How to register for African bank Internet Banking and Cellphone Banking

Last updated on March 27th, 2025 at 03:29 pm

Last Updated on March 27, 2025 by admin

In today’s fast-paced world, convenience is key, especially when it comes to managing your finances. African Bank understands the need for accessible banking services and has introduced Cellphone Banking to simplify your banking experience on the go.

With African Bank Cellphone Banking, you can effortlessly handle your financial transactions from the palm of your hand. This user-friendly service allows you to check your account balance, view transaction history, make payments, transfer funds between accounts, and even apply for loans directly through your mobile device.

The security of your personal information is a top priority for African Bank. Their Cellphone Banking service utilizes advanced encryption technology to ensure that all transactions are safe and secure. No longer do you need to wait in long queues or rush to a physical branch during limited business hours.

Do i qualify for a loan at african bank online

To determine if you qualify for a loan at African Bank online, here are the general requirements:

1. You must be at least 18 years old.
2. Provide recent payslips or bank statements showing at least three salary deposits.
3. Submit a utility bill or lease agreement not older than three months.
4. A good credit history is essential for approval.
5.  You need to have a stable source of income.

How to Register for African Bank Internet Banking:

To register for African Bank Internet Banking, follow these steps:

1.  Go to the African Bank Internet Banking page or registration page to begin the process.
2. Fill out the required details, including your account information and personal details.
3.  You may need to provide supporting documents or complete an OTP (One-Time Password) verification.
4. Create a username and password for secure access to your account.
5.  Follow the instructions provided to activate your Internet Banking profile.

If you encounter any issues, you can contact African Bank’s customer service at 0861 123 120 for assistance.

ALSO READ: ABSA Bank USSD Codes:How to Register, transfer money,pay bills and check account Balance

How to register for African Bank Cellphone Banking

African Bank offers a convenient Cellphone Banking service that allows you to manage your finances on the go using USSD codes. Here’s how you can use it:

1. On your mobile phone, dial *120*225# and press the call button.
2. Follow the on-screen prompts to access various services like checking your balance, transferring funds, buying airtime, and more.
3. Complete your selected transaction by confirming the details.

This service is secure, cost-effective, and works without an internet connection, making it ideal for quick banking needs.

African Bank mobile app

The African Bank mobile app is designed to provide users with a comprehensive suite of banking services right at their fingertips. it cater to various banking needs, including payments, transfers, and investment management.

Users can also manage sub-accounts, control card settings, and access general banking services such as stopping debit orders and obtaining statements.

How to register for African Bank mobile app

To register for the African Bank Mobile App, follow these steps:

1. Get the African Bank Mobile App from the Google Play Store for Android or the App Store for iOS.
2.  Launch the app and click on the “Register” or “Sign Up” button.
3.  Enter your personal and banking information, such as your account number, ID number, and mobile number.
4.  You may need to complete an OTP (One-Time Password) verification sent to your registered mobile number.
5.  Create a username and password for secure access to your account.
6. Use your credentials to log in and explore the app’s features, such as checking balances, transferring funds, and paying bills.

How to transfer money with African Bank Cellphone Banking

To transfer money using African Bank’s Cellphone Banking service, follow these steps:

1. On your mobile phone, dial *120*225# and press the call button.
2. Follow the on-screen prompts to select the “Transfer Funds” option.
3.  Input the recipient’s account details and the amount you wish to transfer.
4.  Verify the details and confirm the transfer by entering your PIN.

How to buy airtime and data from African Bank Cellphone Banking

To buy airtime and data using African Bank’s Cellphone Banking service, follow these steps:

1.  On your mobile phone, dial *120*225#.
2. From the menu, choose the option for buying airtime or data.
3.  Input the mobile number you want to recharge (or select “Self” for your registered number) and the amount.
4. Verify the details and confirm by entering your PIN.

How to block African Bank Cellphone Banking

To block African Bank Cellphone Banking, you can follow these steps:

1.  Call African Bank’s customer service at 0861 111 011 to request the deactivation of your Cellphone Banking service.
2.  Go to the nearest African Bank branch and speak with a representative to block your Cellphone Banking profile.
3.  Send an email to customerservice@africanbank.co.za with your account details and request to block the service.

How to transfer money with African Bank

How to buy airtime with African Bank

To buy airtime with African Bank, you can use these convenient options:

1. Cellphone Banking (USSD):

• Dial *120*225# on your registered mobile number.
• Select “Airtime Purchase” from the menu.
• Enter the mobile number to recharge and specify the amount.
• Confirm your transaction by entering your PIN.

2. African Bank App:

• Log in to the African Bank Mobile App.
• Navigate to the “Buy Airtime” option.
• Provide the mobile number (or choose “Self” for your registered number) and input the amount.
• Confirm your purchase.

How to check account balance with African Bank

You can check your African Bank account balance using the following methods:

1. Cellphone Banking (USSD)

• Dial *120*225# from your registered mobile number.
• Log in using your PIN.
• Select the option to check your account balance, and it will be displayed on your screen.

2. Mobile App

• Download and log in to the African Bank Mobile App.
• Navigate to the “Account Balance” section to view your balance.

3. Internet Banking

• Log in to your African Bank Internet Banking account.
• Select your account to view the balance.

4. ATM

• Insert your African Bank debit card into an ATM.
• Select the “Check Balance” option to view your account balance.

To pay bills with African Bank, you can use the following methods:

1. Cellphone Banking (USSD)

• Dial *120*225# on your registered mobile number.
• Select the “Pay Bills” option from the menu.
• Enter the biller details and the amount to pay.
• Confirm the transaction by entering your PIN.

2. Internet Banking

• Log in to your African Bank Internet Banking account.
• Navigate to the “Pay Bills” section.
• Select the biller, input the amount, and confirm the payment.

3. Mobile App

• Open the African Bank Mobile App.
• Choose the “Pay Bills” option.
• Enter the biller details and the amount, then confirm the transaction.

African bank contact details

Here are the contact details for African Bank:

• Customer Service: Call 0861 111 011 or 011 207 4500 for general inquiries.
• Email: Reach out to service@africanbank.co.za for customer queries.
• Head Office Address: 59 16th Road, Midrand, Johannesburg, 1685, South Africa.
• Operating Hours: Monday to Friday: 8:00 AM – 5:00 PM; Saturday: 8:30 AM – 12:00 PM; Closed on Sundays and public holidays.