Last Updated on April 17, 2025 by admin
As foremost bank in Nigeria, Union bank plc has change how account holders can bank with ease without stress. They can easily purchase airtime and data through its innovative mobile banking platform.
This service allows users to top up their phone credits and buy data bundles directly from their Bank account, making it easier to stay connected on the go.
Customers can use the USSD code *826# to buy airtime for themselves or others. For self-recharge, the code is *826*Amount#, while for third-party recharges, it is *826*Amount*3rd party mobile No#. you’ll receive confirmation messages for every airtime and data purchase, providing you with peace of mind that your transactions are verified.
In case of any issues, Union Bank’s customer support is readily available to assist you, making your experience smooth and worry-free.
Read: How to register for Union Bank Internet and online Banking and Mobile App
What is Union bank transfer code
Union Bank offers a convenient USSD code for mobile banking transactions, which is *826#. This code allows users to perform a variety of banking activities directly from their mobile phones without the need for internet access.
To use this service, customers must have an active Bank account and a registered mobile number linked to that account. The service is available 24/7 on any USSD-compatible mobile device, making it accessible and easy to use for all customers
How is eligible to buy airtime and data from union bank
To buy airtime and data from Union Bank, you need to meet the following eligibility criteria:
- Only savings accounts are eligible for airtime and data purchases. Corporate accounts, joint accounts, target savings accounts, and domiciliary accounts are not allowed.
- You must use the phone number linked to your Union Bank account.
- Ensure you are registered for Union Bank’s USSD banking service by dialing *826#
Read: How to apply for Union bank Self employed and senior citizen loan and requirements
How to register for union bank ussd code
To register for Union Bank’s USSD banking, users need to dial *826# and follow the prompts to set up a secure transaction PIN. This PIN is a 5-digit number that should be both secure and memorable
To register for Union Bank’s USSD code (*826#), follow these steps:
- *Dial *826# on the mobile number linked to your Union Bank account.
- Enter the last 4 digits of your Union Bank ATM card.
- If you don’t have an ATM card, follow the prompts for alternative verification.
- Set up a unique PIN for secure transactions.
- Re-enter the PIN to complete the registration process.
Once registered, you can use *826# for various banking services like transfers, airtime purchase, and bill payments.
Read: Union Bank Payday loan and salary advance: How to apply and requirements
How to buy Airtime from Union bank
Union Bank provides a convenient way to purchase airtime using USSD codes, which do not require an internet connection. To buy airtime for yourself, simply dial *826*Amount# from the mobile number linked to your Union Bank account. For instance, if you want to purchase ₦500 worth of airtime, you would dial *826*500#. The amount will be credited to your line instantly, provided you have sufficient funds in your account
To buy airtime from your Union Bank account using USSD, follow these steps:
- For Self-Recharge:
- Dial *826*Amount# on your registered mobile number.
- For example, to recharge ₦1,000, dial *826*1000#
- Confirm the transaction with your 4-digit USSD PIN.
- For Third-Party Recharge:
- Dial *826*Amount*Recipient’s Phone Number#
- For example, to send ₦500 to another number 08012345678, kindly dial *826*500*08012345678#
- Enter your USSD PIN to authorize the recharge.
You’ll receive a confirmation message once the airtime purchase is successful.
How to buy data from Union bank
Purchasing data through Union Bank’s USSD service is equally straightforward. You can either dial *826# and go through the menu to select the ‘Buy Data’ option, or use the direct code *826*9# to access data bundles. This process involves choosing the network, inputting the recipient’s phone number, selecting the data bundle amount, and confirming the purchase with your Union Bank USSD PIN. These transactions are exempt from the typical USSD session fees, making them cost-effective.
To buy data from Union Bank using the USSD code, follow these steps:
- Dial *826*9# on the mobile phone number linked to your Union Bank account.
- Select your mobile network provider from the options presented (e.g., MTN, Airtel, Glo, 9mobile).
- Choose the data plan or bundle that you wish to purchase from the list provided.
- Confirm the purchase by entering your USSD PIN.
- Once confirmed, the corresponding amount will be deducted from your Union Bank account, and the data will be credited to your mobile phone number instantly.
List of Union bank USSD Code
| Function | Short Code |
| Check balance | *826*4# |
| Buy airtime for yourself | *826*Amount# |
| Buy airtime for others | *826*Amount*3rd party mobile No# |
| Transfer money to Union Bank | *826*1*Amount*Account No# |
| Transfer money to other banks | *826*2*Amount*Account no# |
| Cardless withdrawal | *826*7*amount# |
| Locate a branch/Union Direct Agent | *826*19# |
| Request a debit card | *826*21# |
| Request a loan | *826*41# |
| Data purchase | *826*9# |
| Pay merchants (mCash) | *826*22*merchantcode*amount# |
| Data capture after enrolment | *826*3*account no# |
| Card management (block and unblock card) | *826*21# |
| Limit increase | *826*8# |
| Block your account from your phone number | *826*6# |
| Block your account from other phone numbers | *826*6*mobile number# |
FAQS
Is there a daily limit to how much airtime I can buy using the Union Bank USSD code?
Yes, the daily limit for airtime purchases via the *826# USSD code is typically up to ₦20,000. This limit might be subject to change by Union Bank.
Are there any service charges or fees for buying airtime using the Union Bank USSD code?
Generally, Union Bank does not charge direct fees for using the *826# service for airtime purchases. However, your mobile network provider might deduct a small fee for each USSD session. Union Bank often highlights that their *826# service doesn’t require data, implying minimal network charges.
