Last Updated on September 23, 2025 by admin
Chase Bank, one of the largest financial institutions in the United States, offers comprehensive wire transfer services that cater to the needs of individuals and businesses alike.
Wire transfers remain a vital financial tool for securely sending funds across the globe, offering a quick and efficient way to move money from one bank account to another.
At Chase, wire transfers can be initiated either domestically or internationally, providing customers with flexibility and convenience.
Customers can initiate a wire transfer through Chase’s online banking platform, the mobile app, or by visiting a local branch, making the service accessible regardless of a customer’s preference.
Whether for personal reasons, business needs, or global financial dealings, Chase Bank’s wire transfer service remains a reliable and efficient solution for moving funds securely and swiftly.
Read:How to send and receive Bank Of America Wire Transfer and Routing number
Benefits of routing number and wire
Benefits of Routing Number
A routing number is a unique 9-digit code that identifies a financial institution in the U.S. It’s essential for processing various types of transactions.
- Secure Identification: Ensures your money goes to the correct bank.
- Supports Multiple Transactions: Used for direct deposits, bill payments, ACH transfers, and wire transfers.
- Speed & Accuracy: Helps banks process transactions quickly and accurately.
- Universal Use: Works across checks, online banking, and mobile apps.
Benefits of Wire Transfers
A wire transfer is a fast, secure way to send money electronically from one bank to another—domestically or internationally.
- Speed: Funds typically arrive within hours (domestic) or 1–5 days (international).
- Security: Highly encrypted and verified, reducing fraud risk.
- Global Reach: Send money to almost any bank worldwide.
- Large Amounts: Ideal for high-value transactions like real estate, tuition, or business payments.
- Certainty: Unlike checks, wire transfers are guaranteed once sent—no waiting for clearance.
Why They Work Well Together
Routing numbers are the backbone of wire transfers in the U.S. They ensure your money reaches the right institution, while wire transfers ensure it gets there fast and securely.
How to send Wire Transfer With Chase
Sending a wire transfer with Chase Bank is pretty straightforward. Here’s a step-by-step guide on how to do it:
Option 1: Online Wire Transfer
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Log In to Your Chase Account
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Go to the “Pay & Transfer” tab in the main menu.
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Select “Wire Money” or “Send a Wire Transfer.”
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Add Recipient Information (if not already added)
You’ll need to provide:
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Recipient’s full name and address
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Recipient bank’s name and address
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Recipient bank’s routing number (ABA number for domestic) or SWIFT/BIC code (for international)
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Recipient’s account number
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Purpose of the wire transfer (sometimes required)
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Enter the amount to send.
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Choose the currency (if international).
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Select the account from which you want to send the money.
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Double-check all details for accuracy.
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Review wire transfer fees (usually around $25 for domestic, $40 for international).
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Submit the transfer.
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You may be asked to enter a security code sent via text or email for verification.
How to Receive Wire Transfer With Chase
To receive a wire transfer with Chase Bank, you’ll need to provide the sender with specific details depending on whether the transfer is domestic or international. Here’s what to do:
For Domestic Wire Transfers (within the U.S.)Give the sender the following:
- Bank Name: JPMorgan Chase Bank, N.A.
- Routing Number:
021000021 - Account Number: Your full Chase account number
- Account Name: Your name as it appears on the account
- Bank Address: JPMorgan Chase Bank, N.A., 270 Park Avenue, New York, NY 10017
For International Wire TransfersProvide these details:
- Bank Name: JPMorgan Chase Bank, N.A.
- SWIFT Code:
CHASUS33 - Account Number: Your full Chase account number
- Account Name: Your name as it appears on the account
- Bank Address: JPMorgan Chase Bank, N.A., 270 Park Avenue, New York, NY 10017
- Routing Number (for USD wires):
021000021
Note: If the sender’s bank requires an IBAN, let them know U.S. banks do not use IBANs.
Processing time and fees with chase wire transfer
Here’s a clear breakdown of Chase Bank’s wire transfer fees and processing times:
Chase bank Wire Transfer Fees
| Transfer Type | Fee (USD) |
|---|---|
| Domestic Wire (Outgoing) | $25 |
| Domestic Wire (Incoming) | $15 |
| International Wire (Outgoing in USD) | $40 |
| International Wire (Outgoing in Foreign Currency) | $0–$5 (often waived) |
| International Wire (Incoming) | $15 |
Processing Times of chase bank wire transfer
Domestic Wire Transfers
- Same-day delivery if sent before 4 PM ET on a business day.
- Transfers after cutoff or on weekends/holidays are processed the next business day.
International Wire Transfers
- Foreign currency wires: Typically arrive in 1–2 business days.
- USD wires: May take 2–5 business days, depending on the destination and receiving bank.
Chase bank wire routing number
To receive or send a wire transfer with Chase Bank, you’ll need the correct wire routing number:
- Routing Number for Wire Transfers:
021000021This applies to both domestic and international wire transfers in USD.
For International Wire TransfersYou’ll also need:
- SWIFT Code:
CHASUS33 - Bank Name: JPMorgan Chase Bank, N.A.
- Bank Address: 270 Park Avenue, New York, NY 10017
- Your Account Number and Name
Note: U.S. banks do not use IBANs, so if the sender requests one, let them know it’s not applicable.
