Zenith bank USSD: How to register, transfer money,buy airtime and other transaction

Last Updated on February 7, 2025 by admin

Zenith Bank mobile banking Unstructured Supplementary Service Data (USSD) code now allow customers and Non account holder to carry out seamless transaction from their comfort zone without visiting the banking hall.

The unique code can be use to open account, transfer funds, check account balance, buy airtime and get mini statement of account on-the-go. Th code is aim to further enhancing account security, reliable and safe by users.

However, before Account holder’s can use Zenith bank USSD code, they must activate it with Phone number that is link to their bank account.

This content is designed to provide solution on how you can register for Zenith bank ussd code, block your debit card from further transaction in case your account is compromises, transfer money, buy airtime, open bank account and other transactions.

Also read: How to enroll for Access bank Ussd, transfer money, Buy Airtime and deactivate account

How to enroll or register for Zenith bank ussd code

 

To enroll or register for Zenith Bank’s USSD code (*966# EazyBanking), follow these steps:

1. From your registered phone number, dial *966*0#.
2. Input the last 4 digits of your Zenith Bank ATM card.
3. Follow the prompts to create a new 4-digit PIN.
4. Re-enter the new PIN to confirm.
5. You will receive a confirmation message with your account details

How to Reset Zenith Bank USSD PIN

To reset your Zenith Bank USSD PIN, follow these steps:

1. From your registered phone number, dial *966*60#.
2. Choose the “RESET PIN” option from the menu.
3. Input the last 6 digits of your Zenith Bank ATM card.
4. Enter your new 4-digit USSD PIN.
5. Re-enter the new PIN to confirm.
6.  You will receive a confirmation message from Zenith Bank.

How to transfer money from Zenith bank

To transfer money from your Zenith Bank account, you can follow these steps:

1. Using the Zenith Bank Mobile App:

1- Download and install the Zenith Bank Mobile App from your app store.
2- Log in to the app using your account credentials.
3- On the app’s home screen, tap on Transfers or Transfer Funds.
4- Select the account you want to transfer from.
5- Choose the recipient’s bank (Zenith Bank or other banks).
6- Enter the recipient’s account number.
-7 Input the amount you want to transfer.
8- Confirm the transfer details and authorize the transaction using your app PIN or biometric verification.

2. Using Zenith Bank USSD service:

1- Dial *966# on your mobile phone.
2- Select the option for Transfer.
3- Choose the account you want to transfer from.
4- Select the recipient’s bank (Zenith Bank or other banks).
5- Enter the recipient’s account number.
6- Input the amount you want to transfer.
7- Confirm the transfer details and authorize the transaction using your USSD PIN.

OR

Dial *966*Amount*Account Number# (e.g. *966*1000*1234567890#) from the phone number you registered with Zenith Bank, then follow the on-screen prompts.

3. Using Zenith Bank Internet Banking:

1- Visit the Zenith Bank Internet Banking portal on your computer or mobile browser.
2- Log in to your account using your credentials.
3- Navigate to the Transfers or Transfer Funds section.
4- Select the account you want to transfer from.
5- Enter the recipient’s bank (Zenith Bank or other banks).
6- Input the recipient’s account number.
7- Enter the amount you want to transfer.
8- Confirm the transfer details and authorize the transaction using your internet banking transaction PIN or token.

Make sure to double-check the recipient’s account details before authorizing the transfer to avoid any mistakes.

 

Read: How to Block Gtbank and Zenith Bank ATM Debit Card in case of fraud

 

 

How to open account with zenith bank

Opening an account with Zenith Bank has become easier than ever with various options available to suit your needs. Here’s a breakdown of the ways you can open an account: 

1. USSD Code (966#):

This is the quickest and most convenient method for basic account opening.

• Dial *966*0# on your phone (the one you’ll link to your account).  
• Follow the on-screen prompts, providing your first and last name and creating a 4-digit PIN.
• You’ll receive an SMS with your new account number if successful.

2. Online Account Opening:

• Visit the Zenith Bank website at www.zenithbank.com.
• Navigate to the “Open Account” section.
• Choose the account type that suits you (Savings, Current, etc.).
• Fill out the online application form with accurate details.
• Submit the form electronically.
• You may need to visit a branch later to complete the process and provide necessary documents.

3. In-Branch Account Opening:

• Visit any Zenith Bank branch near you.
• Request an account opening form from a customer service representative.
• Complete the form accurately and provide the required documents:
  • Passport photograph
  • Valid identification (Driver’s License, International Passport, National Identity Card, or Voter’s Card)  
  • Proof of address (Utility bill, etc.)
  • BVN (Bank Verification Number)
  • NIN (National Identification Number)
  • References (may be required for certain account types)  
• Submit the form and documents to the customer service representative.

Account Types:

Zenith Bank offers various account types, including:

• Savings Accounts: Basic savings accounts, specialized accounts for students (Aspire), children (ZECA), and target savings (Save4me). 
• Current Accounts: Individual and premium current accounts with varying features and benefits.  
• Domiciliary Accounts: For holding and transacting in foreign currencies.

Choosing the Right Account:

Consider your needs and financial goals when choosing an account type. Factors to consider include:

• Minimum opening balance
• Interest rates
• Transaction fees
• Access to online and mobile banking
• Debit card options

 

How to check Zenith bank Account Balance

To check your Zenith Bank account balance and buy airtime, you can follow these steps:

1. Checking Zenith Bank Account Balance:
2- Dial *966*00# on your mobile phone.
3- Follow the prompts and input your Zenith Bank account number.
4- Authenticate the transaction with your 4-digit PIN.
5- Your Zenith Bank account balance will be displayed on your screen.

Read: FCMB USSD Code – How to Register, transfer money, buy airtime

How to buy airtime and data for self and others.

Buying Airtime from Zenith Bank Account:
1- Dial *966*Amount*Recipient Phone Number# on your mobile phone.
2- Choose the network you want to buy airtime for (MTN, Airtel, Glo, or 9Mobile).
3- Confirm the airtime purchase by inputting your 4-digit PIN.
4- The airtime will be credited to the recipient’s phone number.

OR

Dial *966*Amount*Mobile Number# on your phone (e.g. *966*1000*0803456789#) to buy airtime.

 

How to Deactivate Zenith bank Mobile Banking ussd Profile.

To deactivate your Zenith Bank Mobile Banking USSD profile, follow these steps:

1.  From your registered phone number, dial *966*20*0#.
2.  Follow the simple instructions provided on your screen to successfully deactivate your profile

 

How to Deactivate or block Your Zenith bank Account

To deactivate or block your Zenith Bank account, follow these steps:

1. From your registered phone number, dial *966*911#.
2. Input your Zenith Bank account number.
3. Provide the mobile number registered with your Zenith Bank account.
4. Follow the prompts to confirm the deactivation.

Once you complete these steps, your account will be blocked, and all debit transactions will be stopped immediately. To unblock your account, you will need to visit a Zenith Bank branch.

How to Pay DStv, PHCN and other Zenith Billers

To pay your DStv, PHCN, and other Zenith billers, follow these steps:

1. From your registered phone number, dial *966*7*Amount*Customer ID# to pay DStv or PHCN bills.
2. Follow the on-screen prompts to complete the payment.
3. For Other Billers:  Dial *966*6*Biller code*Amount# to pay other Zenith billers.
4. Review the transaction details and confirm the payment

 

How to Update your BVN to Zenith bank

Keeping your BVN updated with Zenith Bank is important to ensure seamless transactions and access to their services. Here are the ways you can update your BVN with Zenith Bank:

*1. USSD Code (966#):

• This is the most convenient method for updating your BVN.
• Dial 966BVN# on your phone (the one linked to your Zenith Bank account). 
• Follow the on-screen prompts to update your BVN.

2. Zenith Bank Website:

• Visit the Zenith Bank website at www.zenithbank.com.
• Go to the “BVN Update” section.
• Enter your Zenith account number, BVN, and the provided security code.
• Follow the instructions to validate and update your BVN.

3. Zenith Internet Banking:

• Log in to your Zenith Internet Banking account.
• Go to the “Account Summary” section.
• Click on “BVN Update.”
• Enter your BVN and submit it.

4. Zenith Direct:

• Download the BVN update form from the Zenith Bank website.
• Fill out the form accurately.
• Email the completed form to zenithdirect@zenithbank.com.
• You can also call their 24/7 contact center at +234-1-2927000 or +234-1-2787000 for assistance.  

5. Visit a Zenith Bank Branch:

• Visit any Zenith Bank branch near you.
• Inform a customer service representative that you want to update your BVN.
• They will guide you through the process and assist you with any necessary documentation.

How to Block Zenith bank card

To block your Zenith Bank card, you have several options:

Using the USSD Code:

1.  From your registered phone number, dial *966*60#.
2. Follow the prompts and select option 6 to block your card.
3. Input your 4-digit USSD PIN to confirm.

Using the Zenith Bank Mobile App:

• Launch the Zenith Bank Mobile App on your phone.
• Tap the menu icon on the top left corner.
•  Choose the “Cards” option.
•  Toggle the switch to deactivate your card.

Using Customer Care:

1. Call ZenithDirect: Dial 234 (1) 4647000 or 0700-286-936484.
2.  Explain your situation and request to block your card

Zenith bank cardless withdrawal

Zenith Bank offers a cardless withdrawal service that allows you to withdraw money from an ATM without using your debit card. Here’s how you can do it:

1. From your registered phone number, dial *966*60#.
2. Follow the prompts and select option 7 to generate a cardless withdrawal code.
3. Input the amount you wish to withdraw.
4.  Create a 4-digit Cash-Out PIN.
5.  Re-enter the Cash-Out PIN to confirm.
6. You will receive a Paycode.
7. Go to any Zenith Bank ATM that supports cardless withdrawal.
8.  At the ATM, enter the Paycode and your Cash-Out PIN.

 

Perform transaction above N100k via USSD

To perform transaction above N100k with Zenith bank USSD, First dial *966*60# and then select option to sign indemnity.

 

Perform USSD on POS

To Perform USSD on POS Transaction with your zenith bank account,simply dial *966*000# and enter your POS Reference code.

 

Select preferred USSD account to debit

To Select preferred USSD account to debit from Zenith bank, Simply dial *966*60# and select option 8 to choose your preferred USSD account to be debited for your USSD transactions.