Last Updated on November 9, 2025 by admin
Transferring money from Ecobank offers a convenient way to send money to family and friends and also pay business associate
This enable account holders manage their finances, whether they’re sending funds locally or internationally. With a variety of methods available, including online transfers, mobile app functionality, and in-branch services, users can choose the option that best suits their needs.
Funds transfer can involved sending to Ecobank or sending to other bank or pay for bills in Nigeria.
The bank whose head office is located at 2365, boulevard du Mono BP 3261, Lomé – Togo with branch in Nigeria located at Ozumba Mbadiwe Avenue, Victoria Island, Lagos – Nigeria;
This article serves as a comprehensive guide, detailing the steps required to transfer money , Whether you are a new or old customers , understanding the process will enhance your banking experience and ensure your money reaches its destination efficiently.
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Ecobank offers fast, secure, and versatile money transfer options across Africa and beyond, with digital platforms that make transactions easy and accessible.
Here’s a breakdown of the key features and benefits of transferring money with Ecobank:
Multiple Transfer Channels
- Mobile Banking App: Send money anytime via the Ecobank Mobile App.
- USSD Code: Transfer using Ecobank’s transfer code (e.g., *326# in Nigeria) without internet access
- Internet Banking: Manage transfers from your computer securely.
- ATM & Branch Services: Traditional options for in-person transactions.
Wide Coverage
- Ecobank operates in over 30 African countries, enabling cross-border transfers within its network
Instant Transfers
- Real-time transfers to Ecobank accounts and other banks using NIBSS Instant Payment (NIP) in Nigeria
International Transfers
- Supports SWIFT and Western Union for global remittances
Benefits of Using Ecobank for Money Transfers
- Convenience
- Transfer funds 24/7 from your phone or computer—no need to visit a branch.
- Speed
- Most transfers are processed instantly, especially within Ecobank and local banks.
- Accessibility
- USSD and mobile app options make it easy for users without smartphones or internet access.
- Affordability
- Competitive transfer fees, especially for intra-African transactions.
- Pan-African Integration
- Seamless transfers between Ecobank accounts across different African countries.
- Customer Support
- Dedicated help via branches, call centers, and digital channels.
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How to transfer money from ecobank
You can transfer money from Ecobank using their mobile app, USSD code, internet banking, ATMs, or by visiting a branch. Each method is designed to be fast, secure, and convenient.
Here’s a detailed guide on how to transfer money from Ecobank
1. Using Ecobank Mobile App
- Get the Ecobank Mobile App from Google Play or Apple App Store and log in.
- Tap on “Transfer” or “Payments”.
- Select Ecobank account, other bank, or international transfer.
- Input recipient’s account number, bank, amount, and narration.
- Review details and enter your PIN or biometric to authorize.
2. Using USSD Code (No Internet Required)
- Dial *326# (Nigeria-specific; varies by country).
- Choose to transfer to Ecobank or other banks.
- Enter the recipient account number and the amount you want to transfer
- Enter your PIN to complete the transaction.
3. Using Internet Banking
- Visit ecobank online portal and log in.
- Choose “Transfer Funds”.
- Select account, recipient, amount, and purpose.
- Use OTP or token to confirm.
4. Using Ecobank ATM
- Insert Card & Enter PIN
- Select Transfer Option
- Choose Account & Recipient
- Confirm Transaction
5. At Ecobank Branch
- Go to any Ecobank branch.
- Provide recipient details and amount.
- Bank staff will process the transfer.
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How to buy airtime and data from ecobank
You can buy airtime and data from Ecobank using their mobile app, USSD code (326#), or internet banking—quickly and securely, anytime, anywhere.*
Here’s a step-by-step guide for each method:
1. Using the Ecobank Mobile App
- Install the Ecobank Mobile App from the Play Store or App Store and log in.
- Tap on “Buy Airtime” or “Buy Data”.
- Choose your mobile network (MTN, Airtel, Glo, 9mobile), enter the amount or data bundle.
- Input your number or someone else’s.
- Review the details and authorize with your PIN or fingerprint.
2. Using USSD Code (*326#)
- Dial *326# on your registered phone.
- Select Airtime or Data:
- For airtime: Choose “Airtime Recharge” → “Self” or “Others”.
- For data: Choose “Buy Data” → Select network and bundle.
- Input the amount or select a data plan.
- Enter your 4-digit PIN to complete the transaction.
3. Using Ecobank Internet Banking
- Login to Ecobank online banking
- Select “Airtime/Data Recharge”.
- Choose network, amount, and phone number.
- Use OTP or token to complete the purchase.
Frequently Asked Questions
What are the ways to transfer money from Ecobank?
- Mobile App: Available on Android and iOS.
- USSD Code: Dial *326# (Nigeria) or your country-specific code.
- Internet Banking: Accessible via Ecobank’s website.
- ATM & Branches: In-person transfers are also available.
2. What is the Ecobank transfer code?
- In Nigeria, the USSD transfer code is *326#
- Other countries may have different codes—check with your local Ecobank branch
3. Can I transfer money to other banks?
- Yes. You can transfer to other banks using the mobile app, USSD, or internet banking
4. What is the daily transfer limit?
- Limits vary by method:
- USSD: Typically ₦20,000–₦100,000.
- Mobile App/Internet Banking: Up to ₦1,000,000 or more depending on account type
5. Are there charges for transfers?
- Yes. Ecobank charges a small fee for interbank transfers.
- Example: ₦10–₦50 for local transfers.
- International transfers may incur higher fees
6. Can I transfer money internationally?
- Yes. Ecobank supports SWIFT transfers, Western Union, and Rapidtransfer for cross-border payments
7. How long does a transfer take?
- Local transfers: Usually instant.
- International transfers: May take 1–3 business days depending on destination and method
8. Can I reverse a mistaken transfer?
- You must contact Ecobank customer service immediately. Reversals depend on whether the recipient has withdrawn the funds
9. Is it safe to transfer money via Ecobank?
- Yes. Transactions are protected with PINs, OTP, and biometric authentication on digital platforms
10. How do I track my transfer?
- Use the transaction history in the mobile app or internet banking.
- You’ll also receive SMS/email alerts for successful transfers
