How to buy Airtime and Data from GtBank in Nigeria

Last Updated on April 15, 2025 by admin

Guaranty Trust Bank (GTBank) is at the forefront of this digital transformation, offering customers seamless access to services such as purchasing data and airtime directly from their accounts.

With ussd code and gtworld app you don’t need to go out to buy data or airtime again because you can easily buy it from your comfort zone.

If you’ve ever found yourself low on airtime or data at that crucial moment, GTBank has your back with its convenient airtime and data purchase services. Say goodbye to the panic of running out of phone credit when you can easily top up with just a few clicks.

Gone are the days of rushing to a physical store to buy airtime or data. With GTBank, you can purchase airtime and data from the comfort of your home or on the go, thanks to their user-friendly digital platforms.

Read: Gtbank USSD Code (*737#) instant banking Transaction

How to Register GTBank USSD code

There are two main ways to “register” for GTBank’s USSD code (*737#):

1. For Existing GTBank Account Holders (Linking your Account to USSD):

No formal registration is usually required. If the phone number you are using to dial *737# is the same number you used when opening your GTBank account, it is typically automatically linked.

2, Creating a 4-Digit PIN (if you haven’t already):

Dial *737*5# on your registered mobile number.
Enter the last 6 digits of your GTBank Naira MasterCard (debit card).
Create your preferred 4-digit PIN.
Confirm the PIN. This PIN will be required to authorize certain USSD transactions like transfers and cardless withdrawals.

Read: How to block Gtbank account & Unblock account

How to buy airtime from Gtbank

GTBank provides a variety of convenient options for purchasing airtime and data, catering to the needs of its customers. Users can utilize the GTWorld mobile app or the USSD code *737# to make purchases.

The app allows for easy access and secure transactions, while the USSD code offers a quick alternative for those without internet access. Both methods require users to have their mobile numbers registered and linked to their GTBank accounts.

You can buy airtime from your GTBank account through several convenient methods:

1. Using the GTBank USSD Code (737#):

For your own number: Kindly Dial *737*Amount# on your mobile phone (the number registered with your GTBank account). For example, to buy N500 airtime, dial *737*500#.

For a third party (another phone number): simply Dial *737*Amount*Recipient's Phone Number#. For example, to buy N500 airtime for 080XXXXXXXXX, dial *737*500*080XXXXXXXXX#.
Follow the on-screen prompts and you may be asked to enter your 4-digit *737# PIN to authorize the transaction.

2. Using the GTWorld Mobile App:

Log in to the GTWorld app using your User ID/Account No/Phone No/Email and Password.
On the dashboard, click on “Buy Airtime & Data”.
Select “Airtime”.
Choose the “Type” (Self or Third Party).
Select the “Account to Debit”.
Choose the “Network” provider.
Enter the “Mobile number” you want to recharge.
Enter the “Amount”.
Click “Continue”.
Review the transaction details and enter your 4-digit PIN or 6-digit token code (if required).
Click “Done” to complete the transaction.

Read: How to register for Gtbank internet banking/online banking and Mobile app

3. Using GTBank Internet Banking:

Log in to GTBank Internet Banking with your User ID/Account Number/Phone Number/Email and Password.
Click on “Airtime & Data Bundle” from the menu.
Click on “Airtime Purchase”.
Click on “New Request”.
Complete the form with the necessary details:
- Account to Debit
- Network
- Amount
- Mobile Number
You can add multiple airtime purchase requests by clicking “Add New Transactions”.
Click “Continue”.
Enter your token code (if required) and click “Submit” to complete the transaction.

How to buy Data from gtbank

To purchase data from GTBank in Nigeria, you can use the USSD code *737*4# on your mobile phone. This service is available to customers who have their phone numbers registered with GTBank.

Once you dial the code, follow the on-screen prompts to select the data plan you wish to purchase. You can choose to buy data for your own number or for a third-party number, and the payment will be deducted directly from your GTBank account

You can buy data from your GTBank account through several methods:

1. Using the GTBank USSD Code (*737#):

Dial *737*4# on your mobile phone (the number registered with your GTBank account).
Follow the on-screen prompts. You will likely be presented with different data bundle options and their corresponding prices based on your network provider (Glo, MTN, Airtel, 9mobile).
Select your desired data bundle by entering the corresponding number.
You may be asked to confirm the purchase and enter your 4-digit *737# PIN to authorize the transaction.
Once successful, you will receive an SMS notification confirming your data purchase.

2. Using the GTWorld Mobile App:

Log in to the GTWorld app using your credentials.
On the dashboard, tap on “Buy Airtime & Data”.
Select “Data Bundles”.
Choose the “Network Provider” for the data you want to buy.
Select the “Product” or data bundle you prefer from the available options.
Choose the “Account to Debit”.
Enter the “Mobile Number” you want to send the data to (it can be your number or another person’s).
Review the details and tap “Confirm Payment”.
Enter your Transaction PIN or token code (if required) to complete the purchase.

3. Using GTBank Internet Banking:

Log in to GTBank Internet Banking on your computer or mobile browser.
Navigate to the “Airtime & Data Bundle” section.
Click on “Data Bundle”.
Click on “New Request”.
Fill in the required details:
- Account to Debit
- Network
- Amount/Bundle (you might see a dropdown list of available bundles)
- Mobile Number
Click “Continue”.
Review the transaction details and enter your token code (if required).
Click “Submit” to complete the data purchase.

Reset PIN For GTBank USSD Code

If you have forgotten your GTBank Mobile USSD code (*737#) PIN, you can reset it using either your debit card or without a debit card:

Option 1: Reset PIN with a Debit Card

Dial *737*5# on your mobile phone (the number registered with your GTBank account).
Select “1” for “Create/Reset PIN – Debit CARD”.
Enter the last 6 digits of your GTBank Naira MasterCard (debit card).
Create your new 4-digit PIN.
Confirm your new PIN.
You will receive a notification confirming that you can now use your new PIN.

Option 2: Reset PIN without a Debit Card

Dial *737*5# on your mobile phone (the number registered with your GTBank account).
Select “2” for “Create PIN- No Debit Card”.
Follow the on-screen instructions. You will likely be asked to provide other verification details, such as:
- Your Bank Verification Number (BVN).
- Your account number.
- Potentially, answers to your security questions.
Create your new 4-digit PIN.
Confirm your new PIN.
You will receive a notification confirming that you can now use your new PIN.

How to Buy Airtime From GTBank to Another Number

You can buy airtime from your GTBank account to another number by following the steps below

1. Using the GTBank USSD Code (*737#):

Dial *737*Amount*Recipient’s Phone Number# on your mobile phone (the number registered with your GTBank account).
- For example, to buy N500 airtime for 080XXXXXXXXX, dial *737*500*080XXXXXXXXX#.
Follow the on-screen prompts and you may be asked to enter your 4-digit *737# PIN to authorize the transaction.

FAQS

What is the GTBank USSD code for mobile banking?

The primary USSD code for GTBank mobile banking is *737#.

What can I do with the *737# code?

You can perform various transactions, including:

Buying airtime for yourself and others.
Buying data for yourself.
Transferring funds to GTBank and other bank accounts.
Checking your account balance.
Generating OTP (One-Time Password).
Cardless withdrawal at ATMs.
Paying bills.
Checking your BVN.
Opening an account.
And more.

Do I need internet access to use *737#?

No, USSD codes do not require internet connectivity. They work on any mobile phone with a network signal.

Is there a fee for using the *737# service?

GTBank generally offers the *737# service for airtime and data purchase for free. However, other transactions like transfers might attract a small fee. It’s always best to check the on-screen prompts for any transaction charges.

Do I need to register for *737#?

If you are an existing GTBank customer and the phone number you are using is registered with your account, it is usually automatically linked. For some transactions, you might need to create a 4-digit PIN by dialing *737*5# and following the prompts. New customers can also open an account and register for USSD banking simultaneously by dialing *737*0#.

Is there a transaction limit for airtime and data purchases using *737#?

Yes, there is usually a daily cumulative limit for airtime purchases (for both self and third parties), often around N10,000. Data purchase limits might also apply.

Which mobile networks can I recharge using *737#?

You can typically recharge Glo, MTN, Airtel, and 9mobile.

What is the USSD code to buy airtime for myself?

Dial *737*Amount# (e.g., *737*500# for N500 airtime).

What is the USSD code to buy airtime for another person?

Dial *737*Amount*Recipient’s Phone Number# (e.g., *737*1000*080XXXXXXXXX#).

What is the USSD code to buy data?

Dial *737*4#. Follow the on-screen prompts to select your preferred data bundle based on your mobile network.

Can I buy data for another person using *737*4#?

Yes, after dialing *737*4#, the menu will usually give you options to buy data for yourself or for another number. Follow the prompts accordingly.

Will I see different data plans for different networks?

Yes, the data plans and prices presented after dialing *737*4# will be specific to the mobile network associated with your registered phone number.