Last Updated on March 19, 2025 by admin
Wells Fargo offers a convenient mobile check deposit feature through its mobile app, allowing customers to deposit checks using their smartphone or tablet
To use this service, customers must have the Wells Fargo Mobile app installed on a device with a camera. Eligible checks include personal, business, and most government checks. Before depositing.
it is essential to endorse the check by signing the back and writing ‘For Mobile Deposit at Wells Fargo Bank Only.’ Deposits made before the cut-off time are typically available the next day
How To Register For Mobile Banking
The Wells Fargo Mobile® app is available for Apple and AndroidTM devices. Download the Wells Fargo Mobile app on the App Store and on Google Play.
1. To enroll, kindly visit Wells Fargo bank online portal on your device or the mobile app once it’s been downloaded.
2. Input your social security number or Tax ID number
3. Input details of any card of Wells Fargo (i.e ATM/debit/credit cards) or account number.
4. Fill in personal information in the place provided for it.
5. Choose a username and password with the provided directives.
How to deposit check on wells Fargo
To deposit a check with Wells Fargo, you can use the following methods:
1. Mobile Deposit
- Download and open the Wells Fargo Mobile app.
- Log in to your account.
- Select “Deposit” from the bottom menu or use the “Deposit Checks” shortcut.
- Choose the account to deposit into and enter the check amount.
- Endorse the back of the check and write “For Mobile Deposit at Wells Fargo Only.”
- Take clear photos of the front and back of the check using your phone.
- Confirm the details and submit the deposit.
2. ATM Deposit
- Visit a Wells Fargo ATM that accepts deposits.
- Insert your debit card and enter your PIN.
- Select “Deposit” and follow the prompts to insert your check.
3. In-Person Deposit
- Visit a Wells Fargo branch.
- Bring your check and a valid ID.
- Fill out a deposit slip (if required) and hand it to the teller along with your check.
What is Wells Fargo mobile check deposit limit
Wells Fargo imposes daily and monthly limits on mobile check deposits to ensure security and manage risk. For most customers, the general daily limit is $2,500, while the monthly limit is $5,000 over a 30-day period.
your mobile deposit limits are shown for each eligible account when you select a Deposit to account and on the Enter Amount screen.
How does Wells Fargo Mobile check deposit work?
One of the advantages of using Wells Fargo Mobile check deposit is that there are no fees associated with the service. However, there are daily and monthly deposit limits that customers need to be aware of.
For most personal accounts, the daily limit is $2,500, and the monthly limit is $5,000 over a 30-day period. These limits can vary based on the account type and history, and customers can view their specific limits within the app. It’s important to note that some business accounts may have different limits or incur transaction fees
These limits are fairly standard among major banks, although some banks, like Bank of America, offer higher monthly limits. Online banks, such as Ally, tend to have even higher limits, with Ally allowing up to $50,000 per day. Customers should be aware that these limits can vary based on factors like account history and relationship with the bank
What types of checks can I deposit on Wells Fargo mobile app ?
Eligible checks for mobile deposit include those payable in U.S. dollars and drawn at any U.S.-based bank. This includes personal checks, business checks, and most government checks. It is important that the checks are payable to and endorsed by the account holder to be eligible for mobile deposit.
However, not all checks can be deposited using the Wells Fargo mobile app. Certain types of checks are excluded from mobile deposit eligibility. These include international checks, U.S. savings bonds, U.S. postal money orders, remotely created checks, convenience checks, non-American Express traveler’s checks, cash, checks that are illegible, and those with unreadable MICR data.
Additionally, duplicate checks are not accepted for mobile deposit
| Check Type | Eligibility for Mobile Deposit |
|---|---|
| Personal Checks | Eligible |
| Business Checks | Eligible |
| Government Checks | Eligible |
| International Checks | Not Eligible |
| U.S. Savings Bonds | Not Eligible |
| U.S. Postal Money Orders | Not Eligible |
| Remotely Created Checks | Not Eligible |
| Convenience Checks | Not Eligible |
| Non-American Express Traveler’s Checks | Not Eligible |
| Cash | Not Eligible |
| Illegible Checks | Not Eligible |
| Duplicate Checks | Not Eligible |
Who’s eligible to use Wells Fargo mobile deposit service?
While the mobile deposit service is free of charge for eligible customers, there are certain limitations and restrictions. For instance, there are daily and monthly deposit limits that vary depending on the account type and history.
Some accounts may not be eligible for mobile deposit, and the availability of the service can be affected by the mobile carrier’s coverage area. It is important for customers to be aware of these limitations to avoid any inconvenience
| Requirement | Details |
|---|---|
| Eligible Account | Checking or savings account with Wells Fargo |
| Mobile App | Wells Fargo Mobile app on a supported device |
| Device Requirement | Smartphone or tablet with a camera |
| Endorsement | Sign and write ‘For Mobile Deposit at Wells Fargo Only’ |
| Deposit Limits | Varies by account type and history |
In addition to the eligibility criteria, customers should ensure that their mobile devices are compatible with the Wells Fargo Mobile app. The app is available for download on most smartphones and tablets, and users must have a device with a functioning camera to capture images of the checks.
It is also important to properly endorse the back of the check by signing it and writing ‘For Mobile Deposit at Wells Fargo Only’ below the signature, or by checking the mobile deposit box if available
