First bank ussd :How to register, transfer money, buy Airtime,get Mini statement and check account balance

Last updated on March 24th, 2025 at 03:55 pm

First bank Mobile ussd is a quick banking service designed to  deliver the power to banks anywhere and at any time. It is a quick,seamless, convenient and easy way to perform your banking transactions (transfer money, check balance, buy airtime, pay bills and lots more using any type of phone without need for internet connectivity or data.

With First Bank (Unstructured Supplementary Service Data) USSD, Customers don’t need to visit the banking hall before they transact any finance service. This can be done right from their comfort zone without stress. Also intending first bank customers can make use of this magic code to open accounts.

The service is available across all GSM networks, on any type of handset or device; iphone, android, blackberry and even simple feature phones which must be delivered on the customers’ registered phone numbers linked to their FirstBank accounts.

Before you can make use of First bank ussd code —-you need to register and activate your phone number that is link to your bank account

This article is designed to provide solutions on how to register for First bank ussd, transfer money, pay bills and many more financial transaction processes. You can also learn the list of Nigeria bank ussd code

Also read: Union bank ussd :How to register, transfer money, buy Airtime, check account balance and Pay bills

Who can use this first bank ussd service?

The First Bank USSD service (*894#) is designed for the following users:

1.  You must have an active First Bank account.
2.  Your phone number must be registered with First Bank and linked to your account.
3. The service works on all mobile phones (smartphones and feature phones) and doesn’t require internet access.
4. You need a valid First Bank debit card to register and use the service.

As long as you meet these criteria, you can access First Bank’s USSD banking for transactions like transfers, airtime purchases, bill payments, and more.

What services are available on First bank 894?

Also  read: Zenith bank USSD: How to register, transfer money,buy airtime and other transaction

How to Activate or Register for First Bank mobile ussd code

To activate or register for First Bank’s mobile USSD code (*894#), follow these steps:

1. Dial *894*0# on your mobile phone.
2.  Choose “Register for 894 Banking” from the menu.
3. Select your preferred debit card linked to your First Bank account.
4.  Input the 4-digit PIN for the selected debit card.
5.  Set up a 5-digit PIN for Quick Banking transactions.
6. Re-enter the PIN to complete the registration.

Once registered, you can use *894# for various banking services like transfers, airtime purchases, and bill payments.

Also read: How to enroll for Access bank Ussd, transfer money, Buy Airtime and deactivate account

How to transfer money from First bank Ussd

To transfer money from your First Bank account using USSD, follow these steps:

1. Dial *894# on your registered mobile phone.
2.  From the displayed menu, choose the option to transfer money.
3. Enter Recipient’s Details:
   • Input the recipient’s account number.
   • Select the recipient’s bank from the list or type the first three letters of the bank’s name.
4. Enter the amount you wish to transfer.
5. Review the recipient’s name and transaction details displayed on your screen.
6. Input your 5-digit USSD PIN to authorize the transfer.

You will receive a confirmation message once the transfer is successful.

How to buy Airtime. recharge card from first bank

To buy airtime or recharge your phone using First Bank’s USSD service, follow these steps:

For Self-Recharge:

1. Dial *894*Amount# from the phone number linked to your First Bank account.
   • Example: To recharge ₦500, dial *894*500#.

For Third-Party Recharge:

1. Dial *894*Amount*Recipient's Phone Number#.
   • Example: To send ₦500 airtime to 08012345678, dial *894*500*08012345678#.
2. Enter your 5-digit USSD PIN to confirm the transaction.

This service works for all mobile networks in Nigeria and is quick and convenient.

Read: FCMB USSD Code – How to Register, transfer money, buy airtime

How to get First bank Mini statement of Account

To get a mini statement of your First Bank account, you can use any of the following methods:

1. Using USSD Code:

• Dial *894*AccountNumber# from your registered mobile number.
• Follow the prompts to view your mini statement.

2. Using the Mobile App:

• Open the FirstMobile App and log in.
• Navigate to the “Accounts” section and select your account.
• Tap on “Statements” to view your recent transactions.

To check Account balance

To check your First Bank account balance using USSD, follow these simple steps:

1. Dial *894*00# from the mobile number linked to your First Bank account.
2.  Input your 5-digit USSD PIN to authorize the request.
3. Your account balance will be displayed on your screen and also sent to you via SMS.

This method is quick, convenient, and accessible without internet connectivity.

How to open Account

To open a First Bank account using USSD, follow these steps:

1.  Dial *894*0# on your mobile phone.
2. From the menu, choose the option to open a new account.
3. Enter the required information, such as your name, date of birth, and other personal details.
4. Select the type of account you want to open (e.g., savings or current).
5. Review the information you’ve provided and confirm.
6.  Once the process is complete, you’ll receive your new account number via SMS.

This method is quick, convenient, and doesn’t require internet access.

How to block First bank account

To block your First Bank account using USSD, follow these steps:

1.  Dial *894*911# from any mobile phone.
2.  Provide the phone number linked to your First Bank account.
3. Complete the process by following the on-screen instructions.

This method ensures your account is secured immediately in case of theft, loss, or unauthorized access.