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Enroll for First National Bank and mobile App banking

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Last Updated on January 28, 2026 by admin

First National Bank has established itself as a leader in the financial industry by delivering innovative digital banking solutions tailored to the evolving needs of today’s customers.

With a strong focus on convenience, efficiency, and security, FNB’s internet banking and mobile app have transformed how customers engage with their finances, making banking simpler and more accessible than ever.

FNB’s digital platforms offer seamless, real-time access to a wide range of services, enabling users to complete transactions, track account activity, and manage their finances effortlessly from any device.

Whether you’re an existing customer or new to FNB, enjoy unlimited banking that combines quality, usability, and safety—giving you full control of your money anytime, anywhere.

The FNB Online Banking platform goes beyond traditional branch hours. Available 24/7, it allows you to view detailed balances, transfer funds, buy foreign currency, activate, cancel, or order FNB cards, and much more—all at your convenience.

Read: Capitec Bank’s Customer Care Services: phone number and email address & WhatsApp

FNB Online Banking features

First National Bank (FNB) South Africa’s Online Banking offers secure 24/7 access to accounts, with features like fund transfers, bill payments, personalized offers, debit card management, and fraud protection through One-Time PINs (OTPs) and inContact alerts. It’s designed for both personal and business customers, combining convenience with strong security.

Security & Access

  • 24/7 availability – manage accounts anytime, anywhere.
  • Multi-layer security – login with username/password plus One-Time PIN (OTP) sent via SMS/email.
  • Profile blocking – after three failed login attempts, accounts are automatically locked.
  • Fraud protection – full money-back guarantee if fraud occurs, provided inContact alerts are active, and credentials are safeguarded.

 Account & Money Management

  • View balances and detailed transaction history in real time.
  • Fund transfers – between FNB accounts or to other banks.
  • Beneficiary management – save and organize payees for faster transactions.
  • Loan and credit management – pay loans and manage credit facilities online.

Payments & Purchases

  • Bill payments – settle utilities, subscriptions, and other services electronically.
  • Airtime & data purchases directly from accounts.
  • Scheduled payments – set recurring transfers or debit orders.

Business Banking Tools

  • User management – add multiple users to a profile and assign permissions (view-only or transaction limits).
  • ACH & EFT origination – initiate secure electronic payments for payroll or suppliers.
  • Customizable limits – set transaction ceilings for different users.

Personalization & Extras

  • Personalized upgrade offers – credit limit increases or product recommendations.
  • Secure messaging – communicate with FNB support directly.
  • Direct Deposit Switch – update salary deposits online.

How to register for fnb online banking

To register for FNB South Africa Online Banking, you need an active FNB account and can sign up either via the official FNB website or at an ATM/branch. The process involves creating a username and password, verifying with a One-Time PIN (OTP), and activating your profile for secure access.

Register with my Card and ATM PIN details
  • Visit the official FNB website – www.fnb.co.za.
  • Click on “Register” under Online Banking.
  • Select the option to register with your Card and ATM PIN.
  • Enter your card number and ATM PIN.
  • Provide your South African ID number (or passport if applicable).
  • Create your username and password for online banking.
  • You’ll receive a One-Time PIN (OTP) via SMS/email to verify your registration.
  • Once verified, your profile is activated and you can log in immediately.

Register at an FNB ATM

  1. Insert your FNB card and enter your PIN.
  2. Select “More Options” → “Online Banking” → “Register.”
  3. Follow the prompts to create your username and password.
  4. Confirm with the OTP sent to your phone.

Register with Your Account Number

You can register for FNB South Africa Online Banking using your account number instead of your card and ATM PIN. Here’s how the process works:

  1. Go to the official FNB website – www.fnb.co.za.
  2. Click on “Register” under Online Banking.
  3. Select the option to register with your Account Number.
  4. Enter your FNB account number and your South African ID number (or passport if applicable).
  5. Provide your email address and mobile number registered with FNB.
  6. Create your username and password for online banking.
  7. You’ll receive a One-Time PIN (OTP) via SMS/email to verify your registration.
  8. Once verified, your profile is activated, and you can log in immediately.

 

Register with my Security Code and ID details

To register for FNB Online Banking using your Security Code and ID details, you’ll need to follow a secure process that’s typically initiated when FNB sends you a registration notification. This method is often used for Online Banking Enterprise™ or when you’re added as a new user by an administrator.

Here’s how to complete the registration:

  1. Go to the official FNB website – www.fnb.co.za.
  2. Click on “Register” under Online Banking.
  3. Choose the option to register with your Security Code and ID number.
  4. Enter your South African ID number (or passport if applicable).
  5. Provide your FNB Security Code (this is a code linked to your banking profile).
  6. Create your username and password for online banking.
  7. You’ll receive a One-Time PIN (OTP) via SMS/email to verify your registration.

 

Register for PayPal for non FNB customers

 In South Africa, FNB (First National Bank) is PayPal’s official partner bank, but you don’t have to be an FNB customer to use PayPal. You can still register and link your PayPal account to any other South African bank account. Here’s how it works:

1. Create a PayPal Account

  • Go to www.paypal.com.
  • Click Sign Up and choose Personal or Business account.
  • Enter your email address, name, and password.
  • Confirm your email by clicking the verification link sent to you.

2. Link Your Bank Card

  • Add a Visa or Mastercard debit/credit card from your bank (it doesn’t have to be FNB).
  • PayPal will make a small test charge to your card (refundable) to verify ownership.
  • Enter the 4-digit code from your bank statement to confirm.

3. Receive Payments

  • You can now receive payments into your PayPal account.
  • Funds will remain in your PayPal balance until you withdraw.

4. Withdraw Funds to South Africa

  • Even if you bank with Standard Bank, Nedbank, Absa, Capitec, etc., withdrawals must go through FNB’s PayPal service.
  • You’ll need to register for an FNB PayPal Service Profile (not a full FNB account).
  • This profile lets you transfer money from PayPal into your local bank account.

FNB mobile app

The FNB South Africa Mobile Banking App is one of the most advanced in the country, offering secure 24/7 access to accounts, instant payments via PayShap, eWallet, and Scan-to-Pay, card management, investment tools, and lifestyle features like vouchers, insurance, and wellness tracking. It’s available on Android, iOS, and Huawei AppGallery.

How to register for FNB Mobile App

Here’s a clear step‑by‑step guide to register for the FNB South Africa Mobile App. You’ll need an active FNB account and a smartphone with internet access.

1. Download the App

  • Go to your phone’s app store:
    • Google Play Store (Android)
    • Apple App Store (iOS)
    • Huawei AppGallery (Huawei devices)
  • Search for “FNB Banking App” and install it.

2. Open the App

  • Launch the app after installation.
  • Tap “Register” if you don’t already have Online Banking credentials.

3. Choose Registration MethodYou can register using one of these options:

  • Card and ATM PIN – enter your FNB card number and ATM PIN.
  • Account Number and ID – enter your FNB account number and South African ID/passport.
  • Security Code and ID – if you have a security code linked to your profile.

4. Verify Your Identity

  • You’ll receive a One-Time PIN (OTP) via SMS or email.
  • Enter the OTP to confirm your registration.

5. Create Login Credentials

  • Choose a username and password for the app.
  • Set up biometric login (fingerprint or Face ID) if your device supports it.

6. Start Banking

  • Once verified, you can log in immediately.
  • Access balances, transfers, bill payments, eWallet, PayShap, card management, and lifestyle features.

Once registered, you’ll be able to:

  • Check balances and transactions
  • Send money via ChatPay or EFT
  • Buy airtime, pay bills, and manage your cards
  • Apply for loans, open accounts, and more

How to check account balance from First National Bank

You can check your First National Bank (FNB) account balance instantly using the FNB Mobile App, Online Banking, USSD (*120*321#), SMS, or at any FNB ATM. The fastest method for South African customers is dialing *120*321# on your registered cellphone to see balances without internet.

1. FNB Mobile App

  • Download the FNB Banking App from Google Play, Apple App Store, or Huawei AppGallery.
  • Log in with your username, password, or biometric login.
  • Your balances appear on the dashboard immediately after login.
  • You can also view transaction history and manage cards.

2. Online Banking

  • Visit www.fnb.co.za.
  • Log in with your username and password.
  • Navigate to “Accounts” → “Balances” to see available and current balances.
  • You can also view up to two years of statements.

3. USSD Code (120321#)

  • Dial *120*321#. from your registered cellphone.
  • Follow the menu prompts to select “Check Balance.”
  • Works without internet, making it ideal for quick checks.
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