Guaranty Trust Bank, one of the foremost banks in Nigeria has changed the banking narrative with the launch of “Habari“, a mobile app that is designed to offer Nigerians a bespoke banking experience and other value added services all rolled in one.
With this mobile app,the future of banking is here and the bank is thinking ahead with this innovative mobile application. Today , information technology is at the front burner and it has been said that ICT would be one of the major drivers of future banking. The era banks doing bricks and mortar banking which is protected by regulation is going extinct.
According to Segun Agbaje , the CEO of GT bank said that “With Habari, we have taken banking to a new level, customers would be able to watch videos, listen to news , buy books and do shopping. With this, you would be able to chat, check and find friends, locate friends with friends radar and be able to connect to consumers and businesses making it e – commerce platform. It is a mobile wallet that enable folks to pay bill”
He added ” with Habari, you could create the bank that you want. We would continue to evolve and as people change we incorporate what they want into Habari to make banking interesting for them.”
As the narratives are changing in banking sector , banks have come to realize that competition isn’t only in the banking sector but the Telcos, Fintechs and crowd funding. The launch of this product trust to answer the critical question like; Do people need bank? In future people might have less need to go to the traditional banking halls but demand for topnotch banking services which Guarantee Trust Bank is Known for.
“The future of banking is going to be digital, everything in banking would be ICT. In Guaranty Trust Bank, we decided to reinvent ourselves and create an ecosystem that would make people do all kinds of things from SME market hub to mobile wallet and GT world. Three years ago, we took a deep breath and disrupted ourselves in a radical approach”, Agbaje added.
Guaranty Trust Bank over the years has started creating a robust physical and virtual platforms that would converge customers, businesses and content in a singular platform.
Transactions on Habari are absolutely free, one can even get rewarded for doing transaction on Habari! Users can achieve their group financial goal by crowd funding in Habari groups. This is bringing banks to not only to your finger tips but wishes .
“We thought of doing things differently,we wanted to build a bank that works for every customers not for just for us. We have gone through months of unlearning and relearning and we came out with this product”, Segun Agbaje concluded.
Habari is a virtual kingdom made up of communities created by people of similar interests where every activity earns users rewards they can redeem in the real world
With the Habari app you can; SAY IT (A user can chat and post in different groups, express yourself with cool stickers and share photos), SEE IT (A user can view images, news feeds etc.) and BUY IT also, users can purchase discounted items on Habari.
With Habari, we have taken banking to a new level, customers would be able to watch videos, listen to news , buy books and do shopping. With this, you would be able to chat, check and find friends, locate friends with friends radar and be able to connect to consumers and businesses making it e – commerce platform. It is a mobile wallet that enable folks to pay bill”