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Top best high-yield Savings accounts In United states,US bank

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Savings account is basic type of bank account that allows users to deposit money, keep it safe, and withdraw funds.This have been around in the United states since 1816, when the first American savings banks opened in Boston and Philadelphia.

Savings account holder will earning interest. Savings accounts offered by most banks, credit unions, and other financial institutions are FDIC insured and typically pay interest on your deposits.

That’s why it’s a good idea to set aside as much as you can in your savings. The amount of interest you earn will depend on which account you choose and the amount of money you keep in the account over time.

There are 5,125 small and big banks and credit unions in US who offer Savings Account to Americans.

There are several kinds of accounts that can be used for saving. Three of the most common are regular savings, money market accounts and Certificates of Deposit, or CDs.

1.American Express

The bank has 1.15% APY, $0 minimum opening deposit.It doesn’t have a minimum balance requirement or monthly fees and has a competitive APY.

2. Discover bank

Discover bank has 1.05% savings APY with no minimum to open account

3. Ally Bank

The bank has 1.10% savings APY with no minimum to open account

Also Read: List of Banks in United states of America,Banks in USA

4. Marcus by Goldman Sachs 

Goldman Sachs has 1.05% APY, $0 minimum opening deposit

5. Citizens Access

The bank offers a competitive yield on its CDs and savings account. All of its products require a $5,000 minimum deposit to open account

6.CIBC Bank

This has 1.15% savings APY, with $1,000 minimum to open account

7.Citibank

There is 1.35% APY, $0 minimum opening deposit.Though there is a $4.50 monthly service fee which can be avoided if you have monthly balance of at least $500 in your savings account.

8.Capital One Bank

The bank has 1.00% APY, $0 minimum opening deposit

9. Vio Bank

It has 1.35% savings APY with $100 minimum to open account

ALSO READ: List of Best Banks in California

10.CIT Bank

1.01% APY, $0 minimum opening deposit but you need to have either have $25,000 or more in the account or make at least one monthly deposit of at least $100 to earn the top APY in the Savings Builder account.

11.Synchrony

The bank has 1.30% savings APY, with no minimum to open account

12.UFB Direct

The bank offer 1.35% savings APY with no minimum to open account

13. Barclays Bank

The bank offers nine CD terms with 1.30% APY, $0 minimum opening deposit

14. Live Oak Bank

The online savings account, which is a personal account, offers a competitive yield with 1.15% APY, $0 minimum opening deposit

15. PNC Bank

PNC High Yield Savings account is available in eligible markets with 1.25% APY, $0 minimum opening deposit, also it doesn’t have a monthly maintenance fee.

16. Alliant

This has high APY, physical branches, no minimum deposits

Also read:30 Best checking account for Americans In united states

17. Comenity Direct

This is an online-only bank that offers a high-yield savings account and CDs with 1.35% APY, $100 minimum opening deposit

18. Popular Direct

Popular Direct offers a savings account and term CDs with 1.20% APY, $5,000 minimum opening deposit

This type savings account is opened through Popular Bank.

atm, BANK, checking account, financial institution, Savings accounts, united states bank

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