A Checking Account which also know as demand accounts or transnational accounts is an account for everyday expenses. You can have your paycheck deposited directly into it and use it to pay bills, make purchases and withdraw cash.
To open a checking account mandatory documents are SSN (Social Security Number) and a ID proof. You can issue checks, use debit card to withdraw cash and also set up ACH using checking account.
A checking account differs from other bank accounts in that it often allows for numerous withdrawals and unlimited deposits, whereas savings accounts sometimes limit both.
1.Citibank Inc.
APY: 0.30%
MONTHLY FEE :$12
2. State Employees’ Credit Union
APY: 0.25%
MONTHLY FEE: $1
3.Capital One Financial Corp.
APY: 0.20%
MONTHLY FEE: $0
4.Bank of America Corp.
APY: 0.10%
MONTHLY FEE: $4.95
5. Wells Fargo & Co
APY : 0.10%
MONTHLY FEE: $10
Also Read: List of Banks in United states of America,Banks in USA
6.Ally Bank
APY: 0.10%
MONTHLY FEE: $0
7.Navy Federal Credit Union
APY: 0.05%
MONTHLY FEE: $0
8.America First Federal Credit Union
APY: 0.05%
MONTHLY FEE: $0
9.Suncoast Credit Union
APY:0.05%
MONTHLY FEE: $0
10: Members 1st Federal Credit Union
APY:0.05%’
MONTHLY FEE: $0
11.Teachers Credit Union
APY: 0.05%
MONTHLY FEE:$2
12.Charles Schwab
APY :0.03%
MONTHLY FEE: $0
13.Fifth Third Bancorp
APY: 0.01%
MONTHLY FEE:$20
14.USAA
APY:0.01%
MONTHLY FEE:$0
15.Bank of the West
APY: 0.01%
MONTHLY FEE: $10
16.Signature Bank
APY:0.01%
MONTHLY FEE: $3
17.JPMorgan Chase & Co.
APY:N/A
MONTHLY FEE:$12
18.U.S. Bancorp
APY:N/A
MONTHLY FEE: $6.95
19.PNC Financial Services Group
APY:N/A
MONTHLY FEE:$7
20.TD Bank
APY:N/A
MONTHLY FEE:$5.99
ALSO READ: List of Best Banks in California
21.BB&T Corp.
APY: N/A
MONTHLY FEE:$5
22.SunTrust Banks Inc.
APY:N/A
MONTHLY FEE: $7
23.HSBC USA Inc.
APY: N/A
MONTHLY FEE:$1
24.KeyBank
APY: N/A
MONTHLY FEE:$7
25.Regions Financial Corp.
APY:N/A
MONTHLY FEE:$5
26.Citizens Bank
APY:N/A
MONTHLY FEE:$9.99
27.M&T Bank Corp.
APY:N/A
MONTHLY FEE:$0
28.Union Bank
APY:N/A
MONTHLY FEE:$0
29.BMO Harris Bank
APY: N/A
MONTHLY FEE:$5
30.Huntington Bancshares Inc.
APY:N/A
MONTHLY FEE: $0
