Last Updated on February 6, 2025 by admin
As Nigeria foremost new generation Bank, Access Bank provides convenient, fast and secure ways of transacting business from comfort zone through the use of USSD code.
The ussd code transaction provides convenient means to pay bills with comfort, wherever you are.
The banking service is available at any time of the day 24/7 that enable you transfer, buy airtime and pay utility bill from the comfort of your home, work or office.
To make any transactions with the help of *901# service, you need to have the unique security PIN code.
Read: How to register/Enroll for Access Mobile app and internet banking
How to create Access bank ussd code
You don’t create a USSD code for Access Bank. *901# is Access Bank’s pre-existing USSD code for mobile banking. You register to use it. Think of it like a phone number you dial to access their services. Here’s how you register for Access Bank’s USSD banking (*901#):
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From your mobile phone (the number registered with your Access Bank account), dial *901#.
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You should see a menu with options. Choose the option to register for *901# banking. The exact wording may vary slightly.
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A list of your linked debit cards will be displayed (masked for security). Select the debit card you wish to use for USSD banking.
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Enter the 4-digit PIN associated with the debit card you selected. This is for verification.
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You’ll be prompted to create a new 4-digit PIN specifically for USSD banking. This should be different from your debit card PIN. Choose a number that’s easy for you to remember but difficult for others to guess.
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Enter the 4-digit PIN again to confirm it.
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Once you’ve successfully entered and confirmed your PIN, your registration is complete. You can now start using the *901# USSD service for various banking transactions.
Read: How to buy airtime from zenith bank
HOW TO TRANSFER MONEY FROM ACCESS BANK TO OTHER BANK
You can transfer money from your Access Bank account to another bank through these methods:
*1. USSD Code (901#)
- From your registered phone number, dial *901#.
- Navigate the menu options and choose “Send Money” or a similar option.
- Select the option to transfer to an account at another bank.
- Choose the recipient’s bank from the list of available banks.
- Enter the recipient’s account number.
- Enter the amount you wish to transfer.
- You’ll be prompted to enter your 4-digit USSD PIN to authorize the transaction.
- You’ll receive an SMS message confirming the transaction.
2. AccessMore Mobile App
- Open the AccessMore app and log in with your Access Bank account credentials.
- Look for a “Transfers” or “Send Money” section.
- Choose the option to transfer to an account at another bank.
- Enter the recipient’s bank name and account number.
- Enter the amount you wish to transfer.
- Review the details and confirm the transfer. You might need to enter your transaction PIN or use biometric authentication.
3. Internet Banking
- Visit the Access Bank internet banking website and log in to your account.
- Find the “Transfers” or “Funds Transfer” section.
- Choose the option to transfer to an account at another bank.
- Enter the recipient’s bank name and account number.
- Enter the amount you wish to transfer.
- Review the details and confirm the payment. You might need to use a security token or other authentication method.
4. Visiting an Access Bank Branch
- Visit any Access Bank branch near you.
- Ask a customer service representative for a transfer form.
- Complete the form with the necessary details, including the recipient’s bank name and account number.
- Submit the form to the teller along with the payment amount.
Read: How to register for Wema bank online banking and mobile app
How to open Access Bank Account?
Opening an Access Bank account is a straightforward process. Here are the steps you can follow:
Using the USSD Code:
- From your registered phone number, dial
*901*0#
. - Press 1 to accept the charge fee of 6.98 Naira.
- Provide your full name, date of birth, gender, religion, home address, and phone number.
- Once all details are entered, you’ll receive your account number via SMS.
- V Visit any Access Bank branch with a passport photograph and a valid ID to update your information and activate your account.
Using the Access Bank Mobile App:
- Visit the Google Play Store (for Android) or Apple App Store (for iOS) and download the “Access More” app.
- Open the app and log in with your credentials.
- Go to the “Account Opening” section.
- Provide your personal information, contact details, valid means of identification, and account service required.
- Submit the form and visit a branch to complete the process.
Using Internet Banking:
- Download the Access Bank account opening form from the Access Bank website.
- Complete the form with your personal information, contact details, valid means of identification, and account service required.
- Submit the form at any Access Bank branch.
How to Change Access bank ussd PIN
It’s easy to change your Access Bank USSD PIN. Here’s how:
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*Dial *901*0# from your registered phone number
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Select “Change PIN”.
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Enter your Current PIN.
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Enter your desired new 4-digit PIN.
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Enter the new PIN again to confirm.
Read Also: How to Make Bank Of America Wire Transfer
How to buy airtime/Recharge card from Access bank
To buy airtime or recharge your phone using Access Bank, you can use the following methods:
Using the USSD Code:
- From your registered phone number, dial
*901#
. - Choose the “Airtime” option from the menu.
- Input the amount of airtime you want to purchase.
- Authenticate the transaction by entering your 4-digit USSD PIN.
For example, if you want to buy N1000 worth of airtime, you would dial *901*1000#
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Using the Access Bank Mobile App:
- Visit the Google Play Store (for Android) or Apple App Store (for iOS) and download the “Access More” app.
- Open the app and log in with your credentials.
- Go to the “Airtime” section.
- Choose the amount of airtime you want to purchase.
- Review the transaction details and confirm the purchase.
Using Internet Banking:
- Log in to your Access Bank internet banking account.
- Click on the “Airtime” option.
- Provide the amount of airtime you want to purchase.
- Review the transaction details and confirm the purchase.
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Other Acess Bank ussd code
Code | Transaction |
*901*Amount# | Airtime for self |
*901*Amount*Phone Number# | Airtime for others |
*901*0# | Account Opening |
*901*11# | Payday Loan |
*901*8# | Data Purchase |
*901*5# | Transfer code for Balance Enquiry |
*901*1*Amount*Account Number# | code to transfer from access bank account to Access Bank account |
*901*2*Amount*Account Number# | Code to Transfer for Access Bank to Other Banks |
*901*3*Amount*Merchant Code# | Merchant Payment |
*901*3# | Bill Payment |
*901*4*1# | ussd transfer code for access bank to generate OTP |
*901*911# | Deactivate a phone number from USSD service |