How to borrow Data from MTN, Glo,Airtel and 9mobile Nigeria

Last Updated on May 28, 2024 by admin

Data provide the solution that enable researcher browse the web,it could been seen as life wire to any telecom subscriber that make use of smart phone .

Customers can now borrow data on credit when they run out of data and pay back on their next recharge. The service is provided by both MTN XtraByte ,Glo Borrow Me Data, AitelCredit Loan Service and 9mobile

However, Note: it not all subscribers that is qualify to borrow data except you meet the following requirements.

Important of borrowing Data from MTN, Glo,Airtel and 9mobile Nigeria

Borrowing data from MTN, Glo, Airtel, and 9mobile in Nigeria can be beneficial in several ways:

Emergency Connectivity: It allows you to stay connected when you urgently need internet access but don’t have enough airtime or data balance to purchase a new bundle. This can be crucial for communication, work, or accessing essential information.
Flexibility: Data borrowing offers flexibility in managing your data usage. Instead of being restricted by your existing balance, you can borrow data to meet your immediate needs and repay it later when you recharge.
Convenience: Borrowing data is usually a quick and easy process, typically involving a simple USSD code or a few taps on your phone’s app. This makes it convenient for users who need data on the go.
Cost-Effective in Emergencies: While there are service charges associated with borrowed data, it can be more cost-effective than buying a new data bundle in emergencies, especially if you need only a small amount of data.
Building Trust and Loyalty: For the mobile networks, offering data borrowing services can help build trust and loyalty with their customers, as it demonstrates their willingness to support users in times of need.

However, it’s important to note that borrowing data should be used responsibly. It’s best to use it for emergencies or when you genuinely need it and can repay it promptly to avoid accumulating debt

Requirements to borrow Data from MTN, Glo,Airtel and 9mobile Nigeria

To borrow data from major Nigerian mobile networks like MTN, Glo, Airtel, and 9mobile, you generally need to meet the following requirements:

General Requirements:

Active Customer: You must be an active subscriber on the network for a certain period. This period typically ranges from 3 to 6 months, depending on the provider.
Consistent Usage: You should have a history of regular airtime usage or data bundle purchases.
No Outstanding Debts: You shouldn’t have any unpaid data loans or outstanding bills on your line.

Specific Requirements (May Vary by Provider):

MTN XtraTime:
- Minimum 3 months on the network.
- Consistent usage of airtime and data.
Glo Borrow Me Data:
- Minimum 4 months on the network.
- Average monthly recharge of at least ₦200.
Airtel ExtraCredit:
- Minimum 3 months on the network.
- Consistent usage of airtime and data.
9mobile MoreCliq:
- Minimum 3 months on the network.
- Consistent usage of airtime and data.

Additional Notes:

The amount of data you can borrow depends on your eligibility and usage history.
Borrowed data usually comes with a service fee, which is deducted when you recharge your line.
The repayment period for the borrowed data varies by provider but is usually within a few days to a week.
Each network has specific USSD codes or procedures for borrowing data. You can find these on their websites or by contacting customer service.

Also read: How to Borrow Airtime or recharge card from MTN, Glo, Airtel and 9mobile

Charges fess to borrow Data from MTN, Glo,Airtel and 9mobile Nigeria

Here’s a summary of the charges and fees associated with borrowing data from MTN, Glo, Airtel, and 9mobile in Nigeria:

MTN XtraByte:

Service Fee: 15% of the borrowed data bundle price.
Example: If you borrow a 1GB bundle costing ₦350, the service fee would be ₦52.50, and you’d receive ₦297.50 worth of data.

Glo Borrow Me Data:

Service Fee: 15% of the borrowed data bundle price.
Example: If you borrow a 1.2GB bundle costing ₦500, the service fee would be ₦75, and you’d receive ₦425 worth of data.

Airtel ExtraCredit:

Service Fee:
- 20% for amounts below ₦50.
- 15% for amounts ₦50 and above.
Example: If you borrow ₦500 worth of data, the service fee would be ₦75, and you’d receive ₦425 worth of data.

9mobile MoreCliq:

Service Fee: Varies depending on the amount borrowed.
Example: For a ₦200 data loan, you might receive ₦170 worth of data, with a ₦30 service fee.

You will be charge 15% service charge except for the N25 loan which has a service charge of 20%.

How to Borrow Data from MTN

1.Simply dial *312#
2.Then select 7
3.Select 2
4. select your preferred Airtel Airtime plan from the list.
5.Once you select XtraTime you know much much you can borrow

How to Borrow data from MTN using 312 IVR

1.Simply dial 303
2.Then select your preferred language, either English, Igbo, Hausa or Yoruba.
3.Select either XtraTime or XtraByte.
4.select your preferred data plan from the list.

How to borrow data from Glo network

To borrow data from Glo simply dial *303#

2. Then enter 2

3. Enter your choice airtime.

4. And repay on your next recharge

You can also read:How to transfer Airtime/call credit on MTN, Airtel,Glo and 9mobile

How to Borrow data from Airtel Nigeria.

To borrow data from Airtel Nigeria simply dial ; *303# …. You can also check if you are eligible to borrow data through *303#.

How to borrow Data from 9mobile Nigeria

The 9Mobile Nigeria doesn’t allow subscribers to borrow data yet, so you have to borrow airtime and then convert it to data. To borrow Airtime on 9mobile network, simply dial *303# on your phone.

Frequently Asked Questions on How to Borrow Data in Nigeria:

1. Who is eligible to borrow data?

Eligibility varies by network provider, but generally, you need to:

Be a prepaid customer
Have been active on the network for a certain period (usually 3-6 months)
Have a consistent usage history (regular airtime and data recharge)
Have no outstanding data debts or unpaid bills

2. How do I borrow data on each network?

MTN: Dial *303# and follow the prompts.
Glo: Dial *303# and select the “Borrow Me Data” option.
Airtel: Dial *303# and select option 3 for “Data Credit Loan”.
9mobile: Dial *303# and follow the instructions.

3. How much data can I borrow?

The amount you can borrow depends on your eligibility and usage history. Each network has different data bundle options and borrowing limits.

4. How much does it cost to borrow data?

Each network has its own service charge, usually a percentage of the borrowed amount:

MTN: 15% service charge.
Glo: 15% service charge.
Airtel: 20% for amounts below ₦50, 15% for amounts ₦50 and above.
9mobile: Varies depending on the amount borrowed.

5. How do I repay the borrowed data?

The borrowed amount, including the service charge, is automatically deducted from your next recharge.

6. Can I borrow data multiple times?

Yes, you can borrow data multiple times, but your eligibility depends on timely repayment of previous loans. But for Glo you must repay back the borrow data before you can borrow again

7. Can I borrow data if I have an active data bundle?

Yes, you can still borrow data even if you have an active data bundle. The borrowed data will be added to your existing data balance.but for mtn you mu have less than N75

8. What if I don’t repay the borrowed data?

If you don’t repay the borrowed data within the specified time, your line might be barred from further data borrowing until you clear the outstanding balance.