and Investments

• Use OWealth to grow your savings with daily interest.
• Set savings targets for specific financial goals.
• Access fixed savings plans for higher returns.

5. Loans

• Apply for flexible and affordable loans directly through the app.

6. Debit Cards

• Request an OPay debit card for secure online and offline transactions.
• Manage your card settings, such as PIN changes and blocking/unblocking, within the app.

7. Merchant Payments

• Accept payments as a merchant using QR codes or other methods.

8. Cashback and Rewards

• Earn cashback on transactions like airtime purchases and bill payments.
• Participate in referral programs to earn bonuses.

Read; How to activate Opay USSD code fo All transaction, transfer, airtime, OTP, Balance and data

How to register for opay mobile app

To register for the OPay mobile app, follow these steps:

1. Visit the Google Play Store or Apple App Store and search for “OPay.”
   • Download and install the app on your mobile device.
2. Launch the app and select your country.
3. Provide your active phone number and tap “Get OTP.”
   • You’ll receive a One-Time Password (OTP) via SMS.
4. Enter the OTP in the app to verify your phone number.
5. Set a secure password for your account.
6. Enter your name and email address.
7. Follow the prompt to upgrade your account with NIN an BVN

how to transfer money with opay mobile app

Transferring money with the OPay mobile app is simple and fast. Here’s how to do it:

1. Launch the app on your smartphone.
2. Enter your login credentials (phone number and password) to access your account.
3. On the app’s homepage, tap on “Transfer” or “Send Money.”
4. Decide whether you’re sending money to:
   • Another OPay user (using their phone number).
   • A bank account (using account number and bank name).
5. Provide the recipient’s details:
   • Phone number for OPay transfers.
   • Account number and bank name for bank transfers.
6. Specify the amount you want to send.
7. Review the transaction details and confirm by entering your secure PIN.
8. You’ll receive a confirmation message for a successful transfer.

Read: How to contact Palmpay customer care service ,Phone number and email address

How to pay bills from opay using mobile app

Paying bills using the OPay mobile app is quick and convenient. Here’s how to do it:

1. Launch the app on your smartphone.
2. Enter your phone number and password to access your account.
3. On the app’s homepage, look for the “Bills” or “Pay Bills” option and tap on it.
4. Select the category of the bill you want to pay, such as:
   • Electricity.
   • Cable TV (e.g., DStv, GOtv).
   • Internet subscriptions.
   • Other utility services.
5. Input the required details, such as:
   • Your meter number for electricity payments.
   • Your customer ID or smart card number for cable TV payments.
6. Enter the amount you want to pay and confirm.
7. Authorize the transaction by entering your secure OPay PIN.
8. Once the payment is successful, you’ll receive a confirmation message within the app and via SMS.

Read: How to contact Opay customer care service -Phone number

How to buy airtime an data from opay using mobile app

Buying airtime and data through the OPay mobile app is easy and can be done in just a few steps:

Steps to Buy Airtime

1. Launch the app on your phone.
2. Enter your credentials to access your account.
3. On the home screen, tap the “Airtime” option.
4. Provide the phone number you want to recharge.
   • Choose the amount of airtime you wish to buy.
5. Review the details and complete the transaction by entering your secure OPay PIN.
6. You’ll get a confirmation message and the airtime will be credited instantly.

How to buy data from opay

1. On the app’s home screen, tap the “Data” option.
2. Select your network (e.g., MTN, Airtel, Glo, or 9Mobile).
3. Input the phone number you want to recharge.
   • Choose the data bundle you wish to purchase.
4. Confirm the details and authorize the payment by entering your OPay PIN.
5. The data will be credited to the specified number, and you’ll get a confirmation message.