Last Updated on November 10, 2025 by admin
In today’s fast-paced digital world, purchasing airtime has become a seamless and essential task for mobile phone users. Ecobank, a prominent financial institution in Africa, offers a convenient and reliable service for buying airtime and data directly from their bank.
Whether you are looking to recharge your own phone or send airtime and data to someone else, the bank provides multiple options that suit your needs.
Account holders Can buy Airtime and data directly from their bank account without stress is a convenient service that allows you to top up data and airtime without visiting vendor .
Ecobank partners with all mobile networks to ensure you’re covered. From the likes of MTN, Airtel, GLO, and 9mobile, you can buy airtime for various providers, making it a one-stop-shop for all your mobile credit needs.
Read; How to transfer money from ecobank & buy airtime and data
Benefits of Buying Airtime through Ecobank
Buying airtime through Ecobank is fast, secure, and available 24/7—no need to visit a store or use scratch cards. You can top up directly from your bank account using multiple convenient channels.
Here are the key benefits:
Convenience and Accessibility
- Multiple channels available: You can buy airtime via the Ecobank Mobile App, USSD code (*326#), or internet banking
- 24/7 service: Airtime and data purchases are available anytime, including weekends and holidays
- Skip the hassle of buying scratch cards or visiting a vendor
- Transactions are processed immediately, so your phone is recharged in seconds
- Ecobank’s digital channels use encryption and authentication to protect your transactions.
Versatility
- Supports all major networks: MTN, Airtel, Glo, and 9Mobile are all covered
- You can also buy mobile data along with airtime using the same channels
- Airtime and data purchases through Ecobank are typically free of extra charges
Record Keeping
- Every airtime purchase is logged in your bank statement, making it easy to track usage.
Features
Ecobank offers a wide range of digital and financial services designed to meet personal, business, and corporate banking needs across Africa.
Here’s a breakdown of Ecobank’s key features and offerings:
Core Banking Services
- Retail Banking: Savings and current accounts, personal loans, debit and credit cards.
- Corporate & Investment Banking: Treasury services, trade finance, and structured lending for businesses.
- Microfinance: Financial inclusion products for low-income and underserved individuals
Digital Banking Solutions
- Ecobank Mobile App: A user-friendly app offering account management, airtime purchase, bill payments, fund transfers, and card control feature
- USSD Banking: Quick access to banking services via *326#, even without internet.
- Internet Banking: Secure online platform for managing accounts and transactions.
Card Services
- Debit, Credit & Prepaid Cards: Designed for local and international use, with added security features.
- Virtual Cards: For secure online shopping without exposing physical card details
Payments & Transfers
- Instant Transfers: Send money across Ecobank accounts or to other banks.
- Cross-border Payments: Seamless transactions across Ecobank’s Pan-African network.
Insurance & Investment
- Bancassurance: Insurance products covering health, life, and travel.
- Investment Solutions: Access to mutual funds, bonds, and other financial instruments
Pan-African Reach
- Presence in 33 African countries: Making it one of the most accessible banks on the continent.
- Unified Banking Experience: Customers can access their accounts across borders with the same credentials.
Specialized Services
- Hajj Savings & Support: Tailored financial services for pilgrims.
- SME Support: Loans, advisory, and digital tools for small and medium enterprises
Read: How to check Ecobank Account balance and transfer money
How to buy airtime from ecobank
You can buy airtime from Ecobank quickly and easily using several digital channels. Here’s how:
Using the Ecobank Mobile App
- Log in to the Ecobank Mobile App.
- Tap on “Airtime” or “Buy Airtime/Data”.
- Select your network provider (MTN, Airtel, Glo, or 9Mobile).
- Enter the phone number and amount.
- Confirm the transaction — your phone will be recharged instantly.
Using USSD (*326#)
- Dial
*326#from your registered phone number. - Select “Airtime” from the menu.
- Choose whether to buy for yourself or another number.
- Enter the amount and confirm.
- You’ll receive a confirmation message and the airtime will be credited.
Using Ecobank Internet Banking
- Log in to your Ecobank online banking account.
- Navigate to “Payments” or “Airtime Recharge”.
- Fill in the required details — phone number, network, and amount.
- Confirm the transaction.
How to buy data from ecobank
You can buy mobile data from Ecobank using their Mobile App, USSD code (326#), or Internet Banking. The process is quick, secure, and available 24/7.*
Here’s how to do it step by step:
Via Ecobank Mobile App
- Log in to the Ecobank Mobile App.
- Tap on “Buy Airtime/Data”.
- Select “Buy Data”.
- Choose your network provider (MTN, Airtel, Glo, or 9Mobile).
- Enter the phone number and select the data bundle.
- Confirm the transaction — your data will be credited instantly.
Via USSD Code (*326#)
- Dial
*326#from your registered phone number. - Select “Data” from the menu.
- Choose your network and data plan.
- Enter the phone number and confirm the purchase.
- You’ll receive a confirmation message and the data will be activated.
Via Internet Banking
- Log in to your Ecobank online banking account.
- Navigate to “Payments” or “Buy Airtime/Data”.
- Select “Data”, choose your network, and enter the details.
- Confirm the transaction.
Read: How to apply for AB Microfinance Bank loan and type of loan
Frequently Asked Questions
1.Can I buy airtime or data for others?Yes! You can recharge another number by:
- Using *326*Amount*RecipientNumber# for airtime.
- On the app, select “Buy for Others” under the airtime or data section.
2. Is there a limit to how much airtime or data I can buy?Yes, daily limits may apply depending on your account type and transaction channel. Typically:
- USSD limits range from ₦5,000 to ₦20,000 daily.
- App limits may be higher, especially for verified users.
3. Will I get a receipt or confirmation?Yes. You’ll receive a confirmation SMS after every successful airtime or data purchase. The mobile app also logs your transaction history.
- Wait a few minutes—some delays are temporary.
- If unresolved, contact Ecobank customer service or visit a branch with your transaction details.
5. Is it safe to use USSD or the app?Yes. Both platforms are secured with PIN authentication. Never share your PIN or OTP with anyone.
6.How can I buy airtime from my Ecobank account?
You can buy airtime using any of these methods:
- USSD Code: Dial *326*Amount# (e.g., *326*1000# to recharge ₦1000 on your phone).
- Ecobank Mobile App: Log in, select “Airtime,” choose the network and amount, then confirm.
- Internet Banking: Log in to your Ecobank online account and navigate to the airtime purchase section.
7.How do I buy data from Ecobank?
There are two main ways:
- Via USSD: Dial *326# and follow the prompts to select “Data” and choose your preferred bundle and network.
- Via Mobile App: Open the Ecobank app, go to “Buy Data,” select your network, choose a plan, and confirm the transaction
