Accessing mobile data services is essential in today’s digital age, but there are times when we may run low on data unexpectedly. In Nigeria, major telecom providers such as MTN, Glo, Airtel, and 9mobile offer convenient data borrowing services to ensure uninterrupted connectivity for their customers.
Data borrowing services offered by major Nigerian networks like MTN, Glo, Airtel, and 9mobile provide a convenient solution for users who find themselves in urgent need of data but are low on airtime. These services allow subscribers to borrow data and repay later, ensuring uninterrupted connectivity.
Customers can now borrow data on credit when they run out of data and pay back on their next recharge. The service is provided by both MTN XtraByte ,Glo Borrow Me Data, AitelCredit Loan Service and 9mobile
However, Note: it not all subscribers that is qualify to borrow data except you meet the following requirements.
Requirements to borrow Data from MTN, Glo,Airtel and 9mobile Nigeria
To borrow data from major Nigerian mobile networks like MTN, Glo, Airtel, and 9mobile, you generally need to meet the following requirements:
General Requirements:
- Active Customer: You must be an active subscriber on the network for a certain period. This period typically ranges from 3 to 6 months, depending on the provider.
- Consistent Usage: You should have a history of regular airtime usage or data bundle purchases.
- No Outstanding Debts: You shouldn’t have any unpaid data loans or outstanding bills on your line.
Specific Requirements (May Vary by Provider):
- MTN XtraTime:
- Minimum 3 months on the network.
- Consistent usage of airtime and data.
- Glo Borrow Me Data:
- Minimum 4 months on the network.
- Average monthly recharge of at least ₦200.
- Airtel ExtraCredit:
- Minimum 3 months on the network.
- Consistent usage of airtime and data.
- 9mobile MoreCliq:
- Minimum 3 months on the network.
- Consistent usage of airtime and data.
Also read: How to Borrow Airtime or recharge card from MTN, Glo, Airtel and 9mobile
Charges fess to borrow Data from MTN, Glo,Airtel and 9mobile Nigeria
Here’s a summary of the charges and fees associated with borrowing data from MTN, Glo, Airtel, and 9mobile in Nigeria:
MTN XtraByte:
- Service Fee: 15% of the borrowed data bundle price.
- Example: If you borrow a 1GB bundle costing ₦350, the service fee would be ₦52.50, and you’d receive ₦297.50 worth of data.
Glo Borrow Me Data:
- Service Fee: 15% of the borrowed data bundle price.
- Example: If you borrow a 1.2GB bundle costing ₦500, the service fee would be ₦75, and you’d receive ₦425 worth of data.
Airtel ExtraCredit:
- Service Fee:
- 20% for amounts below ₦50.
- 15% for amounts ₦50 and above.
- Example: If you borrow ₦500 worth of data, the service fee would be ₦75, and you’d receive ₦425 worth of data.
9mobile MoreCliq:
- Service Fee: Varies depending on the amount borrowed.
- Example: For a ₦200 data loan, you might receive ₦170 worth of data, with a ₦30 service fee.
You will be charge 15% service charge except for the N25 loan which has a service charge of 20%.
How to Borrow Data from MTN
1.Simply dial *303#
2.Then select 3
3. Pick the data bundle you want to borrow from the available options.
4.Follow the prompts to finalize your request. The borrowed data will be credited to your account instantly.
How to Borrow data from MTN using 3o3IVR
1.Simply dial 303
2.Then select your preferred language, either English, Igbo, Hausa or Yoruba.
3.Select either XtraTime or XtraByte.
4.select your preferred data plan from the list.
You may also like:How to share MTN, Glo, Airtel and 9mobile/Etisalat Data with family and friends
How to borrow data from Glo network
To borrow data from the Glo network, follow these steps:
- Dial *303# on your Glo line.
- From the menu options, choose “Borrow Data.” by selecting 2
- Select the data bundle you want to borrow based on the options displayed.
- Follow the prompts to confirm your request. The borrowed data will be credited to your account instantly.
You can also read:How to transfer Airtime/call credit on MTN, Airtel,Glo and 9mobile
How to Borrow data from Airtel Nigeria.
To borrow data from Airtel Nigeria, follow these steps:
- Dial*303#, select the “Borrow Data” option from the menu.
- Pick the data bundle you want to borrow based on the options displayed.
- Once you select the amount, your request will be processed, and the data will be credited to your account instantly
How to borrow Data from 9mobile Nigeria
To borrow data from 9mobile Nigeria, follow these steps:
- Dial *303# and select “Borrow Data” from the options displayed.
- Pick the data bundle you want to borrow based on the available options.
- Follow the prompts to finalize your request. The borrowed data will be credited to your account instantly.
Frequently Asked Questions on How to Borrow Data in Nigeria:
1. Who is eligible to borrow data?
Eligibility varies by network provider, but generally, you need to:
- Be a prepaid customer
- Have been active on the network for a certain period (usually 3-6 months)
- Have a consistent usage history (regular airtime and data recharge)
- Have no outstanding data debts or unpaid bills
2. How do I borrow data on each network?
- MTN: Dial *303# and follow the prompts.
- Glo: Dial *303# and select the “Borrow Me Data” option.
- Airtel: Dial *303# and select option 3 for “Data Credit Loan”.
- 9mobile: Dial *303# and follow the instructions.
3. How much data can I borrow?
The amount you can borrow depends on your eligibility and usage history. Each network has different data bundle options and borrowing limits.
4. How much does it cost to borrow data?
Each network has its own service charge, usually a percentage of the borrowed amount:
- MTN: 15% service charge.
- Glo: 15% service charge.
- Airtel: 20% for amounts below ₦50, 15% for amounts ₦50 and above.
- 9mobile: Varies depending on the amount borrowed.
5. How do I repay the borrowed data?
The borrowed amount, including the service charge, is automatically deducted from your next recharge.
6. Can I borrow data multiple times?
Yes, you can borrow data multiple times, but your eligibility depends on timely repayment of previous loans. But for Glo you must repay back the borrow data before you can borrow again
7. Can I borrow data if I have an active data bundle?
Yes, you can still borrow data even if you have an active data bundle. The borrowed data will be added to your existing data balance.but for mtn you mu have less than N75
8. What if I don’t repay the borrowed data?
If you don’t repay the borrowed data within the specified time, your line might be barred from further data borrowing until you clear the outstanding balance.
