Last Updated on November 19, 2025 by admin
The Central Bank of Nigeria (CBN) plays a crucial role in the country’s financial system, overseeing monetary policies and ensuring financial stability.
Whether you’re a business owner seeking guidance, a student looking for information on financial education, or an individual needing assistance with banking services, having the right contact information is essential.
Need to contact the Central Bank of Nigeria (CBN) and not sure where to start? You are not alone. Many people search for CBN email addresses, phone numbers, or branch locations when a money problem gets serious or confusing.
This guide explains what CBN does, when you should contact them, and how to safely find official email, phone, and address details. It also shows you how to locate CBN branches and offices across Nigeria.
Contact details can change at any time, so always confirm information from the official CBN website before acting. Still, once you know what to look for, it gets much easier to reach the right office fast.
Read: Full List of All 28 Commercial Banks in Nigeria (With Simple Profiles)
Functions of Central Bank of Nigeria
The Central Bank of Nigeria (CBN) performs five core functions: ensuring monetary and price stability, issuing Nigeria’s currency, maintaining external reserves, promoting a sound financial system, and acting as banker and adviser to the Federal Government
- Monetary and Price Stability The CBN regulates money supply and interest rates to control inflation and stabilize the value of the Naira
- Issuing Legal Tender It is the sole authority to print and issue Nigeria’s currency (the Naira), ensuring its availability and integrity
- Maintaining External Reserves The Bank safeguards Nigeria’s foreign reserves to preserve the international value of the Naira and support trade
- Promoting a Sound Financial System The CBN supervises and regulates banks and other financial institutions under the Banks and Other Financial Institutions Act (BOFIA) to ensure stability and public confidence
- Government’s Banker and Adviser It manages government accounts, debt instruments, and provides economic and financial advice to the Federal Government
Additional Functions
Beyond its core mandate, the CBN also:
- Controls currency circulation by printing and distributing money across the country
- Regulates exchange rates to stabilize the Naira against foreign currencies
- Implements monetary policies such as setting interest rates and cash reserve ratios
- Supports economic growth through interventions in agriculture, manufacturing, and SMEs
- Acts as lender of last resort to commercial banks during financial crises
Why These Functions Matter
The CBN’s role is crucial because:
- It protects Nigerians’ purchasing power by fighting inflation.
- It ensures trust in the financial system, preventing bank collapses.
- It supports national development by channeling funds into critical sectors.
- It maintains Nigeria’s global financial standing through reserve management and currency stability.
Read; How to buy Airtime and Data from Ecobank
Simple explanation of the Central Bank of Nigeria
The Central Bank of Nigeria is the country’s main bank for the government and the banking system. It works behind the scenes to keep money in the country stable.
CBN is not a normal bank where you open savings accounts or get a debit card. Instead, it:
- Sets rules for commercial banks and other financial institutions
- Prints and issues Naira notes and coins
- Tries to control inflation and keep prices more stable
- Helps keep the financial system safe and trusted
So, while you do not walk into CBN to withdraw money, the rules it makes affect how your regular bank works every day.
Common reasons people look for CBN email, phone, and address details
Most people try to contact CBN when something serious is wrong or when they need clear information. Common reasons include:
- Unfair treatment by a bank For example, when a bank keeps charging strange fees or blocks an account without a clear reason, and does not fix it after complaints.
- Fraud, scams, or suspicious activity You might want to report fake investment schemes that use CBN’s name, or suspicious messages that claim to be from CBN.
- Failed transfers or refunds your bank is not fixing Sometimes money leaves your account but does not reach the other person, and the bank keeps delaying or giving vague answers.
- Questions on new currency notes or policies People may want information about redesigned Naira notes, cash withdrawal limits, or new rules that affect daily banking.
- Programs for financial inclusion or small businesses Some consumers and business owners want to know more about CBN-supported loans or intervention programs, and how the process works.
Read: How to transfer money from ecobank & buy airtime and data
When to contact your bank instead of the Central Bank of Nigeria
You should not contact CBN for every small issue. For many day-to-day problems, your bank is still the first point of contact.
Start with your bank when you have:
- Normal ATM problems, like a machine that did not pay out cash
- Card issues, such as a blocked card or a card that will not work online
- Very recent transaction errors, like a new failed transfer or card payment that just happened
In most cases, your bank can see your account history and fix these faster than any regulator.
CBN usually steps in when:
- You have complained to the bank, but the problem is not fixed after some time
- The amount of money involved is large or affects your business badly
- There is clear evidence of unfair treatment, fraud, or abuse of customer rights
Think of it this way: your bank is the first doctor, CBN is the specialist you go to when the first doctor is not helping
Central Bank of Nigeria (CBN) branches location in Nigeria
The Central Bank of Nigeria (CBN) has branches in all 36 states of Nigeria plus the Federal Capital Territory (FCT), Abuja. The headquarters is located in Abuja, while each state has at least one branch office.
Major CBN Branch Locations in Nigeria
Here are some of the key branch addresses across the country:
- The following are the addresses of all Central Bank of Nigeria (CBN) branch offices in all the 36 States of Nigeria and the Federal Capital Territory:
ABUJA CBN HEAD OFFICE COMPLEX
- Address: Central Bank of Nigeria (CBN),
Zaria Street, Garki II,
P.M.B. 0187, Cadastral Zone,
Garki, Abuja, Federal Capital Territory (FCT)
ABIA STATE
- Address: Central Bank of Nigeria (CBN), Commissioners Quarters,
Umuahia, Abia State
ADAMAWA STATE
- Address: Central Bank of Nigeria (CBN),
Galadima Aminu Road,
P.M.B. 2121, Yola,
Adamawa State
AKWA IBOM STATE
- Address: Central Bank of Nigeria (CBN),
Banking Layout,
Udo Udoma Avenue, Uyo,
Akwa Ibom State
ANAMBRA STATE
- Address: Central Bank of Nigeria (CBN),
37, Azikiwe Avenue, Awka,
Anambra State
BAUCHI STATE
- Address: Central Bank of Nigeria (CBN),
Off Ahmadu Bello Way,
P.M.B. 0159, Bauchi,
Bauchi State
BAYELSA STATE
- Address: Central Bank of Nigeria (CBN),
21, Osiri Road, Eketi,
Yenegoa,
Bayelsa State
BENUE STATE
- Address: Central Bank of Nigeria (CBN),
Shittu Alao Road,
P.M.B 102368, Makurdi,
Benue State
BORNO STATE
- Address: Central Bank of Nigeria (CBN),
3, Kirikasama Road,
P.M.B. 1177, Maiduguri,
Borno State
CROSS RIVER STATE
- Address: Central Bank of Nigeria (CBN),
8, Calabar Road,
P.M.B. 1029, Calabar,
Cross River State
DELTA STATE
- Central Bank of Nigeria (CBN),
Mariam Babangida Road,
Central Area 320108, Asaba,
Delta State
EBONYI STATE
- Address: Central Bank of Nigeria (CBN),
1, Nwene Street,
Off Ezza Road, Abakiliki,
Ebonyi State
EDO STATE
- Address: Central Bank of Nigeria (CBN),
1, Akpakpava Road,
Aubiama, Benin City,
Edo State
EKITI STATE
- Address: Central Bank of Nigeria (CBN),
Secretariat Road, P.M.B. 5458, Ado-Ekiti,
Ekiti State
ENUGU STATE
- Address: Central Bank of Nigeria (CBN),
3, Garden Avenue,
P.M.B. 1039, Enugu,
Enugu State
GOMBE STATE
- Address: Central Bank of Nigeria (CBN),
Off Shehu Abubakar Road,
Opposite Deputy Governor’s Lodge, Gombe,
Gombe State
IMO STATE
- Address: Central Bank of Nigeria (CBN),
New Okigwe Road,
P.M.B. 1520, Owerri,
Imo State
JIGAWA STATE
- Address: Central Bank of Nigeria (CBN),
Sanni Abacha Way,
P.M.B. 7155, Dutse,
Jigawa State
KADUNA STATE
- Address: Central Bank of Nigeria (CBN),
1A, Yakubu Gowon Way,
P.M.B. 2126, Kaduna,
Kaduna State
KANO STATE
- Address: Central Bank of Nigeria (CBN),
4A, Lagos Street,
P.M.B. 3025, Kano,
Kano State
KATSINA STATE
- Address: Central Bank of Nigeria (CBN),
WTC Road,
P.M.B. 2151, Katsina,
Katsina State
KEBBI STATE
- Address: Central Bank of Nigeria (CBN),
Sultan Abubakar Road, Birnin-Kebbi,
Kebbi State
KOGI STATE
- Address: Central Bank of Nigeria (CBN),
Government House Road,
Opposite Government House, Lokoja,
Kogi State
KWARA STATE
- Address: Central Bank of Nigeria (CBN),
1, Sule Gambari Road,
P.M.B. 1365, Ilorin,
Kwara State
LAGOS STATE
- Address: Central Bank of Nigeria (CBN),
Tinubu Square, Custom Street,
Marina Road, Lagos Island,
Lagos State
NASARAWA STATE
- Address: Central Bank of Nigeria (CBN),
Shendam Road, Lafia,
Nasarawa State
NIGER STATE
- Address: Central Bank of Nigeria (CBN),
Paiko Road, Minna,
Niger State
OGUN STATE
- Address: Central Bank of Nigeria (CBN),
Ibrahim Babangida Way,
P.M.B. 2217 Abeokuta,
Ogun State
ONDO STATE
- Address: Central Bank of Nigeria (CBN),
Old Secretariat Road,
P.M.B. 0805, Akure,
Ondo State
OSUN STATE
- Address: Central Bank of Nigeria (CBN),
Plot 4, Gbogon Road,
Osun G.R.A., Oshogbo,
Osun State
OYO STATE
- Address: Central Bank of Nigeria (CBN),
Oba Adebimpe Road,
P.M.B. 5281, Ibadan,
Oyo State
PLATEAU STATE
- Address: Central Bank of Nigeria (CBN),
4, Noad Avenue,
P.M.B. 2080, Jos,
Plateau State
RIVERS STATE
- Address: Central Bank of Nigeria (CBN),
3 Bank Road, P.M.B. 5134,
Port Harcourt,
Rivers State
SOKOTO STATE
- Address: Central Bank of Nigeria (CBN),
Gusau Road,
P.M.B. 2393, Sokoto,
Sokoto State
TARABA STATE
- Address: Central Bank of Nigeria (CBN),
Barde Way,
Opposite PHCN Office, Jalingo,
Taraba State
YOBE STATE
- Address: Central Bank of Nigeria (CBN),
2, G.R.A. Road,
Behind Central Mosque, Damaturu,
Yobe State
ZAMFARA STATE
- Address: Central Bank of Nigeria (CBN),
J. B. Yakubu Street,
Opposite Access Bank, Gusau,
Zamfara State
- Address: Central Bank of Nigeria (CBN),
Central Bank of Nigeria contact Details
The Central Bank of Nigeria is open for business Monday through Friday except on national holidays. Official visiting days are Tuesdays and Thursdays by appointment only. Our working hours are from 8:00 am – 4:00pm.
Emails:
| General Enquiries: | contactcbn@cbn.gov.ng |
| Complaints Against Financial Institutions: | cpd@cbn.gov.ng |
| Ethics & Anti-Corruption: | ethicsoffice@cbn.gov.ng anticorruptionunit@cbn.gov.ng |
| Whistleblowing Petition: | whistleblowing@cbn.gov.ng |
Phone:
| Contact Us: | +234 817 665 7060; +234 707 338 4828 |
Letters/Location:
| Central Bank of Nigeria, Plot 33, Abubakar Tafawa Balewa Way Central Business District, Cadastral Zone, Abuja, Federal Capital Territory, Nigeria P.M.B. 0187, Garki, Abuja. |
